Monday 12/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• storecupboard lunch and tea
• swim and jacuzzi to use membership
• reduce, reuse,recycle one thing -
• do one thing just for fun -
• do something nice for someone else

Good morning dfw's busy week for me this week, will be training a new manager for the week so not much chnce to log on at all during day.
Hope you all have agreat day:D
Catch you all later - got to run:D

Pippilongstocking

Hiya
SOre back
TOday
check bank
Laundry
Tea's made
Homework
Um - can't think straight at mo
Some thing nice for someone
Some thing fun
Bike on freecycle
Hope youare all great xxxx Waving

woo hoo was second - in my pain and misery I didn't notice!! xx
xxxx

mbaz

Morning all!

Today I will

- check online banking
- coffee morning at mine - cheaoer than cafe although I'll need to buy some biscuits!
- send back top and face creams for refund
- check for mystery shops

and that's it!

pixiechick99

Morning!! (Been waiting for this thread to appear since 7am, I need to get a life!)
Horrible and wet here, but hey at least it's not icy!
Today I have/will....

• Daily scratchcards...10p and 25p
• Check online banking...all ok
• Go to PO and send ebay parcels
• Pay in cheque and cash from the ex at PO
• NSD hopefully
• Meals from food in house
• Do some college work later
• Heating off asap as its not cold
• List some more of girls' DS games later

Ok that's all for now, must get off to work....have a good day all:D

DawnW

Check online banking (done)
Poorly cat to vets for sedation and blood tests (definitely not moneysaving, but has to be done)
HM soup to work for lunch
Claim expenses for (2) work trips to London last week
Storecupboard tea
Monday morning AND it is raining :mad:

princess_loki

morning!!

well i have been awake since 5am but with oh and lodger have to be quiet until at least one of them gets up!!

so did one load of washing, played on computer and cleaned toilet so far!

lodger got up a moment ago so i will hoover and put dishwasher on (once he is showered)

bit disappointed because now it is gettting light i have realised it is raining and i wanted to sort out the shed (complete overhaul which means everthing out and start again!) so may have to leave this...

looking forward to firemen - wonder if they will come in fire engine :j

will put a loaf of bread on in a minute and make some lovely coffee (best coffee only allowed when have visitors!)

lodger has just informed me that a second tin of paint should be delivered today - will put outside until i know it is not leaking!

may pop to netto as i think someone said they have cheap seeds in there and i was watching gardeners world about raised beds (have a stash of wood behind shed to use...)

will also try and find somewhere cheap to buy manure

hope everyone has a good day

loki x

bookadict

Morning all,

today I will:

- charge my mobile at work.
- Have a storecupboard lunch and tea.
- Do daily clicks.
- Do surveys - has anyone noticed that they are becoming less frequent?
- washing at 30 degrees and dry on airier.
- Put away clean washing.#
- finish cleaning the cooker - using star drops.

Above all i will keep smiling. :j :j :j

cx

Pippilongstocking

Loki - If you can (and only MHO) don't buy manure stick an ad on freecycle or look out for ad's or contact anyone you know or don't with a stables or a horse! Thing is it should be really rotted or will do more harm than good this year. Goodluck sure you will find some.xxxx

Aside from buying seeds (or swapping seeds) and the occasional bit of compost for starting them off gardening should be pretty free!!

Sorry avid gardener person here, me loves my flowers and veggies x

lilly81

Morning guys,

Lovely weather today.........ok maybe not but atleast I wont need to de-ice the car

Today I have/will:
*pay for DS school disco done
*Go to bank and check balance done
*update spreadsheet done
*go to tesco and stick to list done
*go to HB and sort out missed payment and put in for back dated claim :mad: done
*arrange car insurance have to wait till the 14th but will renew with my current company as cheaper than others
*wash and air dry clothes

Have a good day

Lilly X

cally6008

princess_loki wrote: »

will also try and find somewhere cheap to buy manure

Don't pay for it, ring round local horse riding schools or livery yards and you'll probably get some for free.
Also worth asking on allotments or even try Freecycle ! (yes people put manure on freecycle)

Candifloss_2

Good morning everyone

Today i have/will

• check online banking :eek: how much month left?!?!
• List 10 items on Ebay
• Go Keep fit - need to lose a huge amount of weight
• Charge my mobile at work
• Check for mystery shops

Think thats all. Hope everyone has a good (cheap) day

Take care
Candi