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Sub Prime Credit Thread Part II
Comments
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Happy birthday Proliant, and fairmom try not to be down, it'll be for the best in the end, I'm sure of that.
My BMI card arrived today :j £1500 credit limit, had to ring them up to activate it and they tried to flog me the payment protection and "free" access to Experian for a year - at £59.99.. not sure how that equates to free, but anyway?
Just got to spend £250 now in the next 90 days to get a free BMI business flight :T
Oooo. You could buy me a ticket to New York.
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How is that possible?
I find it quite bizarre!
Sutton, where have you been - there's loads of debates on it lol. Basically, if you took out a credit agreement before May 2007 I think, there's a high chance that the lender no longer has the original agreement that you signed. So say I owe £10k to Barclays. I write to them and say "prove to me that I owe you £10k - I want to see a copy of my signed Consumer Credit Agreement (CCA). Barclays then fanny asses around and 8/10 times they don't have it. So then I say, well if you can't prove it I'm not paying it back. If a lender can't prove that you signed up to the agreement then it makes it unenforceable. However, it doesn't clear the debt - it just means that it can't be enforced. So it still screws up your credit rating.
People tend to be in 2 camps - you borrow it and you pay it back, or you can't prove it so I'm not paying you. Guess which camp Mr P is in, and which one Mr Rocket is in lol
Hope everyone is well. Fairmorn, sorry to hear about your job - that blows. Mind you, you're in quite a specialised industry so should new work be ok to pick up? K, congrats on the RBS removal. Only 1 default left to deal with now!!0 -
How is that possible?
I find it quite bizarre!
sutton its alover the boards!!
ooh your not ageing are you?? maybe loosing your ability to surf around as fast!1:rotfl: :rotfl:self confessed 80's throwback:D
sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )0 -
Fairmorn, what line of work are you in
?Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
What is? Do I smell gossip! :eek:louiser123 wrote: »sutton its alover the boards!!Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
louiser123 wrote: »sutton its alover the boards!!
ooh your not ageing are you?? maybe loosing your ability to surf around as fast!1:rotfl: :rotfl:
:rotfl: :rotfl:
It's not a senior moment!! :rotfl:
I live on this theard and the Current account boards.
I've been reading up on it now. I'm pretty sure there was a programme, Panorama I think on about this.0 -
Yeah, there was a programme a while back on Panorama.
lol you should explore some other boards Sutton. I'm loving Quick Grabbit While You Can. That, and of course the Wedding Board 0 -
Hey Sam, hows things at work?Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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Hey Sam, hows things at work?
Don't ask!!! I'm trying to stay awake til Midnight to see if I get paid or not lol.
I'm on my hols next week, so I think I'll see how the land lies when I get back!
There's quite a few of us unhappy at the mo, so I think there will be a riot if we don't get paid tomorrow!
Happy Birthday! Did you get any nice pressies??0 -
You know Sutton, Louiser looks really young on her FB pic. I would have thought that she was in her 30s0
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