We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
No Money Mummy to Millionaire Mummy!!
Comments
-
Snow Day!
We have a new addition to our family..................Simon the cross dressing snowman!
I wanted to build one and its on my 101 list so off I went. He has stick arms, coal eyes, carrot nose and a lovely red sparkley scarf (hence cross dressing!) Will post pics whn I can as my camera is stupid and according to Samsung works well Im afraid I would beg to differ!
Going to do Pips cake in a mo, baking it today then decorating it Friday.
Hope evryones wrapped up warm x xDebt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
Heres Simon!Debt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
Our kids are all off school as the roads are too dangerous to go out, we are effectively snowed in. My DH cannot get out to go to work, so we are all staying put. We have three new snowmen on the lawn and my 3YO wants to make a snow crocodile and angel today!! They are loving it.
If you put tin foil around outside of cake tin that will act as a base and stop any mix leaking too. Good luck with it.
Finally starting to use up the stuff in the freezer as there is definitely going to be no shopping for next few days. Good job cos if DH doesnt work there will be no wages next week.
Great website by the way, will definitely be having a go at some of the slow cooker ones.0 -
Cake is in the oven, wish me luck!!!
Kidcat I want a snow crocodile! Sounds like you are having fun. :TDebt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 725.00
Benefits................................ 160.00
Other income............................ £400
Total monthly income.................... £1285
Monthly Expense Details
Mortgage................................ £188
Secured/HP loan repayments.............. 0
Rent.................................... £210
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 0
Gas..................................... 0
Oil..................................... 0
Water rates............................. £30
Telephone (land line)................... 0
Mobile phone............................ £10
TV Licence.............................. £12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... £160 includes Pips milk, food, toiletries& cleaning
Clothing................................ 0
Petrol/diesel........................... £50
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... £20
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)......£20
Haircuts................................ 0
Entertainment........................... £20
Holiday................................. £20
Emergency fund.......................... £10
Total monthly expenses.................. £750
Unsecured Debts
Monthly Payments.
Credit Card - MBNA.......................£120
Tesco...............................................£50
Mothercare.......................................£35
Loan - EGG.....................................£120
Mum ............................................ £20
Next ............................................... £20
Total repayments £365
Total spend £1115
Which on paper should give me £170 spare, where does that go? Hmmmmmm spending diary needed me thinks!Debt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
RAAAAAAAAAAAAAGGGGGGGGGGGGGGSSSSSSSSS, anyone, help!
My 1 is now a 0.5! When I got it out of the tin the bottom of the 1 fell off. Its in a complete chunk not crumbly will I be able to bodge it back together with the buttercream icing?
Not panicking, not panicking, not panicking!Debt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
RAAAAAAAAAAAAAGGGGGGGGGGGGGGSSSSSSSSS, anyone, help!
My 1 is now a 0.5! When I got it out of the tin the bottom of the 1 fell off. Its in a complete chunk not crumbly will I be able to bodge it back together with the buttercream icing?
Not panicking, not panicking, not panicking!
LET IT COOL AND STICK IT BACK TOGETHER - IT WILL BE FINE
BY THE WAY DON'T WANT TO WORRY YOU BUT YOU DON'T SEEM TO HAVE ANY CHILDREN IN YOUR SOA:rotfl:
WELL DONE ON POSTING A NEW ONETotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Children? Oh S**t yes that would be the noisy thing that keeps me awake at night wont it! :rotfl::rotfl:Debt at LBM [strike]£17,544[/strike] :eek: £5700:TOver £14,000 PAID OFF :T
2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!0 -
agree with fay, let it cool, put it in place and cover with the buttercream!! no-one will know any different!!!!December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0 -
Agree with above its got to be cool before trying to stick it together with some buttercream.
I make loads of cakes for weddings, birthdays etc and its always the ones for my family and kids that have disasters0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards