The January 2009 BR Club

PockettMoney

startagain wrote: »

Reading your timelines in the court you had a bit of hanging around but the end result was the same.... BR!
I remember the kick I got out of ordering fish and chips for the first time in years and the taste was amazing.... I had got used to living on jacket potatoes and tuna fish.... :rolleyes:

Yes, was a bit of a wait, the security personnel were friendly and chatty so that helped pass the time. Was actually four of us all with 9:30am appointments, two of the people were still there when I left!

Now refreshed and off with my pennies to get my mouth-watering fishcake and chips. Nabbed a couple of brown sauce sachets when I was having my lunchtime pint so I don't have to pay the chippies rip off 15p per sachet!!! Oh, and yes, jacket spuds and tuna has been my other staple the past month or so!

PockettMoney

DON79 wrote: »

Hope that you have a really good nights sleep and you are starting afresh tomorrow. Well done. :T

That was just a nap... I had to wake back up so I could get my chippie treat! Then it's off to beddie bye byes after the food has digested and tomorrow morning will herald a new era in the life of PockettMoney.

PockettMoney

yellowmonkey wrote: »

Sweet dreams

ym

Cheers, for a change, they were.

That's the end of my postings for today, in danger of hijacking the thread!

t0mm

I'll add my name to the list of January Bankrupts!

Made bankrupt today at 2:15pm. Awaiting phone call from OR now! *bites nails*

DON79

Hi t0mm - welcome to the jan club! Will add you on the list.

There are quite a few of us waiting for their OR interviews I believe - me and SA & you definitely. Anyone else??

Donna

clanbailey

Hiya guys hope things are going well - good luck to those who are going br this week - best thing you will eva do!!!! and good luck to all those with OR interviews this week - afterwards you will feel that huge sense of relief that has not really been released since going br at court. After last friday I have felt wonderful I keep reminding myself I do not have a debt to my name - first time in many many many years, now I am looking to the future - thought I may retrain to do something I really really want to do now I am not bogged down - OH is even thinking of getting a new job

good luck everyone

tmcd01

Howdee folks. Can i join the group? Me and missus went on 6/01 the first two cases of the year in our local court. Tried to avoid it for years, but IVA failed due to having to give up work to care for disabled son who become ill after catching a hospital infection whilst in for routine op!! Dont worry bout the OR interview, found it really straight forward and have to admit, would have done this over a year ago had i known how simple the process would be. Cant remember how long its been since buying oil wasnt a real worry, even looking at a holiday this year!!
Go for it clan, im now enrolled in the open uni, nows the time to start afresh. Only 11 months to go til absolute freedom!!

DON79

hi tmcd01 and the missus!

Welcome to the club, happy to add you on the list.

Thanks for the advice about the OR interview. I know that I wish had done the whole BR thing earlier too but it is the nature to try struggle along as much as possible before the time finally comes I guess.

Glad you are going to be able to have a holiday - I am saving up now for a couple of years to take the kids to eurodisney.

Donna

DON79

All the best to scarletnm today for her BR - hope it is all going well for you!:D

startagain_2

Hello clanbailey - isn't it good to be Debt Free?

Welcome to the new members - and we have still got a week to go in January..... could well be more joining us!

Good news - my wages have gone into the Co-op account .... I can't tell you how much I have been panicking over that... I've got some pennies!

I am getting my OR forms witnessed today and then I will be sending all the paperwork off to the OR ready for my interview in 3 weeks time. My plan is to post it (special delivery) and then forget about it all until much nearer the time..... see how long that plan lasts... :rolleyes:

Dismal day here in the North East - lots of fog.... working until 5.30pm.
Have a good day everyone, best wishes to you all....

SA