The January 2009 BR Club

startagain_2

Marlowvian wrote: »

I've been asked for 12 months of bank account and credit card statements and 3 months of payslips

Snap!! Not Leeds, are you?

SA

nervousmother

we were asked for same, but at end of day i didnt have them, supplied 1.5 bank statements (dont ask) cut up card, cheque book and 2 wage slips. hum got their work cut out with me :-)
On the plus side though Iv never had a credit card.

startagain_2

nervousmother wrote: »

we were asked for same, but at end of day i didnt have them, supplied 1.5 bank statements (dont ask) cut up card, cheque book and 2 wage slips. hum got their work cut out with me :-)
On the plus side though Iv never had a credit card.

Mine has received a jigsaw of six different cards cut up into many,many pieces.
At the time I was conducting some sort of funeral ceremony for my debts and the tools for them..... :rotfl:

SA

Marlowvian

startagain wrote: »

Snap!! Not Leeds, are you?

SA

No, my OR is St Albans.... which is nowhere near me!!

Marlowvian

My current Lloyds account does not appear to have been frozen... yet.... but I should still cut up my debit card and send in, right?

philnicandamy

Marlowvian wrote: »

My current Lloyds account does not appear to have been frozen... yet.... but I should still cut up my debit card and send in, right?

Yep....my barclays account stayed open for nearly 6mnths before they finally froze it

Marlowvian

philnicandamy wrote: »

Yep....my barclays account stayed open for nearly 6mnths before they finally froze it

Thanks. I hope they freeze it soon as I have just been charged overdraft interest on it so I am now over my overdraft.
I'll tell the OR during my interview on Monday and see what he/she/it says

philnicandamy

Marlowvian wrote: »

Thanks. I hope they freeze it soon as I have just been charged overdraft interest on it so I am now over my overdraft.
I'll tell the OR during my interview on Monday and see what he/she/it says

After monday its not your problem....the OR will sort it all eventually

DON79

Hi everyone! and welcome to delcon68!

Been in sunny (ha!) scotland for a week - snow and ice etc! :rolleyes:

Hope everyone is well and getting on ok with their OR packs and interviews etc! I got back and I still have not received one single thing from the OR. I think I will have to give my OR a call as they did say they were sending something for me and I don't want them thinking I am ignoring them if it has gotten lost in the post.

Donna :snow_laug

startagain_2

Monday morning - and a weekly update for my fellow Jan Clanners and fellow buddies.
Donna - Welcome back..... :T
I was wondering how you were getting on up there? Bit chilly at the moment, isn't it?

It has been a pretty uneventful week for me, three days off at the beginning of last week - no sport,no work, no go ..... lol

I had a horse riding lesson on Wednesday, first time on a horse in over a year and the first lesson for 15 years! It went very well and gave me the old buzz that I always used to get being around horses. I couldn't walk properly for about three days afterwards but hey ho - the price you have to pay!
It is wonderful that I have got that little bit of spare cash for the first time in years that I can actually do something other than pay creditors. A life saver.

Still a week to go before my OR interview - it seems like it has been forever since my BR day and yet it is only four weeks. I have had no creditor phone calls at all for a few days now - good stuff!

Being Deep in Debt does horrid things to a person. I am not proud to say that I had all but lost contact with my daughter over the last few years. We live at opposite ends of the country. She has a husband and family now and I feel that I have missed out on so much. Now with the BR and no more head 100% full of debt worries and thoughts I can start building bridges and I am pleased to say I am going to visit them at the end of the month for a couple of days. As someone famously said "One small step at a time" but I am thrilled.

Signing off now, Huge hugs to you all ... :grouphug: Dodgy!!

I enjoyed yesterday, there were quite a few people about on the board. Off to work shortly, will keep one eye on here to see how the BR days go/went....

Be good everyone and have a great day (as much as a Monday will allow)



SA