Unenforceable Credit Agreements

oceanscape

never-in-doubt wrote: »

exactly, and these are the main points that Proliant and his little bum-chums fail to recognise. As I keep saying, whether it is right or wrong doesn't come into it when it means an extra holiday for my family or an extra load of cash for the wife to spend. Sorry, but that's the law and the way the UK like the rest of the world, is coming to/already is and if people cannot cope with "change" then so be it, sad sorry life to look forward to.

Completely agree.

Geenie

Proliant was saying that if you spend the money, pay it back. Makes perfect sense to me. :T

If you want to screw a bank over, don't justify being in the right because you spent the money and then realised a few years later you didn't sign this or that and see a way out of not paying back your debt!

I imagine they will be like elephants and not forget. Good luck I say, as you will need it if wanting credit in the future.

bert&ernie

cifpower wrote: »

I don't want to be drawn into the argument but I find the use of the term "bum chum" to be highly offensive

Why would that be?

Halloway

bert&ernie wrote: »

I think I understand the currency you desire. I also see the irony of those that feel the need to loudly proclaim their own "self-respect".

In what respect is my mentioning 'self-respect' ironic, please?

never-in-doubt

Geenie wrote: »

Proliant was saying that if you spend the money, pay it back. Makes perfect sense to me. :T

If you want to screw a bank over, don't justify being in the right because you spent the money and then realised a few years later you didn't sign this or that and see a way out of not paying back your debt!

I imagine they will be like elephants and not forget. Good luck I say, as you will need it if wanting credit in the future.

Yes but the banks made the error in the first place. Come on, they were throwing mney at us for the last few years so they deserve a bit of revenge. I'm surprised you guys are so against fighting for your rights. I'll repeat this for those that struggle to grasp it:

Fight for your rights

P.S - for the record they cannot hold it against you for longer than the statutory 6 years but this will change soon enough thanks to another one of us that do fight the banks. You'll see in due course what I mean.

never-in-doubt

Halloway wrote: »

In what respect is my mentioning 'self-respect' ironic, please?

I'm not getting into this with you. If you can't see what i'm trying to say - right or wrong, it is the law for christ sake - then just forget it, we'll never agree on it.

Halloway

cifpower wrote: »

I don't want to be drawn into the argument but I find the use of the term "bum chum" to be highly offensive

I don't. With the full panoply of expression afforded him by the English language, that's the best he could come up with. If you'll forgive the practically non-existent pun, he's thrown the towel into the ring with that little phrase.

Geenie

never-in-doubt wrote: »

Yes but the banks made the error in the first place. Come on, they were throwing mney at us for the last few years so they deserve a bit of revenge. I'm surprised you guys are so against fighting for your rights. I'll repeat this for those that struggle to grasp it:

Fight for your rights

They may have been throwing money at us for years, but some of us didn't pick up what we couldn't pay back. Did you seriously not think when offered loads of cash that you would have to pay it back one day, or did you think some special fairy would come along and magic it all away?!!

I could have several wallets full of Credit and store cards if I had taken up every offer I had thrown under my nose for the last ten years. Not a day went by when something didn't come through the post, or at a till I was offered some amazing deal to spend in store! I said NO.

If I have ever borrowed money, like for a mortgage, then I pay the going rate. I am borrowing other peoples money!

My right is to be honest.

hippey

Personally, if you borrowed it...... you owe it.

I always pay my debts, yes I complain about poor service, bad products etc... and even get compensation, but if I borrow money I pay it back.

On the whole these things do bite you in the a** as I found out years ago!

never-in-doubt

Halloway wrote: »

I don't. With the full panoply of expression afforded him by the English language, that's the best he could come up with. If you'll forgive the practically non-existent pun, he's thrown the towel into the ring with that little phrase.

Thanks for the compliment! panoply, in my language means 'in a complete and impressive way'.... I thought i'd try and impress, must have worked!