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A Payment a Day Part 2!

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    netwinkle wrote: »
    Hi

    Can I join in the PAD please?
    Can I just ask as well do you all actaully pay the £3.76's or whatever to your cards daily? I don't want to be greeted with laughter when I ring up the CC companies!
    Hello and welcome! :D

    I make payments in these ways:
    • Pay coins into a piggy bank and then pay into the bank when I have enough
    • Make payment to my Barclaycard through online banking - no embarrassment factor that way!
    If your debt accepts online/phone payments (It will say so on the back of your bill normally) then make payments that way. If not (For example, catalogues sometimes don't) then you could pay the money into a piggy bank/savings account and simply increase your monthly payment.

    The joy of PAD is that everyone seems to do it differently!
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi ff you beat me to it.. I was just about to say the same. Just go for it.Online especially and then you can remain quite anonymous!
    Jo x
  • Right - i will get cracking then! Off to see what I can set up to pay online now to get today's PAD in!
    Official DFW Nerd Club Member no. 1121 Proud to be dealing with my debts DFD- Nov 2013 Debt at LBM (15/1/09) £32,275 Virgin CC £13/5730 HSBC CC £5862 Halifax CC £5/4078 OH Barclaycard £3835 OH HSBC CC £5894 Overdraft £2000 OH Overdraft 1 £1500 OH Overdraft 2 £1500 Joint AC Overdraft £700 Next PAID:j B&Q £32/541 Homebase £127/567

  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Howdy netwinkle and welcome! :hello:

    This thread is great if slightly MAD!!

    A combination of methods is used by the lovely folks here I think....

    Me personally - I use internet banking to pay off the small amounts (easy and no embarrasment factor - even the £1 amounts have been accepted by HSBC bank account and Egg the recipient without any questions) and post the amount each day.

    Others on here add money to pots and jars (and candle holders) and once there is a decent amount they take it to the bank pay it off, or keep saving it for Xmas or whatever (but they will post each day how much saved)

    And some peeps addin their regular DD's too - whatever works for you.

    Come and join in!! It's all very motivating and a wicked way to get those debts down (and also laugh at all the crazy smillies and fun and games on this thread)
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    LondonAndy wrote: »
    Come and join in!! It's all very motivating and a wicked way to get those debts down (and also laugh at all the crazy smillies and fun and games on this thread)
    Crazy smileys? What crazy smileys?

    garfield3.gif
    garfield3.gif
    garfield3.gif
    garfield3.gif

    *whistles innocently*
  • Hi folks,

    PAD =£50.00

    I paid towards my visa card.

    Money Fritter

    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Ha ha ha. Those crazy cats made me laugh. Just popped on to catch up on the posts as work was CRAZY today. Had a fun evening with free scratchies and Quidco! (all tips from you guys here)

    And I decided on an Extra PAD today to round down the bank account after just looking online, so a little extra £1.33 PAD to Egg.
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    someone mentioned crazy smilies?unstablegifpurple.gif
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    jo41 wrote: »
    someone mentioned crazy smilies?unstablegifpurple.gif

    Nobody mentioned nothing...ain't nobody here but us chickens.

    animals-15.gifanimals-15.gif animals-35.gif

    animals-35.gif
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    LondonAndy where are you from..London I guess!
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