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Sub Prime Credit Thread Part II

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Comments

  • seeya23
    seeya23 Posts: 2,330 Forumite
    Good morning to all
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Afternoon and good evening to all

    some one talk to me ??????????????????????????????
  • cifpower
    cifpower Posts: 6,502 Forumite
    Evening team! My savings are building nicely. Only £350 but its a start! Hope to save £50 for the forseeable.
  • mumofboys_2
    mumofboys_2 Posts: 154 Forumite
    Hi. Just to update, have still not received first bank statement, so no further forward with CRA's.:mad: Should have rec'd it, so ordered another, should be here this week.

    Re savings Cif, have you noticed the 7% regular saver ISA with Saffron BS. Don't know where you live - they have closed it to all but those locally to the BS branches until it disappears completely on Friday. Was looking at it for my mum, but she is in Scotland so no go. You have to put in £25-300 monthly and can vary the amount.

    Just a thought if you are looking to save regularly.

    MOB
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    wannabe123 wrote: »
    hi london i used to work for a bank any thing to do with a state pension
    a bank is not allowed to take anyones pension or state benefit tell them to contact the bank and tell them this or they will speak to local dss and cab

    Thanks for this - I have known them for years and I do try and help them - and when She told me this was happening ,I didnt think this was right - anyway I did what you advised and I think its sorted now.
    Thanks.
  • cifpower
    cifpower Posts: 6,502 Forumite
    mumofboys wrote: »
    Hi. Just to update, have still not received first bank statement, so no further forward with CRA's.:mad: Should have rec'd it, so ordered another, should be here this week.

    Re savings Cif, have you noticed the 7% regular saver ISA with Saffron BS. Don't know where you live - they have closed it to all but those locally to the BS branches until it disappears completely on Friday. Was looking at it for my mum, but she is in Scotland so no go. You have to put in £25-300 monthly and can vary the amount.

    Just a thought if you are looking to save regularly.

    MOB
    I opened up a Regular Saver with the Halifax last July paying 10% gross. Started with £25pm but upped it to £50pm a few months after. Hopefully there will be similar regular savers offering good rates come July.
  • mumofboys_2
    mumofboys_2 Posts: 154 Forumite
    So do you think it is not worth looking at these kind of deals in terms of the fact you are locked in for a year?
  • cifpower
    cifpower Posts: 6,502 Forumite
    mumofboys wrote: »
    So do you think it is not worth looking at these kind of deals in terms of the fact you are locked in for a year?
    That's a question I would pose on the Savings board
  • wannabe123
    wannabe123 Posts: 66 Forumite
    Thanks for this - I have known them for years and I do try and help them - and when She told me this was happening ,I didnt think this was right - anyway I did what you advised and I think its sorted now.
    Thanks.

    anytime glad to help london if they have any further problems be happy to help
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    Hey, hey, hey :D

    Ooh, it's been quiet on this thread tonight???? I've managed to grab some rather crappy internet access, but it diesn't help when the electricity keeps going :mad:

    Hope you're all keeping well :beer:
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