Sub Prime Credit Thread Part II

sutton111

louiser123 wrote: »

aqua card,

just recieved call for hubby urgent fraud problem with card, they wont speak to me so have to wait till he gets in and rings to find out whats happened.
they just said its extremely urgent and they need to speak to him. so all i can think is that someone has tried to use it, its not him so god only knows will update you as soon as i find out more.

:eek: :eek: .

Hows your car?

louiser123

the car is good!!!! goes much better on the motorway than the old one im in my element with it!!
how are you hope all has been well!

sutton111

louiser123 wrote: »

aqua card,

just recieved call for hubby urgent fraud problem with card, they wont speak to me so have to wait till he gets in and rings to find out whats happened.
they just said its extremely urgent and they need to speak to him. so all i can think is that someone has tried to use it, its not him so god only knows will update you as soon as i find out more.

Love the signature only just noticed.

Finally you have admitted it. :rotfl: :rotfl:

TheEffect

I thought I'd try my luck with a HSBC Credit Card.

''Thank you for your application for an HSBC credit card.

We cannot agree to your request as your credit score has caused us to decline your application.''



Is there a minimum waiting period before applying again?

cifpower

6 months normally

TheEffect

I just phoned Vanquis to ask what ID they require. After being transferred to 3 different departments, they also want a bank statement and passport.

I'm not sure whether to continue with Vanquis.

I've already been accepted for Aqua and the card should be with me in a few days. Do I really need two sub prime credit cards with a 40% APR?

cifpower

I would say not but thats just my opinion. At your age one card is enough - especially at the quoted APRs. The limits will go up in time.

seeya23

good evening to all

Mbat2

allthingsconsidered2009 wrote: »

I could really use a new laptop. My credit limit at Next is not high enough yet to accomodate that.

Try Dell...I got one on a good deal...and they have a good finance package

kiora

Evening all.
Well I decided to check both by credit files today :eek: I reckon I should lay off applying for stuff, I'm still hoping to go for car finance in September but need to seriously sort myself out.