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The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

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Comments

  • pawlala
    pawlala Posts: 1,433 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hmmm,
    Just checked the updates sheet where they are logged and yes I do appear to have missed that. Will have that fixed shortly.
    many thanks! :)
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    Of course FB is a fella! And the Fabulous Beastie looks like this..........

    f206f400e914c0aa

    ..........as he swashbuckles his way through base rates and budgetary conflicts. What a guy!

    images?q=tbn:ANd9GcRhM9Hx4N4l1v-6TSLX8HUdMyFs2k1pGh8ACpBR30glOsxNDMYJk4-yvbE
  • RosieTiger
    RosieTiger Posts: 863 Forumite
    Hey there's a Mr and Mrs Rosietiger, but we still get called Rosie like we are a girl!!!
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Rosie Tiger ( Mr or Mrs.. Either is fine!;-))

    Have just noticed your signature..that's some dent in your debt if I am reading it right..do you have a diary where I can read how you've done that..

    Did it involve banks and crime?! ;-)

    Desperate to know!

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Great to see so many MFW's publicly clarifying their gender. For the record I am a boy, but I do own a Culture Club album.

    Someday Soon
    Completely Debt Free 2009:j

    Completely Mortgage Free 2013:j
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Great to see so many MFW's publicly clarifying their gender. For the record I am a boy, but I do own a Culture Club album.

    Someday Soon

    :rotfl::rotfl:

    BTW I'm a girl-and don't have a culture club album :p
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • RosieTiger
    RosieTiger Posts: 863 Forumite
    brizzledfw wrote: »
    Rosie Tiger ( Mr or Mrs.. Either is fine!;-))

    Have just noticed your signature..that's some dent in your debt if I am reading it right..do you have a diary where I can read how you've done that..

    Did it involve banks and crime?! ;-)

    Desperate to know!

    Brizzle

    No bank robbing or crime involved! We have been fortunate to end up in a good position in the last few years, but, in all honesty have had our moments when the wages came in and three days later it was basically gone. Things have fallen into place and we have maintained a similar lifestyle, admittedly we were never less than comfortable, but neither have we opted to spend the spare money as it came back our way. Hence, now making serious progress. Just wish I had known what I know now years ago as some of the people on here in their twenties are clearly very switched on.
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks for that.

    Yes amazing to think what I and Mr Brizzle could have done if we had known what we came to know in late 30s! Namely living within your means is key (and isnt boring or a lack of imagination,) and don't just stick your head in the sand. But agree RT, we have always had good jobs and that makes one hell of a difference to getting out of the mire

    Thanks Tattycath and all.. off to look now

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    You're right ATT, it really does beggar belief! Sorry to hear that this hasn't got any better yet - must be very stressful

    Thanks Curlygirl, yes, it's been very stressful indeed
    RosieTiger wrote: »
    On these tax cases, is this happening when on PAYE??? Seems pretty unfair that if your employer gets it wrong, or HMRC gets it wrong you get landed in it like this?????

    Yes RosieTiger, it's happening on PAYE cases...
    Not last time I checked :eek:

    Lol, poor FB, we know you are deffo a Mr FB :D

    Hi all, I've just redone my google doc submission, this time with the right figure!

    FB, sorry to cause you the extra work and thanks both in anticpation of the amendment as well as the great work you do for us all

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
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