The 'complete this challenge' challenge...suitable for all!

wilf55

I did some major pruning yesterday and the garden is now pretty bare i am sure he doesnt live in ours and did seem to come from the direction of a whole in the fence which is now blocked so fingers crossed xx and toes

i never seem to get as much mystery shopping as you.....although i try and am not really prepared to travel far how do you manage it but good luck

gd1 is now about to go home and i am going to hit the bath before the driving range this eve....am really tired and have a headache

no ebaying got done!!!!!!!!!!!!!

might take laptop to range and list some stuff there

scrooge2008

I'm pretty well located for mystery shopping, within 10 miles of a city and two big towns. I don't travel more than that. I regularly work for TNS, Tern, Associa and Grassroots. I'm not a big fan of mystery shopping, but it can be fitted around other activities.

One of my challenges now is that I need to bring in a certain amount of money to cover life's essentials, but in doing so it doesn't really leave me much time to develop my own business, which is what I need to do, to get away from all the faffy jobs.

Take care. Ebaying can get done tomorrow. Give yourself a big pat on the back for what you have achieved.

scrooge2008

Friday already.

[STRIKE] Today I am working at Lollypop and Accounts job in the morning. In the afternoon I need to:-[/STRIKE]
[STRIKE]- Shopping list[/STRIKE]
- Mystery audit at Mr T, [STRIKE]and do small weekly shop while there.[/STRIKE]
[STRIKE]- Buy present and card for DF's son, who is just out of hospital.[/STRIKE]
[STRIKE]- Timed two hour weekly house clean, so nothing to do at weekend.[/STRIKE]
- Badminton with DS.
[STRIKE]- Complete anything still outstanding from lists earlier in the week.[/STRIKE] Mostly done, just a couple of things left.
[STRIKE]- Send in money to school for World Book Week and Sponsor 3rd World Child money[/STRIKE]

I did my budget review and I have £40.00 to last me until next Friday, to get back on track. Looks like a lot of NSD's next week.

Spends today:-
[STRIKE]DS badminton - £4.00[/STRIKE]
[STRIKE]DF's son present - £6.00[/STRIKE]
[STRIKE]DS's Friday treat - Subway - £4.00[/STRIKE]
[STRIKE]Charity money school - £5.20[/STRIKE]

[STRIKE]Shopping for the week then needs to be £20.00 eek! - Not as bad as it sounds as cupboard and freezer quite full, but will still be tricky.[/STRIKE]

[STRIKE]Friday - Home made pizza and salad[/STRIKE]
Saturday - Roast beef and trimmings
Sunday - Spaghetti carbonara - garlic bread and salad
Monday - Vegetable burgers and home made chips
Tuesday - Sausage caserole and baked potatoes
Wednesday - Prawn stir fry
Thursday - Minestrone soup and roll

Need:
[STRIKE]Bread, milk, prawns, weetabix, salad stuff, potatoes, butter, carrots, spinach, ham, apples, cakes, spaghetti, tomatoes. (bit tight, think I will pop along to Lidl's).[/STRIKE]

Have a good day everyone.

scrooge2008

It's the weekend!!!!!!!!!!

[STRIKE]
Going to visit friend with sick son and DH family this weekend, who have been sadly neglected. So just a short list to be fitted in any time I please [/STRIKE]-
Change the beds
[STRIKE]- Get my ebay stuff listed by Sunday evening for 7 day[/STRIKE]
- Finish last of outstandings from this week:-
- Clean under sink
- Clean small appliances
- Kick out unused containers from cupboard
[STRIKE]- Mystery shop[/STRIKE]
- Do some form of exercise today and tomorrow and try not to be a piglet in my portion sizes

I'll stop there, but commit to the above.

Have a good weekend all.

DeeDeeinDooDoo

Sorry guys, I'm letting the side down still to do;

VAT return
Tax rebate
sons haircut for passport appointment! Have decided to go to Glasgow and get it all done in one day! I would have worried about it getting back in time so all my ebay profits will probably go on this.

We are having a good month financially after awful Jan and Feb but April will be poor too. Car tax due, OH Nationl insurance contibutions due, MOT due.

Scrooge: You've done really well with your exam by OU standards it would be a 'distinction'. You need to work out when you are going to take the leap of faith with your business.

wilf55

ok not updated but need to organise a proper list

HOUSE
clean all rooms thoroughly
living room
kitchen - needs decorating badly
dining room - needs decorating badly
hallway stairs landing - needs decorating badly
bathroom - needs decorating retiling etc badly
toilet - needs decorating badly
ds room - full of ebay crap - needs decorating badly
masterbedroom - needs decorating
dd2 room
airing cupboard

intention - when i have cleaned each room will aim to keep it clean so i can decorate it
when decorated will have more time for other things - making money

but - there is always a but
need money now for bills debts golf decorating (in that order)

problem - need to ebay 1st or at same time as tidying as need money quickly but house is getting me down big time

FINANCES

need to do a budget
need to asses for cheapest suppliers
need to open bank account
need to claim bank charges back dd2,ddsbf,dd3,me,oh
need to make cash - ebay, surveys, cutting back, mystery shopping, quidco etc
need to assess debts
need to set up payment plans for debts - 1 per day
need to do benefit check but think we are claiming everything we are entitled to
need to budget for golf
fill in grant forms x 3
look for any other grants or sponsorship

FOOD
need to do freezer inventory -have done 1 draw
need to do cupboard inventory
need to menu plan
need to do online shop
need to cut back on food
find out some recipies - cheap, slimming
check out that website - cant remember name less waste etc

GOLF
diary
cancel, update, reschedule any clashes
book accomodation as required
arrange a schedule for this year
do a budget for golf
need to buy battery
umbrella holder
few clothes

extras...

car boot needs fixing - book in at garage
ebay daily
return flight case to tim
return sat nav
source cheap satnav
library
opticians
appt with school
hair cut/ colour
doctors
do scrap book for holiday for mum dad
sort holiday photos
repeat prescription
house projects - ie make more welcoming cos its a dump due to lack of money/time/effort
garden projects - same as above

today i am going to
brush mop kitchen floor - big job as dirty..well filthy
tidy ds room - big job as full of ebay stuff
feel depressed today big time!

hope the rest of you guys are good keep up the good work!

debsxx

scrooge2008

Does it feel any better getting it all down online debs? That's some list, you're a busy lady. Don't be too hard on yourself, life is busy enough without all these added extras that we all need to address to keep us sane. Coming up with a plan is half the battle, executing is another matter, but we'll all get there, and when we do they'll be another list for us to work through ......... c'est la vie.

DeeDee, enjoy your trip to Glasgow . Great shops there too, to tempt you.

You've hit the nail on the head with me, again. I am scared about taking 'the leap of faith', and making a real go of the business, I will be going completely out of my comfort zone. Any suggestions on how I can propel myself to the next stage, when half of me just wants the status quo?

wilf55

thanks scrooge

have been working hard on ds1 room today sorting through piles of stuff still along way to go
it does make me feel better writing it down.. so i can cross it off i suppose..psychological
i havent caught up with the thread just tagged along if you see what i mean
tell me more about the business ..dont mean to pry but i am interested

1 bag of carp for bin on monday
1 full to busting bag for charity on monday

OH is in a sulk so my mood isnt good today but feel although i have a long way to go even in ds1 room that i have made a big road in

need some ideas to make some more cash somehow
...but havent got time til headway made with the house....feel i never have a moment to myself

xxcatch u later all

JennyJewell

Hi all
Well at long last I have made a start on de-cluttering the floor of the cold room - yay
Had a lovely day celebrating DS2's birthday - off to bed now I'm shattered!
Have a lovely Mothers Day tomorrow and a fab Sunday
Nighty nite, nos da,
Jenny

scrooge2008

Good to hear from you JennyJewell. Well done on getting started on your challenge. Sounds like you are having a lovely weekend.

Debs, I used to work as Commercial Debt Manager for a finance company. I loved the job as it was interesting, well paid and flexible. I worked mostly from home, so very little childcare was needed.

Unfortunately, I was made redundant, when the company was taken over, and I struggled to find a job worth doing financially, once childcare costs were factored in.

I took a job working as the Lollypop lady at my son's school, twice a day, and I started up my own business doing risk assessment/invoicing/credit control for small to medium sized businesses. I set up as a Limited Company and got VAT registered. My first customer was a local company and I work about 45 hours a month for them. I have never ventured beyond this one customer.

In fairness, I really enjoy both of these jobs, but I need to earn another £300.00 a month to keep our heads above water. I earn this through the usual MSE ways.

My plan is to get more customers for my business and ditch the MSE jobs. To that end I have just completed a Para-Legal in Debt Recovery course and will have my Consumer Credit Licence by the end of the month. A local Accountancy firm, that wants me to work with their clients on debt recovery issues, stipulated that I got the above paperwork.

So the next step is moving out of my comfort zone and really making a go of the business, and as mentioned before, this really scares me and I'm not sure why.

Thanks for listening. It feels better getting it out x.