A Payment a Day Part 2!

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
5.3K replies 144.2K views


  • weebagweebag Forumite
    153 Posts
    Hello all and HNY!

    £5.00 to Ulster Card today - now £214.96p left.

  • ltm07ltm07 Forumite
    966 Posts
    Happy New Year all! Paid another £5.61 off overdraft today! Total so far £26.79
    Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.40
  • Happy New Year to everyone:beer: , and happy new PAD thread:T

    Payment of £7.11 to Sainsburys card today :)
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Happy New Year everyone. I just wanted to show off and say due to the Payment a Day thread I am now credit card free! My Barclaycard is even in credit!

    Now I only have the car loan to go, so I need to start saving daily to pay that off.


    Well done.
    Perhaps you should write to Barclaycard saying that as they are a bad credit risk, their "specially selected" APR for borrowing money from you is 25.9% :D .
  • Well.

    Good news. The money I transfered on Christmas eve is showing. I checked early hours of yesterday so it must of snuck in some time yesterday. The upshoot of that is that I've paid off the Halifax OD:j With wftc going in too I was in credit by £200 so I've transfered £150 of that to Barclaycard.

    So for the counters another £150.00 for me today.

    I just hope and hope I havent done some sums wrong somewhere!

    They sent me a letter yesterday saying they had reviewed my overdraft and had increased it to £2500 crazy when I only have wftc paid into it. However they were going to charge me 18.9 apr for the priveiledge. They have taken £22.19 out this month in interest. Just think how much money I'm going to save not paying that every month. As that interest payment is budgeted for it can now be used to pay some other debts.

    And finally

    BROKEN THE 11k Barrier.
    :j :j :j :j :j :j :j :j :j :j :j :j :j :j

    Good start to 2009!
    LBM 10/08 £12510.74/
  • almar_2almar_2 Forumite
    393 Posts
    Hi all, Happy New Year

    I am so happy that I completely cleared one of my debts on New Years Eve.

    My plan for 2009 is to be debt free so I need to clear three debts, Kaliedoscope £60 - Overdraft £3400 - and lastly Littlewoods which is interest free at £850 so min payments on that one for now.

    I have also started my diet today so the goodies are now in the bin.

    Pad £2 today.

    have a great day.

    almar xx
    Quidco £196 - Voucher Codes £408 - GC Saved £603
    P.A.D. £[strike]4720[/strike] / £4330- Jan GC £375/Spent £283.78
  • mcjordimcjordi Forumite
    4.2K Posts
    Part of the Furniture Combo Breaker
    no pad for me today but just popped in to say happy new year all the best for 2009
    and 35p in my sealed pot
    Sealed pot challenger # 10
    1v100 £15/300
  • MissShoesMissShoes Forumite
    1.3K Posts
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi all...I'm back!!!

    Today I have paid:
    18.54 towards Barclaycard
    17.00 towards Vanquis
    24.92 towards Ikea
    5.67 towards Capital One.

    Total= £66.13

    Love Miss Shoes xx
    :D DFD 4th July 2015 Happy Independence Day :D
  • jacci45jacci45 Forumite
    1.6K Posts
    No PAD for me today but will be keeping it up this yr-its such a afb idea and so addictive!!
  • joeyjimblesjoeyjimbles Forumite
    2.2K Posts
    Part of the Furniture 1,000 Posts
    Hi all
    just pennies in the box for me today but will be taking them to the bank tomorrow.
    Hope you all have a lovely chilly day.

    op £57.72
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