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A Payment a Day Part 2!

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  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    £12.22 to Egg Card from me.

    That clears out the bank account for this !long! months' pay, thanks to this thread I actually had some left-over pennies. Pay Day tomorrow!! So hopefully be able to increase some payments next couple of weeks - no Xmas or New Year expense and no Council Tax to worry me!

    :j:j:j

    Well done Mudbath - and well done everyone making PAD's or thinking about PAD's!!

    :T :T :T :T :T
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • katie2407
    katie2407 Posts: 352 Forumite
    Mudbath well done in clearing your debt - good idea to start the PAD into saving

    Well done PAD - £50 to cc
    also got some good news DS2 got a job only 15 hrs a week but better than nothing, now he is determined to look for something else to make up the hours
    :mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
    debt free nov 2012 before that I hope
    sealed jar no 420
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    LondonAndy - i'd forgotton that we don't pay council tax or water rates in February or March. I really do need to get a life as that's got me very excited!!!:rotfl:

    My aim now is to save up a months mortgage / direct debits payments - when i've done that i'll save up another months. Ideally i'd like to have three months saved up just incase. When I've done that i'll throw money at the mortgage which I want to pay off before i'm fifty...{ten years} :rotfl: xx
  • mmy

    As the mother of two 18 year old twins who both have cars they saved for the cars themselves and I paid for the insurance the first year. Be glad you have a girl because my son's insurance was almost twice that of his sister. This year I have again paid for the insurance but they are paying me back weekly. Also note it was cheaper to have fully comprehensive insurance than 3rd party fire and theft. Also the insurance goes up when they pass their test because they are considered more of a risk than when they have someone supervising them. My two did the Pass plus (I am glad they did for extra confidence)but for them it made no difference to their car insurance although some insurance co do take it into account. Follow Martin's advice about insurance quotes and cashback. For your info insurance for my two with one year no claims was £380 (with cashback) for my daughter and £720 (no cashback available) for my son. So your daughter has to realise it is not just buying the car but repairs and running costs as well. Both cars are under 1litre by the way and valued at £1500.

    Hope that helps.

    DTxx
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Hi everyone.

    PAD - £50 to MBNA today.

    Things seem to be trotting along nicely on the thread....save for a few little glitches.

    The long month of January is nearly over.:D and we are another month closer to being debt free:j
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • Hi all £1.70 to MINT today.

    Waiting for money from Paypal (around £70) and payments from Mystery Shopping of about £90 so lots more to come. :o
    Joint debt - £25,090 :confused:
    Wannabe debt free by 09/2011 :eek:
  • hello everyone - i had forgotten about the water rates but knew about the council tax, so that will be a extra £150 to play with!!
    I have worked out if i can save £700 by end of april we should be ok for when dh has paternity time of...so debts wont be hit ashard as i want to try and save this......

    anyway PAD is £2.00 into my pot for today!!
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    Me again - won't let me edit my last post!!!! Forgot to add
    Total: £6.55

    Snap .....
    It won't let me edit my post on page 35 ......
    But at least this page ( 36 ) is not " stretched " ! .....

    terri x happy-making-faces-089.gif
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Hmmm....page 35 is mahoosive, this page is fine, and I have amended my signature three times today so it's not me dagnammit.

    I have a feeling it may be dankosheema's post that caused the big pages :confused: dont know if its just on my screen but all posts by dankosheema are in centre, not aligned to the left (if you see what i mean?? :confused: ). Just a thought though not definate!!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Snap .....
    It won't let me edit my post on page 35 ......
    But at least this page ( 36 ) is not " stretched " ! .....

    terri x happy-making-faces-089.gif
    Weird eh??? wonder what's going on!?
    Am now root (and grey) free after trip to hairdressers :T :rotfl:
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
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