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The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

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Comments

  • gallygirl wrote: »
    :j I'm in the green :j





    for the update column, red for the amount paid :rotfl:. Only 6k behind and as kitchen cost 7.8k at least we are catching up :)




    Thanks FB, you're a star :D


    I'm green too :rotfl:
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • uzubairu
    uzubairu Posts: 1,208 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    edited 14 March 2011 at 11:09AM
    uzubairu wrote: »
    March overpayments of £1,950 have been made.
    Mortgage has been reduced by £26K since the start of the challenge and OH is fully onboard now.

    March 12th mortgage balance:- £54,966

    I'm still showing as not updated because I seem to have forgotten to update via the form (I updated on this thread).
    I have done so now, but with it being too late for the March deadline I guess I'll have to put a Post-It on the fridge so that I don't miss the June update deadline.
  • shop-to-drop
    shop-to-drop Posts: 4,340 Forumite
    Hello All!

    We've just been plodding along paying normal payments on the mortgage for over a year now we stopped overpayments as we took out a £15000 loan to buy a new family car. We have been overpaying the loan and expect to have it paid off by May so will be able to concentrate again on the mortgage. We missed the last update but look forward to the next one. We hope to be able to make some chunky overpayments but amount depends on share prices as a SAYE is up and how much my savings endowment is worth. Itching to know the value of the endowment would be brill if it would cover the zopa loan.

    Thanks to all who post and most of all for those working hard running this thread. It is very inspiring.
    :j Trytryagain FLYLADY - SAYE £700 each month Premium Bonds £713 Mortgage Was £100,000@20/6/08 now zilch 21/4/15:beer: WTL - 52 (I'll do it 4 MUM)
  • financialbliss
    financialbliss Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    uzubairu wrote: »
    I'm still showing as not updated because I seem to have forgotten to update via the form (I updated on this thread).
    I have done so now, but with it being too late for the March deadline I guess I'll have to put a Post-It on the fridge so that I don't miss the June update deadline.

    Hi uzubairu,
    Hope you can appreciate it's much easier to look in one place for the updates instead of potentially in this thread that can span many pages over a number of weeks.

    As mentioned before, as soon as you press the 'update' button on the form, it's logged, but just to a temporary holding sheet and the data needs to be manually added to the appropriate chart.

    I'll check and update this evening - there's bound to be a few more too to update.

    If you've not updated yet, please feel free to provide one.

    FB.
    Mortgage and debt free. Building up savings...
  • pawlala
    pawlala Posts: 1,433 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I updated via the form a few weeks ago but am now showing as not updated red :(
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hello all

    Thanks FB for all your hard work. Know I am skulking along at bottom of class but without this would have never stuck at it..also planning to show an almighty jump for June ;)

    And some 6 th sense always let's me know when it's update time..must be a MSE cycle at work here :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hello all. I've made a right !!!! up with my updat number that I reported to FB via google docs. I've advised him of the total o/s amount of my mortgage rather than just the IO part which is the bit I do this challenge on. This makes me look like I've borrowed an extra £75k ish lol and also thrown FB's minimum number out on our lovely spreadsheet report.

    FB, I'm so sorry to cause you extra work, I'm away until Friday this week, don't have my correct total with me and can't access google docs anyway re work restrictions. Can I send you proper update on Friday night please?

    Apologies and with much blushing ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Hello all. I've made a right !!!! up with my updat number that I reported to FB via google docs. I've advised him of the total o/s amount of my mortgage rather than just the IO part which is the bit I do this challenge on. This makes me look like I've borrowed an extra £75k ish lol and also thrown FB's minimum number out on our lovely spreadsheet report.

    FB, I'm so sorry to cause you extra work, I'm away until Friday this week, don't have my correct total with me and can't access google docs anyway re work restrictions. Can I send you proper update on Friday night please?

    Apologies and with much blushing ATT

    I thought FB was a girl!
    :( Struggling too much wears a body out :cry:
  • Kaz2904
    Kaz2904 Posts: 5,797 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    Nope She's a He!
    Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.
    MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.
    2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.
  • pawlala wrote: »
    I updated via the form a few weeks ago but am now showing as not updated red :(

    Hmmm,
    Just checked the updates sheet where they are logged and yes I do appear to have missed that. Will have that fixed shortly.
    Hello all. I've made a right !!!! up with my update number that I reported to FB via google docs.

    Can I send you proper update on Friday night please?

    Sure. Not a problem. I've just checked and there's 10 or 11 updates to apply, and I imagine they will continue to trickle through over the next few days.
    I thought FB was a girl!

    Not last time I checked :eek:

    I've also had comments that people thought that "FB", which I often abbreviate myself to was Fat [censored] - well I'm sure you can guess.

    Financial Bliss-bloke !
    Mortgage and debt free. Building up savings...
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