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No Money Mummy to Millionaire Mummy!!

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Comments

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    sending hugs about the loss of your friend, life's just not fair is it?
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    197540_10150199708072166_729127165_8857897_3297692_n.jpg
    Ingredients
    195 grams Plain flour
    1 teaspoon baking powder
    ¼ teaspoon salt
    85 grams unsalted butter, room temperature
    150 grams granulated white sugar
    2 large eggs
    ½ teaspoon pure vanilla extract
    1 tablespoon grated lemon zest
    Fresh blueberries

    Preheat oven to 180 degrees C and greasr the bottom and sides of a loaf pan (9 x 5 x 3 inch)

    In a separate bowl, whisk together the flour, baking powder and salt.

    In the bowl beat the butter until softened. Add the sugar and continue to beat until light and fluffy. Add the eggs, one at a time, beating well after each addition. Beat in the vanilla extract and lemon zest, add the flour mixture and millk mix only until combined.

    Gently fold in the blueberries.

    Scrape the batter into the prepared pan and bake for about 55 to 65 minutes, or until the bread is golden brown and a toothpick inserted in the centre comes out clean.
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks for the hugs and nice thoughts everyone, been doing what I do best when I am miserable and baked the above cake!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    cake looks very yummy.
    My OH baked cup cakes today and a chocolate cake, i did ask him not to as they contain calories, but he did anyway.
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    Yum!!! it looks yummy. i NEED some now lol. Think i might give it a go soon as dd loves blueberries so it should be a hit :0
    Thanks for the recipy

    Good news that it looks like you got away with the bank charge :)
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • smarties84
    smarties84 Posts: 711 Forumite
    Oh i am so sorry to hear about your friend, i am thinking of you and your friends family at this very sad time :(

    Sorry to change the subject, what a difficult choice you have to make regards work. If i were in your shoes, i think i would be heading towards choosing taking the redundancy option and payout. I just couldn't be out of the house for that many hours a day and the commute would kill me aswell, esp if there was a car accident and i got delayed by hours getting home etc. I know you would still be in debt but you said your outgoings would be less and you may get another job nearby that pays the difference?
    I completely get why you would want to give it ago tho, obv having a job is great and its lovely of them to cover petrol costs for a long time.
    xx
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    smarties84 wrote: »
    Oh i am so sorry to hear about your friend, i am thinking of you and your friends family at this very sad time :(

    Sorry to change the subject, what a difficult choice you have to make regards work. If i were in your shoes, i think i would be heading towards choosing taking the redundancy option and payout. I just couldn't be out of the house for that many hours a day and the commute would kill me aswell, esp if there was a car accident and i got delayed by hours getting home etc. I know you would still be in debt but you said your outgoings would be less and you may get another job nearby that pays the difference?
    I completely get why you would want to give it ago tho, obv having a job is great and its lovely of them to cover petrol costs for a long time.
    xx

    Def agree with Smarties, yes everything may sound nice on paper, but reality is always different, it may sound daft but if you sat down and worked out what your expenditure would be not working, ie hubbys wage, tac credits, CB, compared to outgoings, you did it on maternity leave when you were expecting pip, and maybe (in the nicest of ways) this is the kick up the rear to look at new start, try for brother or sister and reevaluate life. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What scares me most about work is that if I don't take redundancy and do the commute for a few weeks and hate it I really am screwed as I will have no payout to fall back on, also I keep thinking of £6000 off my debts and how long it will take to clear that through working! But at work I get some good benefits like shares, pension and also the opportunity of the car and full pay maternity leave for 6 months. I think when I do my "aspirations" I will have next level up as 1st Aspiration, redundancy as 2nd and same level as 3rd option. I dont know if the job centre and that will not pay me anything as it was my choice to take redundancy. The other option is to basically be awkward and make myself "displaced" which then means forced redundancy.

    So many things to think of!!!!!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Pips_Mum wrote: »
    What scares me most about work is that if I don't take redundancy and do the commute for a few weeks and hate it I really am screwed as I will have no payout to fall back on, also I keep thinking of £6000 off my debts and how long it will take to clear that through working! But at work I get some good benefits like shares, pension and also the opportunity of the car and full pay maternity leave for 6 months. I think when I do my "aspirations" I will have next level up as 1st Aspiration, redundancy as 2nd and same level as 3rd option. I dont know if the job centre and that will not pay me anything as it was my choice to take redundancy. The other option is to basically be awkward and make myself "displaced" which then means forced redundancy.

    So many things to think of!!!!!

    I'm pretty sure that if you took redundancy, you'd be entilted to 6 months JSA, (based on your NI contributions) over a set time period.
    Its a hard one and theres a lot to juggle throu, just if you've got a commute and then do a full day - come back, you may find its almost not worth it. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    Might be worth going to the job center and ask them what you would be entitled to if you chose redundancy?? They should be able to tell you everything you can receive and then you will be clearer on what the situation will be before you make up your mind.
    I agree that it could be a very long day with all the travel etc. What kind of time will you get home in the evening?? Will you get time with pip before his bed time etc??
    Such a hard choice for you and i hope you can make the choice soon xx
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
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