Happy New Year all! Paid another £5.61 off overdraft today! Total so far £26.79
Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.40
Happy New Year everyone. I just wanted to show off and say due to the Payment a Day thread I am now credit card free! My Barclaycard is even in credit!
Now I only have the car loan to go, so I need to start saving daily to pay that off.
Amanda
Well done.
Perhaps you should write to Barclaycard saying that as they are a bad credit risk, their "specially selected" APR for borrowing money from you is 25.9% .
Good news. The money I transfered on Christmas eve is showing. I checked early hours of yesterday so it must of snuck in some time yesterday. The upshoot of that is that I've paid off the Halifax OD:j With wftc going in too I was in credit by £200 so I've transfered £150 of that to Barclaycard.
So for the counters another £150.00 for me today.
I just hope and hope I havent done some sums wrong somewhere!
They sent me a letter yesterday saying they had reviewed my overdraft and had increased it to £2500 crazy when I only have wftc paid into it. However they were going to charge me 18.9 apr for the priveiledge. They have taken £22.19 out this month in interest. Just think how much money I'm going to save not paying that every month. As that interest payment is budgeted for it can now be used to pay some other debts.
I am so happy that I completely cleared one of my debts on New Years Eve.
My plan for 2009 is to be debt free so I need to clear three debts, Kaliedoscope £60 - Overdraft £3400 - and lastly Littlewoods which is interest free at £850 so min payments on that one for now.
I have also started my diet today so the goodies are now in the bin.
Pad £2 today.
have a great day.
almar xx
Quidco£196 - Voucher Codes £408 - GC Saved £603
P.A.D.£[strike]4720[/strike] / £4330- Jan GC £375/Spent £283.78
Replies
£5.00 to Ulster Card today - now £214.96p left.
Weebag
Payment of £7.11 to Sainsburys card today
Well done.
Perhaps you should write to Barclaycard saying that as they are a bad credit risk, their "specially selected" APR for borrowing money from you is 25.9%
Good news. The money I transfered on Christmas eve is showing. I checked early hours of yesterday so it must of snuck in some time yesterday. The upshoot of that is that I've paid off the Halifax OD:j With wftc going in too I was in credit by £200 so I've transfered £150 of that to Barclaycard.
So for the counters another £150.00 for me today.
I just hope and hope I havent done some sums wrong somewhere!
They sent me a letter yesterday saying they had reviewed my overdraft and had increased it to £2500 crazy when I only have wftc paid into it. However they were going to charge me 18.9 apr for the priveiledge. They have taken £22.19 out this month in interest. Just think how much money I'm going to save not paying that every month. As that interest payment is budgeted for it can now be used to pay some other debts.
And finally
BROKEN THE 11k Barrier.
:j :j :j :j :j :j :j :j :j :j :j :j :j :j
Good start to 2009!
I am so happy that I completely cleared one of my debts on New Years Eve.
My plan for 2009 is to be debt free so I need to clear three debts, Kaliedoscope £60 - Overdraft £3400 - and lastly Littlewoods which is interest free at £850 so min payments on that one for now.
I have also started my diet today so the goodies are now in the bin.
Pad £2 today.
have a great day.
almar xx
and 35p in my sealed pot
1v100 £15/300
Today I have paid:
18.54 towards Barclaycard
17.00 towards Vanquis
24.92 towards Ikea
5.67 towards Capital One.
Total= £66.13
Love Miss Shoes xx
just pennies in the box for me today but will be taking them to the bank tomorrow.
Hope you all have a lovely chilly day.
op £57.72