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Radish72 MFW diary

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  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Rang up council tax office to change to paying by credit card (so I could get Tesco clubcard points) but it turned out it woudn't be worth doing as they charge an admin fee for credit card payments which would be more than the points

    Rang up the bank last night and OP £215 for March (£75 free council tax month, £40 can cancelled gym membership, £5 bank interest, £95 left over food budget (although really it should have been £90)

    Whilst on the phone increased my payment to £300/month (OP £113). First payment will be April (unless the interest rate changes again :rolleyes: )

    Spent some cash at the weekend so another £2 coin for the pot
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm not being a MFW this weekend as I'm going away for the whole weekend to eat, drink and be merry, up North

    I'm blaming Martin for closing the forum :dance:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Well done with your progress x
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks evab

    Feeling a bit annoyed, meant to write a cheque for my ISA tonight so I could pay it in at the cash point on Monday night on my way home :confused:

    Oh well, have to pay it in during the week plus I need to pick up holiday money so can do both things at the same time :beer:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another wild weekend, cinema (boyfriend paid), 10 pin bowling (but paid with Tesco clubcard points) and Chester Zoo, then fish and chips for tea (treated mum and dad)

    Have less than 3 weeks now to holiday and have so much to do, that I really should go home and write a huge list of things to do but its much more fun being with the boyfriend

    On a plus point have order some stuff for his birthday so that is sorted, and also order a new part for my Dyson on-line

    Its just spend, spend , spend, spend

    Hooray for payday on the 15th then must knuckle down again :rotfl:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Courgette
    Courgette Posts: 3,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Great diary, Radish. We have a very similar amount left on our mortgages so I'll be keeping an eye on you. I'm getting married later in the year and we're seriously considering moving to somewhere bigger with better local schools so won't be able to chuck quite as much at it as you can but will do my best to sort of keep up! :D

    Good luck,

    Courgette (oh look, we're both vegetables too!!! :rotfl:)
    Updating soon...
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks courgette (we can make a nice salad together, only need to find lettuce, cucumber etc on the forum :rotfl:)

    I'm going to find your diary and keep my eye on you as well. I hoping to move in with boyfriend at some point next year so mortgage will increase :eek: but hoping with all the tips on here and learning how to OP we can both reduce the joint mortgage

    Boyfriend reads my diary and is thinking of OP his mortgage as well this year

    Finally wrote cheque and paid into ISA last night, a huge £1800 so thats 50% full and its still only April (how chuffed am I :j)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Radish72 wrote: »
    Finally wrote cheque and paid into ISA last night, a huge £1800 so thats 50% full and its still only April (how chuffed am I :j)

    bravo0001.gif well done on that bravo.gif
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    well done on your progress congratani02.gifurl%5D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 April 2009 at 12:47PM
    Hello all, hope you are all keeping well and enjoyed the lovely sunshine last weekend

    Spent the weekend at home in the sun last week, so tackled the gardens until the recycling bin was full. Oh how I ached Monday morning

    Also attacked the spare bedroom, room emptied, wallpaper stripped, minging carpet to tip, ceiling painted and new light fitted

    Tried to motivate myself during the week, but its been so busy at work only managed to gloss the curtain rail and window sill. Started on the skirting boards but was so hungry I gave up and made my tea

    Got mortgage statement as well this week , I'm sad to say I was quite excited opening it, not under the 30K as I hoped but close enough that it will be in May, since last statement in April 08 6K off the balance :rolleyes:

    Then after the excitement, got annoyed that without the OP's the balance after the interest was added was only reduced by £900 :mad:

    So even more determined now..................

    But big pat on the back for me, I have lost over 1 stone in weight, long way to go but first target done
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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