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My rags to riches, weight loss, yummy mummy stuff and 'owt else i can think of diary!
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O.k, deep breaths................................ds2 is now at the childminders!!!!!!!!!!! I have been dreading it all week. He was completly fine and unfazed by it all, smiling at the childminder.........................
Checked out the yellow pages job and dont think it will work as they tell you when and where to pick them up, it could be in th emorning, or afternoon. no good if my and the oh are working when they decid to hand them out. Dont fancy spending time learning and being trained on how to deliver them...........................not for what they pay you for it anyways.
Putting off checking my bank account as gets me a little down being so close to the limit, but oh got paid today so should really look. The tax credits are now paid monthly and that has made a bit of a difference to the amount in as havent got it dribbling in weekly.
My mate did my hair yesterday and she has done such a good job (my hair is very stubborn and awkward) loving the colour and the cut..........she was gonna charge me just £35 but she was here till gone 11pm so gave her £40 (didnt have a fiver anyways) still £20 cheaper than the salon i was going to!!!!
right off for a
then doing some housework to keep me busy and occupied!! roll on 1pm!!!!!
love rags
xxxxxxxxDecember 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0 -
:think: Photos - photos - photos!!:whistle:
start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
ha ha ha ha!!! thanks nat.........December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0 -
Glad littlie was fine at child minder and more to the point that YOU were ok that littlie was at childminder!!
Yay on the new haircut (feeling a bit minging as you have had at least 2 haircuts since I have"known" you and I havent had 1!!!)
x x x xDebt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
Good morning everyone!!!!!!!!! i just wanted everyone to know that i have finally won £5 on the scratchcards!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:j :T :j :T :j :T whoo hoo!!!!!!
Me and the other half dont seem to be getting on very well at the moment.......has really annoyed me this weekend though, dropped ds1 off at his sisters yesterday at 3ish so we could move and sort out his room (and throw the crap out) but then on his way back he rings to say he is going to pick up a mini digger for a mate as he is the only one of his mates that can pull trailers. Fair enough i thought, untill he got his mates girlfriend to ring me to say he will be coming back later as he was doing the digging for him!!!:mad: turned up at 6.30 stating he was going back in the morning to help him again....... now am i being unreasonable being a little p**sed off with him and feeling like we come second?????
Hey pipsmum, had my hair cut short and have noticed that it needs trimming a little more than when it was long as it always needs blow drying and/or straightning as cant tie it back so the ends get frazzled very quickly! Hope that helps you feel less minging (have not heard that word for ages:D
)
Well have photo'd another bag full of ebay stuff yesterday so just need to find some spare time to list them all. Looking at the way the bank is looking i am going to have to use the money made on ebay to buy ds2 his mattress. oh hasnt recieved his overtime and prob wont for a while if the past is anything to go by.
right am off for a noisey round before i attempt to take 2 kids round asda with me on my own, wish me luck.................i will be needing it!!December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0 -
:j Well done on the win!!:j
Glad ds got on ok at the child minders.
I no how you feel about your oh, mine is always happy to help his bro do things around his house and i have to wait weeks and then if im lucky something might get done (and more often it doesnt!!)
Pipsmum i also havent had my hair cut in all that time (and a long time before aswell
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xGC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500£2 savers No68: £104/£100 :j:jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j0 -
Well was having a little panic bout how i was going to afford to get ds2 a new mattress and the things ds1 needs in his room so we can move his other stuff into ds2's room so he can move in before i go back to work, when through the post the annoying advert company have sent us a cheque. Great i thought, £60 deposit we paid, least i can use that to get the mattress......................i open it and find they have sent us £120!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:beer: That will get the mattress and all th ebits i need!!!!!! whoo hoo!!!!
Also got the quote for the doors from a local company, £1300!!!! not sure if they have got the front door right though................................ if we go down on the 10% day then that will be nearer a grand for the doors, much better amount me thinks.............
Right off now to find the best cotbed mattress and thick football curtains.December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0 -
woo hoo thats great about the extra money on the cheque - get it in the bank asap before they realise the mistake!!lol. You said you never get post like that and here it is

Glad you can get all the bits you need - something always comes along to help in the end....GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500£2 savers No68: £104/£100 :j:jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j0 -
Right, have bought ds1 his everton curtains for £9.99 and ds2's mattress for £49.97!!! the mattress has only really cost me £15 though as could pay through paypal and had £35 in there already!!! yippee, and i did it through q.co so a little cash back coming too (i say little as 3% of £50 isnt much is it?)(EDIT: its tracked already at £1.81, not bad) just need to get his curtain pole now and sorted, the big move will go ahead this week some time.....December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0 -
Hello peeps, hope everyone has had a good weekend?!
We have had a massive sort out upstairs today so feeling a bit better and less flat. We got loads of rubbish and broken stuff out of ds1's room..........moved it around too so his room now looks much bigger and he has loads of room to play, and should help him keep it tidy too.
O.k, my house is now sorted (bar moving ds2 into his room and decorating the boys rooms) so need to knuckle down and concentrate on getting thee debts down!! I actually did the snowball thing and has given me a debt free date of april 2014, 5 blumming years!!!!!!:eek: :mad: :eek: :mad: :eek: I think not........
my problem at the moment is being over zelous when paying the debts off at the begining of the month then walking the fine line to my overdraft limit at the end.
Next month i think i am going to go easy on the debts as have a massive childcare bill to pay and dont think i will get the tax credits till the end of the month, i will use that for the next months bill.
So i will need to make up for the lost time down the line in order to meet my target.
How has everyone else managed to pay off such good amounts this year?? feel like i am flagging a little or missing something.
Gonna start listing my stuff on ebay but using that auctiva (?) so i can list loads to start at the day i want and the time i want without paying ebay the 6p to do so........... just need to have a play around with it first to get the hang of it.
We are still owed the overtime from oh's boss, hoping to get it next week so not so close to the limit, but may pay it towards the debts if we get it after.
Right am off, gonna do my budget for next month so i know whats going on.
Any ideas on how to cut back is greatly recieved.December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0
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