Friday 2/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• make a loaf in breadmaker - done
• check online banking - done
• move some money into savings - done
• storecupboard tea - done
• swim and jacuzzi to use gym membership - going at 7:30 now been
• make a batch of granola for brekkies (not done yet)
• reduce , reuse, recycle at least one thing - 2 bags clothes to charity shop,shredded bills to compost bin, shoes to recycling point.
• do one thing just for fun - spur of moment lunch out with two of my oldies - their treat
• sparkle - lilac socks with cows on today:D , would def suit you FF
• no spend day - nope forgot about the car tax

Have a great day everyone, hugs to anyone feeling under the weather, and hi to any new posters:D
Lots of newbies lately:D , hope 2009 is your year for sorting the debts.

Catch up with you all later, have to do an hour or so in work this morning in exchange for a lieu day - good deal:j

katie2407

morning everyone

1 check online banking- done
2. make payment a day - done
3. make up lunch and tea for work today
4. survey if any available
5. click sites
6. wash at 30 degrees - on
7 have a NSD

Purple_Sparkles

Good Morning Everyone,

Today I will/have
Check online banking
Do free scratchcard/clicks etc...
Bake bread, cakes etc... for school lunches next week.
Storecupboard/freezer surprise for lunch & dinner
Sort out some rags to start a new rug
Make some shelf brackets out of wood offcuts for my much needed shelves in my craft room!
Take the dogs out for a walk to the big field (free exercise all round)
Keep my feet warm in the snuggly purple & black striped socks thoughtfully given to me by my son for Xmas.

Bagpuss741

Today I have/will

1. Checked online banking
2. Eaten breakfast ( so I don't feel the need to buy chocolate later)
3. Will post wing mirror back to supplier in the hope he can now send me one in the correct colour.
4. Anatomy assignment 6
5. Walk dog locally
6. Continue to use up toiletries ( no red face yet Andan:rotfl:)
7. Play free scratchcard
8. Storecupboard meals
9. Add coins from my purse to my sealed jar
10. Be happy and sparkly:D

halight

Hi all
I hope that evryones ok.
Today i will
Do any online servays,
cheak quidco,
cheak internet banking,
Do my payment a day on my CC

Enjoy yoursekfs evryone

mooomin

Good morning all

Today I have done/will do:

• [STRIKE]Check internet banking[/STRIKE]
• [STRIKE]Make my PAD[/STRIKE]
• Washing hokey cokey
• Dishes
• Have breakfast and lunch at home
• Dinner will be leftovers from yesterday
• Post the items I have sold on Amazon
• List items for sale on Ebay
• Sort out the Washing Mountain
• Build a bookcase - an Ikea one, I'm not that DFW :rotfl:
  
• Only buy what I need from Asda (Unless there are good BOGOFs or reduced meat)
• Continue with the decluttering and Amazon/Ebay adventure
• Wrap up the items I have listed for Amazon/Ebay so that I just have to grab them from the pile and write an address on them when they sell

Another good list from me today, I'll check back in later and let you know how I have done!

princess_loki

morning all :wave:

todays plans are as follows:

- brekkie using up stuff
- lunch hm soup and use nasty shop bought bread as toast
- dinner - joint of pork and veg from stores
- make lots of apple sauce from free apples and freeze some
- go to job interview
- collect some stuff from freecycle on way back
- get excited about delivery of greenhouse and sale shoes!
- get oh to help me put stuff in attic
- put away recent paperwork to stop it becoming a mountain again!!
- recycling - start off box of stuff to give to mum
- wear secret sparkly socks to interview
- do a fun thing.... maybe popcorn and dvd later

have a good day everyone!
loki x

lilly81

Good morning everyone,

Today I have/will:
*check online banking-tv license has gone up by 6p!
*update spreadsheet
*check quidco
*Go buy webcam with mic
*going to a friends this afternoon, free cakes
*store cupboard meals
*check online phone bill-spent £3 less then budgeted for
*put things in bag and take to charity shop
*take yet more proof to housing benefit-this should get me the back dated payment- office closed till monday
*go into jobcentre and confirm benefit interview date -office closed till monday


I feel I need to justify buying the webcam with mic-at the moment I spend £10 per week on my mobile + £10 free weekend credit :eek:
I am hoping to use msn/skype to make calls for free. Am taking the £30 for webcam out of this months £50 mobile credit budget.
Only £20 credit for 1 month- can I stick to it?????

Lilly X

ragstoricheswannabe

Good morning everyone and happy new year!! my list for today is:

• ring tesco insurance and cancel renewal as found cheaper
• make a loaf in breadmaker
• sort out the mountain of paperwork into my file
• check for surveys
• do free scratchcards
• check quidco
• sort out ebay cupboard (yes there is that much) and start taking photos and listing
• try and start the massive opile of ironing i have stupidly let build up over xmas
• sort out the washing and drying
• make myself a homemade lemsip as got this blinking cold back
• try and finish the left over food from xmas and new year
• put cooked sausage rolls in freezer for my fella's lunch box next week
• write my meal plan for next week and do shopping list for tomorrow
• write down all i have in my freezers.

ooh what a busy day i have, trying to sparkle but its very dim this morning!!

have a lovely day everyone,
love rags
xxxxxxxx

shopaholic84

Good morning everyone,

Today i have/will:

* Spend less than £20 when i go into town with mum
* Do 3/4 Dooyoo reviews
* Sort out my bedroom and see if i have anything i can ebay/charity shop
* Take down the Christmas tree
* Check online banking
* Work out budget for January
* Start one of my new years resolutions and search for a new job, plus a second job

Have a lovely day everyone!
x

bathgatebuyer

I got a free parking space at work today!! (And by avoiding public transport, I was in work within 9 mins of leaving home as opposed to taking about an hour on a 'normal' working day with public transport);
Will comp later;
Will cancel my BT vision entertainment pack (which was free for the first 6 months only);
Will save lunch for when I go home (at about 2 rather than buy something)