Sub Prime Credit Thread Part II

kpnut79

Hiya Cif,

Is that default settled??

Sorry just read previous post lol

kiora

Afternoon all

cifpower

allthingsconsidered2009 wrote: »

Are there any catalogues that check Experian?

Freemans is one of them. They only check Experian

jakemuk

allthingsconsidered2009 wrote: »

Are there any catalogues that check Experian?

Where you from all things ?

sutton111

cifpower wrote: »

Well the defualt is only on Equifax. Since then I have obtained a Jacamo account, Vanquis card and Freemans catalogue account

Those three all search Experian don't they so it doesn't affect you unless you apply for something through Equifax.

I'm just trying to work out how bad a default actually is or more to the point 2 are.

louiser123

sutton111 wrote: »

Hi Louiser where have you been?

hi sutton,

i have been ill with the flu lasted nearly 2 weeks!!!

back now but with the prob of the fraud thing with aqua card!!

not sure if its really worth having one with all the fraud hassle, hubby hasnt used his card in an age and has never used it online, only used it once in a shop last year in aug!!
so worried now till he comes home and can ring to find out what the prob is!!

cifpower

sutton111 wrote: »

Those three all search Experian don't they so it doesn't affect you unless you apply for something through Equifax.

I'm just trying to work out how bad a default actually is or more to the point 2 are.

Anything that I have applied for which searches Equifax I have been turned down.

sutton111

louiser123 wrote: »

hi sutton,

i have been ill with the flu lasted nearly 2 weeks!!!

back now but with the prob of the fraud thing with aqua card!!

not sure if its really worth having one with all the fraud hassle, hubby hasnt used his card in an age and has never used it online, only used it once in a shop last year in aug!!
so worried now till he comes home and can ring to find out what the prob is!!

What fraud thing Louiser?

sutton111

cifpower wrote: »

Anything that I have applied for which searches Equifax I have been turned down.

Well that answers my question, thanks Cif.

louiser123

aqua card,

just recieved call for hubby urgent fraud problem with card, they wont speak to me so have to wait till he gets in and rings to find out whats happened.
they just said its extremely urgent and they need to speak to him. so all i can think is that someone has tried to use it, its not him so god only knows will update you as soon as i find out more.