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My 2009 Challenges & Debt Free Diary

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Comments

  • lauradora
    lauradora Posts: 1,371 Forumite
    Part of the Furniture Combo Breaker
    i know you've been through a rough time lately but at least the money'll take some of your money worries away. things are looking up??
    On a mission
  • Penny2myName
    Penny2myName Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well I got the bus to and back from college (but dont count it as the costs are covered by college)
    BILLS
    2009-03-02 T.V Lience £11.61
    TOTAL FOR BILLS £11.61
    CHARITY
    2009-03-02 Wildlife £4.00
    TOTAL FOR CHARITY £4.00
    FOOD
    2009-03-02 Milk £0.47
    TOTAL FOR FOOD £0.47
    GLASSES
    2009-03-02 A S Parkhust £15.20
    TOTAL FOR GLASSES £15.20
    JUNK FOOD
    2009-03-02 Chocolate concrete £1.99
    TOTAL FOR JUNK FOOD £1.99
    TAKEAWAY
    2009-03-02 chip butty with curry sauce and a coffee £2.55
    TOTAL FOR TAKEAWAY £2.55
    TOTAL £35.82
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
  • Penny2myName
    Penny2myName Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Atleast I am hoping for a nsd today. I have 99p till tomorrow.

    Yeah I know Laura, was tempted to pack college in just so I can get this house straight, as its really bringing my depression back on. Tutor has asked for me to give it a couple of weeks first, and not to make any decisions whilst so emotionally charged.
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
  • Penny2myName
    Penny2myName Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well so far managed 2 nsd's this month. Need to get 3 atleast for each coming week to hit my target.
    Spent this morning looking after a friends children round her house, and decided to do a touch of flyladying deep cleaning for her, as she works 4 jobs and has little time left. (doesn't matter my house is tip at moment) Anyhow did a deep clean to her fridge and Washer, as well as the outside of cupboards. Then did the suite in the bathroom, plus cleaned radiators down in bathroom, lounge and dinner/animal room. Her daughter helped me and enjoyed doing the surprise for her mum, and she cleared the lounge up.
    This evening I have been working on my Personal Statement for my UCAS application. Had a friend look over it who gave me a few grammer corrections and correct subject matter words. She has also suggested some other areas in my life that I can include to help complete it. Feel better knowing I am half way there with that, and that my tutor has passed most of my work to go into my portfolio with only a couple of pieces needing extra work on them.
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
  • Penny2myName
    Penny2myName Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Cleared my facebook, multiple msns' and mobile of dormant contacts. Just a touch more of trying to de-clutter my life.
    Just feeling really low and extremely lonely of late. Think its why I seem to be buying all the time. I'm trying to fill a void, also think for me that's what returning to education is, just another way to try and fill my void or at least be a way for me to try and escape it.
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
  • Penny2myName
    Penny2myName Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have spent a small fortune this week and now have 50p till next Wednesday, admittedly £137 was spent today on getting 3 cats inoculated and wormed. When I take them for their second Jab in 3 weeks, will get them flead then. Next week have Kitten back for his castration, and also have to take dog for her second lot of injections. Most definatly been an expensive month.
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
  • Penny2myName
    Penny2myName Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Need milk and cheese and potatoes.
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
  • Penny2myName
    Penny2myName Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Bought 1pt of milk today, wether I can eek that out over 2 days of cereal for the kids, which I am also trying to stretch I have no idea. Now down to 22p till Wednesday.
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
  • Penny2myName
    Penny2myName Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Apart from my DD, hoping for a no spend day today, well only have 22p so nothing I can acutally buy with that.
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
  • Penny2myName
    Penny2myName Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Took Scratcy to vet's this morning for his castration. Finally started decorating bathroom. I am in the process of painting the ceiling. I have decided to use the paints I have for my bedroom, in the bathroom too, save me buying more paint.
    2026 Goals
    Live below £14000
    Emergency Fund 1 £3k/£1002
    Emergency Fund 2 £200 (works a bit like Premium Bonds)
    Premium Bonds £1k/£700
    Stocks & Shares Isa £5k/£1651
    SIPP £9200/200
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