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A Payment a Day Part 2!

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  • Me again - won't let me edit my last post!!!! Forgot to add
    Total: £6.55
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    Mudbath - well done! Wish I was in the position but will be another 18months for me!!!

    but onwards and upwards! £3.28 towards Hal cc today

    Think I will have to cut down PAD a little, have mot service insurance and a new washer dryer in the next couple of weeks :(
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • Seems to be a few glitches with the forum... I kept getting kicked out last night, and a couple of times this morning :(

    £1.22 for me today.... 8 days til payday - hurry up!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • £3.23 to MBMA today..... it's pay day tmw so going to be some nice big payments :)
    Debt Free since 2012
    Current Savings £1,400
    Current Mortgage £143,398.27
  • Smamfer
    Smamfer Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    :kisses2:

    Oops sorry about that ladies you caught me unaware and bf stayed turned up this morning at 6.30 so i was stealing a quick one... kiss that is.... before i start work


    Anyway fandabbydozee amounts for yesterday.. Mudbath im sooo jealous but sooo pleased for you.

    My payments for today are......

    Ba2 o/d £6.00
    Capital one £5.00
    Halifax cc £5.36

    Making it a total of.... £16.36

    Now its work time and id best get out of my jim jams and into my baby doll nightie... yeah right! :rotfl:

    Love to all x
    2025 Wins ::
    *Gok Wan Ultimate Mummy Makeover - Jan2025
    *P&O 2 Week Caribbean Cruise - March 2025
    *£500 TOG24 voucher - April 2025
  • joeyjimbles
    joeyjimbles Posts: 2,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yay for Mudbath! That is brilliant and I'm so happy for you - what a lovely relief. And really what a great ad for PAD - to be able to pay that off in one go because you'd kept all the smaller payments going in, and now to keep it up is so right! You're doing exactly what I plan to do - yay for you.

    More pennies in the pot for me. I'm planning to go to the bank later today but depends on the decorating and how fed up I get with it.
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hmmm....page 35 is mahoosive, this page is fine, and I have amended my signature three times today so it's not me dagnammit.

    Also, another £1.05 for me. Spare money (Hah!) in my bank account and as I get paid tomorrow I have taken the balance to zero. Woo!
  • Helloooooo!

    No PAD for a few days as I have DD's coming out tomorrow that is going to take me stupidly overdrawn!!!! xxxx
    Competition wins in 2009 - Nothing so far :confused:
  • mmy
    mmy Posts: 70 Forumite
    YAAAY!! Car passed MOT, what a relief. I had a sleepless night worrying about huge garage bills....I can really recommend the Council Centres. Apparently I had a small hole in my exhaust which the mechanic sealed with putty to hold it [don't tell anyone!!] and also a tyre needs replacing because it's on the legal limit for tread depth, so will have to get that seen to - or, I was wondering, can I put my spare on the front if it's not worn? Then I could replace the spare when there is a little more wiggle room in my budget. The tyre is not illegal, just almost! [or is that like being a little bit pregnant....] Any advice from those in the know mechanically much appreciated.
    PAD yesterday £2.00. Need to have conversation with DD about state of finances, she seems to think that I really have money and can afford things and am just 'being mean'... I don't want to panic her, but when she staretd showing me £4,500 cars on the Internet which is what she wants when she passes her test, I did get a bit nervous. Thank goodness I had made a trip to Asda'a '3 bottles of wine for £10.00' aisle earlier, so could pour myself a steadying glass...I have always tried to give her what she wants, you see, and while I know this isn't a good tack it was, in a way, to compensate for the problems between her and her father [my ex]. Still, it's coming back to haunt me now....I think that if I can face things on this board then I can face things with her, you are all so supportive and doing so well.
    Any advice from parents of spendaholic 17 year olds??!!
    Have a good day!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hi mmy,

    It is probably just that she doesn't know the value of money - I didn't have a flipping clue when I was that age (Some would say I still don't!)

    Maybe you and her could work out a deal where you each pay for a portion of the car? Also, sitting down with her and explaining the budget will be good for both of you.

    I don't think she will be that surprised as there is coverage of the economy every day on the news and in the papers!
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