My Can i do it? Yes i can savings diary

cocalls

Frost/nixon was really interesting i really reccommend it

So im now up to £901.35 proberly wont be able to put any more in the account until OH gets paid as i have 2 birthday celebrations coming up in the nxt week so its going to be a bit tight.However have printed a cafe rouge voucher off so im taking my dad there on thurs.

cocalls

gggrrr might have to give up on the survey sites im w/ ciao & valued opinions ciao is the worst they seem to ask you loads of questions and then say your not suitable for the surveys ggggrrrrrrrr
An extra pound has gone into the savings account from a SO from the joint account (Im too lazy to cancel it so ive just reduced it to £1 tee hee)
so total £902.35

cocalls

Finally got enough points to get a pigsback voucher woowoo only taken me 6 months to get £10 ha ha. Just answered a really personla survey on s*x which was v odd! And have applied for a new Halifax 0% CC (its not my debt my sis borrowed several thousand pounds a few yrs agao on the CC and is paying it off plus any interest) but i got it through quidco so should get £20 sachback!

mdhughes03

I too seem to get screened out of most vlued opinions surveys, can anyone recommend a better survey site lol?

cocalls

mdhughes03 wrote: »

I too seem to get screened out of most vlued opinions surveys, can anyone recommend a better survey site lol?

Im not sure i think its cause im a 30 something women w/ no kids yet I wonder if i should invent one? tee hee.
So the two birthdys and celebrations are out of the way had a great time last night and didnt spend too much!

cocalls

Woken up early again really must sort this out-could be something to do with falling asleep at 8pm in front of the telly last night. Glam moi?
Anyway put another £10 in the savings account as only spent £40 on food. Im just waiting till the end of the month now to put another £492 in woo woo.

ive just done a comparison for the gas/leccy and it says i'll save £120/yr if i go with npower (currently w/ atlantic) and £20 cashback but martin says wait (the red light is on!) until they follow BG in lowering their prices.

Simstwins

Hi Cocalls
I see that you stuffed the monthly target of £835.00 for January, even before the end of month injection.
Just wanted to say well done, and wondered what your final figure for January was? The more you save now, the less there is to save later!:beer:

cocalls

hi there
Sorry ive been away for a while i had nothing to add until the end of the month and then our antivirus subscription ran out on us and we couldnt get on tinternet. Cue loads of calls to sky as we couldn't figure out what the prob was but we've now managed to get our hands on a free download one so all good.:o

Right savings wise I transfered £464.22 in there the other day (not sure where the 'lost' £30 went to so need to look at SOA again i thought the mortgage was going to go down loads but its just had £30 taken off so now down to £430)so the total figure is standing at a healthy £1377:j and thats only after one month :T
of course the figure cant be that high nxt month as some of that we had saved already and were one offs but im really chuffed. So im well on target.

We've managed to cut our car ins to £37.99 so a bit off(No cashback boo) but its for comprehensive cover which is better than before as we only had 3rd party and considering my driving i think its a very good idea!
Just got to convince OH to get rid of his bank acc fee now!
Im going to try and write down my spends as i think im really wasting money on snacks and rubbish. I managed to convince myself not to get a coffee at the staton yest by thinking of the money in the savings acc but tis hard!

cocalls

Mortage interest rates have gone down or is that bad now im a saver? :rolleyes:

climbgirl

cocalls wrote: »

Mortage interest rates have gone down or is that bad now im a saver? :rolleyes:

It's very bad if you're a saver! Savers like high interest rates, mortgage holders like 'em low.

Although frankly, a move from 1.5 - 1% isn't really going to make much difference to savers. We're already getting shafted on interest anyway! It'll be interesting to see how many banks will pass this cut on - we must be close to the point where people will decide it's not worth it and do other things with their money. Banks will want to keep deposits so maybe we're getting close to the bottom of the cuts.....maybe!