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Debt Relief Orders (DRO) - Information & help thread
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Sorry guys. Quick question, my DRO was approved today, how long does it tak to show on my credit file?0
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Is there a specific time the insolvency register is updated, like at midnight, or is it just as and when? I'm still not on there!0
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Thanks fatbelly. I called stepchange today and they still hadn't heard about my application. So probably hear something after Easter now! Have a good one0
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Hi,
If a debt relief order is refused, how long before you can apply again?
Thanks0 -
Hi,
If a debt relief order is refused, how long before you can apply again?
Thanks
Its one application every 6 years.
Dont panic, no news is good news, as they say.
If your intermediary has done there job correctly, then it will be approved, the insolvency service usually go with there recommendation, unless there is something seriously wrong with the application, which there wont be, as it would not of been submitted if there was.
Check again after the holiday weekend, all will be fine.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
If it's revoked, six years.
But if the application is declined (e.g. they found out your last one was 5.5 years ago) then you can apply again as soon as you meet the criteria.0 -
hello
I was going to apply for a DRO with stepchange, but before i'll apply for
it, I would like to ask you a question about it...
2 weeks ago o did some balance transfer from wife's credit card and because
I had 0% interest offer from banks, did total about £8.500 transfer, as I
was using her credit card in past as well so in practice that was my debts
anyway.
We have just realise that I can go DRO as I can't afford to keep paying
minimum amount each month, the question is - will this case affect my DRO
application?
THANKS for your consideration.0 -
Sounds very suspicious.......0
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