Any room at the Inn?

GrammarGirl

Hi OBNW, I really enjoy your posts (especially when we're both arguing with losers over on the Employment or Student boards!) and appreciate the thanks you give me for my hot-headed comments, and now I've found your diary!

You're doing really well, so well that I'm considering an attempt at dreaded Excel and my own spreadsheets... but maybe not. I hate Excel!

Anyway, just a suggestion that I've picked up from this site - have you thought about keeping a spending diary? I guess this thread is kinda like one... just writing down exactly what you buy and how much you spend each day. I keep mine in my handbag and plan what I know I'll NEED to buy for the week (petrol, food) then add in any extra bits. I was so shocked when I realised I'd spent £150 in one week (mostly on going out for tea and magazines! ) that I haven't spent over £70 in one week since then. It really works!

I'll be following your thread anyway. Hope you're well today!

Olderbutnotwiser

GrammarGirl wrote: »

Hi OBNW, I really enjoy your posts (especially when we're both arguing with losers over on the Employment or Student boards!) and appreciate the thanks you give me for my hot-headed comments, and now I've found your diary!

Oh GrammarGirl, I so wish it was me who had befriended you on the employment and student boards, and I do love a hot head honestly, but I've never been there my loss I fear. Is there another OBNW
If there is she is possibly horrified that you think she has run up debts like me and burst into Annie songs at the end of the month:D
You are still very welcome here and feel free to send the other OBNW over too:cool:
Sadly I love excell, it has magical talents like adding and sorting (I'm so sad , and old enough to find this amazing)
I have never kept a true spend diary but will attempt one soon as although I think I'm doing OK I'm not sure I've had a NSD for about 25 years!
Nats is not keen on spreadsheet she does them all long hand in big books, doesn't keep them in her handbag though I believe sh does A4 and needs a wheelbarrow for all her files. Me I put my spreadsheet on a memory stick and pop it in my bra (not as effective as chicken fillets but very :money: )
Back to you later rog2, my boss is calling:rolleyes:

GrammarGirl

Oh, maybe there is another OBNW?!! Well, I have now befriended you both!

GrammarGirl

I have worked it out! The other user is called Oldernotwiser! A slight difference that I didn't spot.

Olderbutnotwiser

GrammarGirl wrote: »

I have worked it out! The other user is called Oldernotwiser! A slight difference that I didn't spot.

A subtle difference;) I definitely have a BUT (T):p

poet123

I think there is another too,.... older but not wiser(something like that,with spaces anyway)

Olderbutnotwiser

poet123 wrote: »

I think there is another too,.... older but not wiser(something like that,with spaces anyway)

Jeeez.... I thought I was so original
Oh well great minds eh

natsplatnat

Olderbutnotwiser wrote: »

Nats is not keen on spreadsheet she does them all long hand in big books, doesn't keep them in her handbag though I believe sh does A4 and needs a wheelbarrow for all her files.

Oh, OBNW!! You make me smile

I do like spreadsheets, just what with having a payday each week its easier to keep track of in my HUGE diary (actually just under A4!!). And I do trudge my lovely diary virtually everywhere..... I even had to dig out a bigger bag to carry it around in. I think that if I had a spreadsheet I would keep changing the numbers just to see what would happen and then I would get meself into a right state!!;)

I won't be taking it with me tonight though when OH and I go to see JETHRO!!! (might feel a little lost without it! )

Olderbutnotwiser

natsplatnat wrote: »

Sorry OBNW!! It's not my fault Honest!! Please don't be mean Please keep talking to me.... I'll feel a bit like I've fallen out with my mum otherwise!

Nats I hope you and other half have a great evening with Jethro.:D
Apparently I can not have enough daughters :eek:
rog2, stuff the champagne bars maybe your wife can bring some asti back from Italy (I'm dead nosey but why is she in Italy? )
I try not to generalise or stereotye but you do not sound like a typical Asda delivery driver, and I say that as someone who has a very varied job history:D it's funny the different jobs that I have had that have suited me at certain stages of my life.
Anyway well done on paying your tv lisence in one go (I've not managed that in 25 years:o) I hope you and Mrs rog2 enjoy your chinese:beer:
Now what was she doing in Italy eh :think: Olive oil buyer, pizza delivery with a big area to cover, ice cream heiress, pasta designer, opera singer, gondelier, cobbler or maybe an architect/engineer trying to right the leaning tower?

chevalier

Hi there
I have just read your diary through, and I think that you are doing pretty well. However one thing caught my eye.

You mentioned that you stopped some direct debits that you had been paying for years. If they are for services you haven't been receiving have you thought about asking for the money back?

Also if you have been paying out on these for a while, does that mean that all of your insurances have been with the same people for ever? If they have then you are probably paying over the odds. If you look on moneysupermarket.com you can check out new deals, and if there are some worth swapping to, go via a cash back site like www.quidco.com, www.topcashback.co.uk etc so that you get extra when you switch.

Secondly you made me laugh about everyone and their dog coming to your house for meals! Ok it maybe an added expense, BUT at least you know your childrens friends and their friends like you enough to feel comfortable in your house!! So well done on that.

On the food front I noticed that you said you had spent £100 on food. Is this an area where expenditure could be cut, ie cheaper brands, more meal planning and batch cooking?

Have you thought about posting up your SOA for us to offer you more targetted help?

chev