A Payment a Day Part 2!

newmum1

Hi folks been reading for a while anyway my PAD today is £24.89 to the credit card

katie2407

what a total for yesterday. well done everyone

PAD £10 to cc slow coming down

Private_and_Confidential

Took £2.15 out of my 'sealed' pot (change for todays lunch and tea/coffee)

Put in £5.00 note into 'sealed' pot.

Found 22p in schrapnel (bag, drawers, pocket) so put that in sealed pot.

TOTAL PAD TODAY = £3.07

Greenbynature

Morning all :hello:
Thanks for all the support yesterday re ex!!! yes Terri your right bl00dy men!! :mad: :rotfl: Nice that I can come on here and moan and get support from people :T Glad you had a good time with your dad Terri.
Fab total again yesterday!! thanks FF and Gilly that's an amazing total well done :T
Clariss re ex and court etc - he's self employed and "doesn't earn much!" according to him and his accountant :mad: even tho he had over 7 holidays last year (do I sound bitter?) but I'm used to him now just since he remarried the other year he's got worse - I know from the kids that new wifey doesn't like him having to pay or buy anything for his kids!!! apparently where she comes from they don't have a CSA cos the parents split 50/50 responsibility of the kids - made me laugh when she told me that as I pointed out to her that 50/50 would be great but he doesn't even do 10%!!! Found my cheque on the front doormat last night so will be going to bank to pay it in today only 2 weeks late but hey ho!!
Paid £5.13 to cap1 cc and £2 to sealed tin and thanks to tidying kids bedroom yesterday £1.24 in shrapnel I couldn't believe the amount of 1 and 2p's they had just thrown here there and everywhere cos they reckon that they're not worth anything!! I said they are to my copper jar :rotfl: kids eh??
Total: £8.37

LondonAndy

Busy one at work today, ....phew!

Just rounded my bank a/c down and threw that at Egg, instead of buying a Starbucks Espresso. I am finding this thread has been amazing for making me stop and think "do I need to spend £xx on £xx" and now I'm saying "NO, that could go towards my PAD" rather than splashing out. Thanks peeps :cool:

PAD for me today £1.57

Have a lucky day everyone!

clarissa_D

Wow all I can say to the total..
and what you want is an undercover spy to catch them out :mad: makes me mad and ur not the 1st hun so don't worry about that my mate is going through the same thing, he re married and has another kid it saddens me that they don't want whats best for there babies

** Gilly** may I ask how you managed to get your sky package at 50% I would love to get all together package we have sky + and pay like £60 a month including setanta... unsure if this comes with free broaband and calls as this would save £25 a month plus !! :rolleyes:

atleast the total we thought we was paying DD school was £20 cheaper hehe..
have to wait till OH pay day to see whats going on money wise he spoke to the bank and they have done a BILL account and SPEND account and splits his pay to how much is needed for bills and things and here is hoping with the money he should have £250 we can use some to clear his CC and maybe make a start n the catalogue !
Darn Xmas both would of been paid off also wouldn't of gone into his overdraft. I am glad things seem to be going ok thou.
and how are people doing there repayments eg 1 has diff banks and CC ect are you spreading the cost between them or hitting the 1 with highest %
I will see what I am doing today not really sure yet:rolleyes:

clearing_out_my_pockets

£5.00 for me today. Hoping to clear capital one at the end of the month so I can focus on clearing nationwide before the 0% runs out.

Smamfer

Morning all from a snotty smamfer!


Payments today for me are....

Halifax CC £3.98
Cap 1 CC £3.00
BA2 O/D £45.00

Totals for today are £51.98 :j:T:j:T

Have a good one all xx

Double_Trouble

Morning gang

Money_Fritter wrote: »

Hi Folks,

I have not managed a PAD today as bloody barclaycard site is down for repairs.



Money Fritter

And they didn't phone me back as promised grrrrrrrrrrrrrrrrrrrrr so that's it if they want £5300 sitting on my account and keep sending me statements that's their loss at least the £29.01 I owe is interest free pity it wasn't more, brain whirring now if I used my barclaycard for my normal monthly spends which I normally use M&S card for put the money in an interest earning a/c instead of paying it off monthly and keep within my original credit limit ie don't use the £5300 then it would be interest free and when they realise I owe them £5300 and they take it back I can clear the card as I would do normally with M&S. What does everyone think the only problem is with interest rates so low is it worth it? Probably not.

Anyway financial jiggery pokery over £11.00 paid to Halifax CC today.

and how are people doing there repayments eg 1 has diff banks and CC ect are you spreading the cost between them or hitting the 1 with highest %

Clarissa D I go for the biggest interest rate with my amount of debt the interest is important but saying that over £34000 of my debt is now on 0% and the card I am working on now is only :rolleyes: 12% so I am getting there. Others pay off the smallest debt first so that the number of debts decreases it is what ever motivates you the best.

Have a good MSE day everyone.

DTxx

njk0327

£1.13 to egg today for me