Laura's K.I.S.S DFW diary

mooomin

Well done you!!

I have a target of 15 NSDs and have only done 4, more budgeting needed if I am going to have a hope of hitting my target

laura2481

flying_fresian wrote: »

Well done you!!

I have a target of 15 NSDs and have only done 4, more budgeting needed if I am going to have a hope of hitting my target

Naaah, 4 per week is fine- that'd give you 16 in a month. Seems to me you're right on track

chevalier

well done on getting some control over your finances
well done on not buying the £55 bag with your bonus money, but I mean I guess it is all taste, but I thought it was ugly anyway:rolleyes:

ref paying back your bf money. could you not ask him to let you take a break from this, so that you can pay it off somewhere that is charging interest. It is going to save you money in the long run.

By the way ref his expensive hobby. You are going to have to think about this and how it is going to fit into your life together if the idea is to get a house together in the near ish future. You will need to divvy up all of the household bills, and save for emergencies, getting it decorated. Does HE know how much this will cost, and understand that there may not be as much spare money for his hobby in the future. You need to sort this out now.

I just wouldn't want you coming on here in say 5 years time with a thread title like 'had only £10 for nappies, and OH spent in on a mail glove for his hobby" eg. See where I am going with this?

How are you going to store it? Is he expecting you to buy a bigger house than you need JUST so that he can have a room for his toys? And will all that stuff affect your contents insurance premium....?

You may need to have this chat with him now, so that he understands that he may have to change how he spends money.....

chev

laura2481

chevalier wrote: »

well done on getting some control over your finances
well done on not buying the £55 bag with your bonus money, but I mean I guess it is all taste, but I thought it was ugly anyway:rolleyes:

ref paying back your bf money. could you not ask him to let you take a break from this, so that you can pay it off somewhere that is charging interest. It is going to save you money in the long run.

By the way ref his expensive hobby. You are going to have to think about this and how it is going to fit into your life together if the idea is to get a house together in the near ish future. You will need to divvy up all of the household bills, and save for emergencies, getting it decorated. Does HE know how much this will cost, and understand that there may not be as much spare money for his hobby in the future. You need to sort this out now.

I just wouldn't want you coming on here in say 5 years time with a thread title like 'had only £10 for nappies, and OH spent in on a mail glove for his hobby" eg. See where I am going with this?

How are you going to store it? Is he expecting you to buy a bigger house than you need JUST so that he can have a room for his toys? And will all that stuff affect your contents insurance premium....?

You may need to have this chat with him now, so that he understands that he may have to change how he spends money.....

chev

:rotfl:Actually- we already have a house and he does have a room for all his stuff and gym equipment. And he pays separate insurance on his valuable items because the are not covered by a normal policy- that's he responsibility. His toys. His bill And to be fair- he does prioritize his spending- if he can't afford it, he doesn't buy it.

laura2481

Halifax CC statement came through- now -£839

Don't like the £39 bit though. I might send a £1 to my CC and round it up to £840!

laura2481

Right, did that so now -£840!!
So pleased that total debt is now less than £6000!

[Deleted User]

Excellent, well done Laura. :beer:

laura2481

Can anyone explain to me why I just looked at my BF's facebook page (something I've never done before as I'm not interested) and am now in a flap because there are some pics on there of the xmas party where one girl has her arms wrapped round his neck, and another where he has his arm round another girls waist. I'm sure it's all innocent (i'm sure he'd get rid of them if it wasn't!) but still :mad: That'll teach me to be nosy!

[Deleted User]

OOh, that's a tricky one isn't it, because as you say it is probably completely innocent as they wouldn't be on there, but even so, I would feel a bit "funny" about it too - are you going to ask him about them? Once it's in your head it's very difficult not to?

laura2481

My first instinct was to get on the phone and give him an earful. I used to be quite a jealous person but 8 years (:eek:) seems to have tempered it a little... I'm not too worried. Mostly I'm thinking- 'why is that lass putting her arms around my OH's neck? Back off lady! Grrrr' so i won't be loosing any sleep