My rags to riches, weight loss, yummy mummy stuff and 'owt else i can think of diary!

ragstoricheswannabe

Hi and welcome miemie, its good to know that someone else is from this way, everyone else seems to be from scotland or down south!!!!!
good luck on starting again in jan, think most people get way layed around xmas, even if it is just a little bit!

just checked my online banking and noticed that my fella hasnt been paid. was due on fri but as it was a bank holiday thought it would either be paid early or by today at the latest, but nope, none in there!!!!!!!! think we will be delving into the overdraft more this month.....................:mad:

ragstoricheswannabe

well me and my fella have tackled the massive task that is the front room and it no longer looks like squatters have taken residence!!!! got some more stuff to photo and list on ebay. just hope it all sells.
my only dilemma now is do i sell the baby stuff i no longer use (baby carrier and new clothes etc) or keep them incase there happens to be a number 3 down the line???????????????????

have joined the grocery challenge for january, this should hopefully make me stick to a budget and keep meal planning. but need to spend a lot of time on the old style board getting meal ideas. might have a look on the store cupboard challenge as can always make meals cheap out of a cupboard. just need to find a way of getting my fella to eat pasta and i would be sorted!!!!!!

think i may have to invest in a slow cooker so can batch cook stuff when i go back to work whilst at work. now that is stepford wife in training stuff!!!!!!
going to take a leaf out of nigella lawsons book as she keeps, uses and freezes everything to use in some way or another!!!! just read that if you use the water that you have cooked your tatties in to make bread it keeps fresh for longer..................well worth trying!!!!!

well my ds1 is becoming a little brat lately. hoping its just another phase we have to go through but he is really testing our patience at the mo. when he is good he is a darling but when he is on one, well, devil is one word for him! think it may be from all the excitment surronding xmas and it will calm down soon.......................fingers crossed.

sorry, this has turned into a long post so am stopping rambling on now,
love rags
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Pips_Mum

Ramble away rags its your diary!!
I joined grocery challenge too, and have just been looking at my SOA for January and good grief do I need to come under budget on groceries!!
As for your baby stuff you need to decide how far down line number 3 would be and if the money you made from selling it all would be of more use now? Maybe you could sell some bits and keep a few incase?
Sure ds1 is just hyper with Christmas and will settle back down when everything isnt so different, is your OH off work still for the holidays? If he is Ds1 could just be showing off for daddy??
X X X X

ragstoricheswannabe

i never though of that pipsmum, yes my fella is off till 5 jan................... and not sure if there will be a number 3..............


just been over to your diary, its a bit off expecting you to pay for their mistakes!!!!!!!!!! and from so long ago too. good job your not on the crap stat maternity pay just yet otherwise you would really be up the creek without a paddle.


hows your bread maker going?? i need to get back into putting a loaf on first thing. is it just me or does everything fall apart when oh's are at home all day, dont seem to get as much done as normal.


ooh, just remembered, i managed to get my car insurance down to £200!!! only a small saving of £30 but a saving none the less. seem to have more luck reducing my mum and dads bills, have done their car insurance and house insurance and saved them about £300 so far!!!!!! (blows smoke off top of fingers)

ragstoricheswannabe

I cant believe new year is nearly here!!!!! having poeple round ours new years eve, so there will be plenty of !!!ha ha ha!

not done much today, still have stayed away from all the sales!! thats very good for me. checked for surveys, still not much about and done my 2 daily scratchcards. checked the online banking and breathed a small sigh of relief as oh got paid today, but will be going well into the overdraft as mortgage will come out prob 2nd jan. really need to pull our fingers out!!!!!!!!!!

sorted out the cupboard under the stairs this morning and found a few more things to ebay, just need to spend a day photographing and listing.

ooh my slicer came today that i bought off ebay yesterday, hows that for fast delivery???!!!!! gonna make a loaf in bm so i can try it out (need to make one anyway) hoping that it will also cut very thin for the ham i boil and roast for sarnies. will make it go further!!!!!!!!!!!!!!! checked on quidco and the 40% hasnt tracked yet, not very patient so am hating all the waiting to get the money!!!!! just thinking it will be a nice bonus in a few months when i get it!

love rags
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ragstoricheswannabe

To get things in perspective i have set my target for 2009 to hopefully pay off the credit cards and next account so will round the amount up to £4k there abouts. have worked out that i then need to make a payment of £333 a month to reach my target!!!!!! thats lots of surveys, scratchcards and ebaying to make up the amount needed!!!

let the hard work begin!!!!!!!!!!!

mummy2mygirls

well i managed to get on and say hello first then forgot to subscribe so have just had to catch up on all your posts!!! what am i like!!lol

I sold some bits after dd2 and then here i am now with no3!! But i sold things that i could get cheap again if wanted so not to worried! Got lots and lots of clothes to sell so will be listing lots of bundles soon!!!

Hope ds is just excited having daddy home and thats why he is playing up!! i also find a lot less gets done when dh is home!!!

Hope you have a good night tomorrow with people round yours.
xx

Pips_Mum

£333 is alot but sure you will manage it.
VERY fast delivery from Ebay for your slicer, funny post was quicker than electronic cashback!!

mummy2mygirls

rags just realised the 40% is the amount ebay gets from the sale, so the fee they charge - im sure thats what it is anyway.....i have got it a good few times before and it always tracks aslong as you dont log out inbetween winning and paying or anything...

ragstoricheswannabe

it is a lot but should hopefully be able to get near it when i go back to work, will just have to find ways to top it up. need to sit down and do the budget/soa for when i go back (guessing wage) to see just how much money should be left over each month to throw at the debts.

mummy, does that mean i wont get the 40%?? blonde moment but didnt quite understand what you meant. it was a buy now item so won and paid in one transaction.