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No Money Mummy to Millionaire Mummy!!

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  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thAF8WinterF006-1.gif
    Snow Day!

    We have a new addition to our family..................Simon the cross dressing snowman!

    I wanted to build one and its on my 101 list so off I went. He has stick arms, coal eyes, carrot nose and a lovely red sparkley scarf (hence cross dressing!) Will post pics whn I can as my camera is stupid and according to Samsung works well Im afraid I would beg to differ!

    Going to do Pips cake in a mo, baking it today then decorating it Friday.

    Hope evryones wrapped up warm x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Heres Simon!

    simon.jpg
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • kidcat
    kidcat Posts: 6,058 Forumite
    Part of the Furniture Combo Breaker
    edited 6 January 2010 at 3:04PM
    Our kids are all off school as the roads are too dangerous to go out, we are effectively snowed in. My DH cannot get out to go to work, so we are all staying put. We have three new snowmen on the lawn and my 3YO wants to make a snow crocodile and angel today!! They are loving it.

    If you put tin foil around outside of cake tin that will act as a base and stop any mix leaking too. Good luck with it.

    Finally starting to use up the stuff in the freezer as there is definitely going to be no shopping for next few days. Good job cos if DH doesnt work there will be no wages next week.

    Great website by the way, will definitely be having a go at some of the slow cooker ones.
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Cake is in the oven, wish me luck!!! :o

    Kidcat I want a snow crocodile! Sounds like you are having fun. :T
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 6 January 2010 at 9:10PM
    Household Information[/b]
    Number of adults in household........... 2
    Number of children in household......... 1
    Number of cars owned.................... 2
    Monthly Income Details

    Monthly income after tax................ 725.00
    Benefits................................ 160.00
    Other income............................ £400
    Total monthly income....................
    £1285

    Monthly Expense Details

    Mortgage................................ £188
    Secured/HP loan repayments.............. 0
    Rent.................................... £210
    Management charge (leasehold property).. 0
    Council tax............................. 0
    Electricity............................. 0
    Gas..................................... 0
    Oil..................................... 0
    Water rates............................. £30
    Telephone (land line)................... 0
    Mobile phone............................ £10
    TV Licence.............................. £12
    Satellite/Cable TV...................... 0
    Internet Services....................... 0
    Groceries etc. ......................... £160 includes Pips milk, food, toiletries& cleaning
    Clothing................................ 0
    Petrol/diesel........................... £50
    Road tax................................ 0
    Car Insurance........................... 0
    Car maintenance (including MOT)......... £20
    Car parking............................. 0
    Other travel............................ 0
    Childcare/nursery....................... 0
    Other child related expenses............ 0
    Medical (prescriptions, dentist etc).... 0
    Pet insurance/vet bills................. 0
    Buildings insurance..................... 0
    Contents insurance...................... 0
    Life assurance ......................... 0
    Other insurance......................... 0
    Presents (birthday, christmas etc)......£20
    Haircuts................................ 0
    Entertainment........................... £20
    Holiday................................. £20
    Emergency fund.......................... £10
    Total monthly expenses..................
    £750
    Unsecured Debts
    Monthly Payments.
    Credit Card - MBNA.......................£120
    Tesco...............................................£50
    Mothercare.......................................£35
    Loan - EGG.....................................£120
    Mum ............................................ £20
    Next ............................................... £20
    Total repayments £365

    Total spend £1115

    Which on paper should give me £170 spare, where does that go? Hmmmmmm spending diary needed me thinks!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    RAAAAAAAAAAAAAGGGGGGGGGGGGGGSSSSSSSSS, anyone, help!

    My 1 is now a 0.5! When I got it out of the tin the bottom of the 1 fell off. Its in a complete chunk not crumbly will I be able to bodge it back together with the buttercream icing?

    Not panicking, not panicking, not panicking!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum wrote: »
    RAAAAAAAAAAAAAGGGGGGGGGGGGGGSSSSSSSSS, anyone, help!

    My 1 is now a 0.5! When I got it out of the tin the bottom of the 1 fell off. Its in a complete chunk not crumbly will I be able to bodge it back together with the buttercream icing?

    Not panicking, not panicking, not panicking!

    LET IT COOL AND STICK IT BACK TOGETHER - IT WILL BE FINE

    BY THE WAY DON'T WANT TO WORRY YOU BUT YOU DON'T SEEM TO HAVE ANY CHILDREN IN YOUR SOA:rotfl:

    WELL DONE ON POSTING A NEW ONE
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Children? Oh S**t yes that would be the noisy thing that keeps me awake at night wont it! :rotfl::rotfl:
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • agree with fay, let it cool, put it in place and cover with the buttercream!! no-one will know any different!!!!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • kidcat
    kidcat Posts: 6,058 Forumite
    Part of the Furniture Combo Breaker
    Agree with above its got to be cool before trying to stick it together with some buttercream.

    I make loads of cakes for weddings, birthdays etc and its always the ones for my family and kids that have disasters :)
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