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Any room at the Inn?

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  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi OBNW!!!

    Have you got snow?????? It was snowing soooo hard went I went to bed last night (took me ages to go to sleep as I was so excited by the snow) that I truely thought I would wake up to a good covering outside.

    But no...... it had turned to sleet, and now the sun has been out it has all but gone!!
    I am seriously considering moving across the county a little as everywhere seems to get snow. (but we tend to have the best sunshine in the summer!)

    Nats x
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • I guess now that it is two weeks until payday we are on the home stretch, downhill all the way now...feet in the air and coasting:dance:

    The last three nights I have watched my 17 year old daughters school production and been prouder each night. Last night we went on mass and had party blowers/poppers and lighters for 'we are the champions' was a very good evening and I'm exausted. I feel I did every dance sang every song and did every costume change with her :rolleyes2
    Oh well a quiet patch now so I may decorate my eldest daughters bedroom this weekend (it's in the budget you know:p )
    Have a great weekend
    xxx
    LBM- finally kicked in 16/12/08 @ [strike]£41,862 [/strike] £0.00/ DFD- 24/12/13 :D


  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    I guess now that it is two weeks until payday we are on the home stretch.

    It's payday today for me, OBNW - we get paid 4 weekly - makes it pretty near impossible to budget with the calendar monthly bills. :mad: :mad:

    Anyway I don't know how much I will have earnt as I have a cold and am not going in today. :sad: :wink:

    The annual 'bonus' is due today, although I'm not sure if I qualify as I'm seasonal - should find out tomorrow - so, perhaps it's just as well I don't know yet as it would only make me more depressed. ;)

    Have a good weekend. :beer:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Hi rog2, I understand that 4 weekly pay days are a pain for budgeting, but wow extra paydays and so much number crunching and updating and reorganising it must be great.
    I get bored about this time of the month, not much action, very little updating of spreadsheets and snowballs so no euphoria of chipping away at the debts. Oh well your mind should stay sharp with all the working out and reworking at least.:rolleyes:
    LBM- finally kicked in 16/12/08 @ [strike]£41,862 [/strike] £0.00/ DFD- 24/12/13 :D


  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Hi rog2, I understand that 4 weekly pay days are a pain for budgeting, but wow extra paydays and so much number crunching and updating and reorganising it must be great.

    It is nice to get the 'two paydays in one month' - usually in December - but the disadvantages, from a budgetting point of view, certainly outweigh the few advantages that it does have.
    Anyway - I did get my 'bonus' this month - after having been told last month that I didn't qualify due to my part-time contract :confused: .
    So I have the princely extra sum of £171.00 to 'play' with this month. :rolleyes:
    TV licence is due next week, so will pay it in one go, so that will 'free up' an extra £14.00 every month.
    Might treat ourselves to a Chinese take-away, next weekend, as well. :think:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi OBNW!!

    Sorry, been soooo busy, not been able to drop by recently!

    Hope you are ok and looking forward to payday? (silly question I know!!)

    Will be back later, in the mean time, keep an eye on those figures and keep counting the steps!!

    Nats x
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • Fed up and bored...no updating to do as no money to throw at debts until payday:rolleyes:
    rog2- you have a wild and crazy side spending your windfall on your TV licence;) I'm guessing you don't work for Bank of Scotland:p I'm so glad their bonus's were reduced to the legal bare minimum, rewarding people for being crap has always seemed bizarre to me:confused:
    Nats, I've just realised it's your payday again tomorrow, so I really shouldn't talk to you at all, and you even have loads of nerdy bank stuff to digest at lunch....jealous....me .....:whistle:
    Lewby..you've gone AWOL get back on the boards and I need a letter from a responsible adult explaining your absence:D
    Not much else to say, was fairly rubbish at the pub quiz last night, it takes the biscuit when my three daughters on another team beat my teams scores:mad:
    I'm just hoping the highlight of today is not my appointment with my gynaecologist this afternoon _pale_
    LBM- finally kicked in 16/12/08 @ [strike]£41,862 [/strike] £0.00/ DFD- 24/12/13 :D


  • 4 days to pay day for me too!
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    rog2- you have a wild and crazy side spending your windfall on your TV licence;) I'm guessing you don't work for Bank of Scotland:p I'm so glad their bonus's were reduced to the legal bare minimum, rewarding people for being crap has always seemed bizarre to me:confused:

    :rotfl: :rotfl: :rotfl:

    Have just posted cheque (£139.50) to TV Licensing, leaving the pricely sum of £31.50 which will pay for a Chinese Takeaway, when my wife gets back from Italy next week. I really didn't think I could be so frivolous. :rolleyes:

    No - I do not work for BOS/RBS or any other institution where the 'bonus culture' is so widely abused. I am, currently, a humble delivery driver for ASDA. The 'bonus' is calculated on profits/turnover per store and will vary over the country. Our store acheived 88% of its target, giving a maximum possible bonus of £380.00 per employee, depending on how many hours that employee works. Because of their 'contracts' very few employees would, in fact, receive the full £380.00 - to do this you would need to have worked a 40 hour week and the maximum 'contract hours' are 37.5.
    My hours are variable, but rarely more than 24 hours in any week, hence my payment. It was, most certainly welcome - albeit short-lived.

    Since my hourly pay rate is £6.13 (as are most ASDA employees) I don't think I'll be heading for the Champagne bars of the City.:rolleyes:

    But I will, most definitely, enjoy my Chinese takeaway. :beer:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Nats, I've just realised it's your payday again tomorrow, so I really shouldn't talk to you at all, and you even have loads of nerdy bank stuff to digest at lunch....jealous....me .....:whistle:

    Sorry OBNW!! It's not my fault :o Honest!! Please don't be mean :o Please keep talking to me.... I'll feel a bit like I've fallen out with my mum otherwise! :D
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
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