Laura's K.I.S.S DFW diary

Primula

Hiya Laura

What's your thoughts now on the loan thing?

P
x

laura2481

Still thinking...
I'm going to pay off the HAlifax card then see how I feel..I may even wait until the new year and see the lay of the land.

Primula

:TGood girl not rushing into it.

laura2481

ps pay day tomorrow! Huzzah!

laura2481

Ticker update!

Paid extra £100 off of Halifax CC today so it will be gone next payday! Huzzah! :j

laura2481

*shamelessly cut and pasted from another thread*

Oooh- and I almost forgot. I now have less than £5k debt. Yay!! :j

Primula

See, you are doing great Laura without going for a nasty consolidation loan.

laura2481

I know- I'd just love to get to a point where I've only got 1 debt to concentrate on! I'll get there...

laura2481

Yes! over 28% which was the aim for this month. And will still have a few more pounds to come off once statements come through and minimum payments and interest are taken into account.


Aims for next month-

• Clear Halifax credit card and check closed down properly
• Get over 30% clear
• Over £2000 paid off

All these should be eaily achievable as I have budgeted for this

laura2481

Today I got a nice letter from HSBC saying I could transfer balance from another card for 6 months 0%. Well, isn't that typically bloody bad timing?!- just about to clear off Halifax card and Virgin is 0% anyway. :rolleyes: