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Live on £4000 for a Year, 2009 Challenge, part 1
Comments
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slowlyfading wrote: »Oh my goodness! :eek: that's some serious Boots-ing there! Did you get lots of points too?
2,250:j:j :jBack on MSE again! to take control of my finances and not let it control me. :T May grocery challenge £41.96/1400 -
Grrrr I still can't get on the boots sale, it's not working at all for me today:("You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D0 -
no Boots sale = save moneyDoing voluntary work overseas for as long as it takes .......
My DD might make the odd post for me0 -
Very pleased as I haven't spent any money today- went to Post Office on a mystery shop and posted all my letters etc. New job is fab really enjoyable with zero stress and I worked out that I should earn about £250 a month from it. Bit of a change from 40k!! But with mystery shopping and rental income if I succeed with the challenge I'll still be able to achieve my financial goals.
Have decided I'd like to do something worthwhile with my free time over the summer so am going to see if there are any conservation projects locally. Now this huge weight of panicky stress and worry has lifted I feel like I have time and space to think about the opportunities that I could take advantage of.
When I went to the library to try and get the book Nella's war Sophiesmum and a cpl of others mentioned all 18 copies were out!"I cannot make my days longer so I strive to make them better." Paul Theroux0 -
Grrrr I still can't get on the boots sale, it's not working at all for me today:(
they having technical problems and the boots online aint doing the sale online. Read it on the grabbit while u can board i thinkSealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320 -
All 3 kids are asleep so i am done for today - here is how i did
Set up standing orders to egg and mbna (been on list for 3 days now!!!)still not done! Will put on tomorrows list....... along with a third so to set up
Ring HMRC for balance and current payment info - did this and they r soooooooooo lovely! All set up for payments but what i thought was 2k debt turned out to be 2,5summit ouch
Go to local market and get wool for dd school cardigan - mum rnag, had a migraine so couldn't go.
Post a recorded delivery letter - done and got post bx no. as my royal mail survey pack came this morning with my first job and my 12 free 1st class stamps and 4 ll ones wahooooooooooooooooooooo
Post letter for dd b'day pressie-done and free as didn't need stamps due to now 'working' for royal mail lol
9am read gas and eleccy meter and work out usage - done and am absolutely fuming at whoever put the heating on yesterday as used 60 more units!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! No one willa dmit it as they saw how angry i was he he
Make a loaf bread - yep and got a free loaf off bil who delivers for hovis
Do load washing and dry on airer. Unload yesterdays lot from airer - done!
Sort and tidy kids room - well.... no i was having too much fun
Change bedding in my room and quick tidy- quick tidy done but bedding not changed. MAY do it b4 i go to bed if not so exhausted i fall on my face
Sweep and wash kitchen floor and wipe sides and cupboards down - yep
Make son's lunch for tomorrow- done! I have worked out his lunches have cost me a total of £3 this week. His dinners are 8.75 so darling son has saved me 5.75 this week. Randomly on sat said he wanted lunches and said he wants them next wk too.
Get son and other 2 dressed and presentable, and do school run - did it and they were un presentable within 5mins of getting back in!
Find something son can use as trunks for his free swimming lessons starting tomorrow - prob here, cannot find anything. Will keep searching for some old shorts that won't go seethrough! Need to get on what used to be sports soccer website and find some cheapy ones!
A lovely busy and productive day for me. All debt co's are now aware i am going it alone and payment plans set up with them all. I just need to get the SO sorted for a few and get a barclays pinsentry card to do it!!!!!!! I really cannot believe they want £6 for a new one! NO CHANCE. ebay have one for a fiver and think i can use topcashback for a tiny saving. Might try blagging one for nothing from friend who is manager at barclays. Gonna call him now. Wish me luck lolDFW since JAN 2009 - 2014 will be the year i finally clear debtsJust to see which month
)))
One adult + 4 children + dog0 -
remoska owners whats in the box iykwim is everything there to get started? really want to use it for first time tomorrow whats a nice simple meal to start off with
Check out post one of this thread for handy links, the remoska thread is there, should be full of info and have all the right answers to your questions. Glad your bargain buy arrived safely, have fun frugal cooking.
I ended up making another apple crumble today and we had it with custard after dinner (hm ham & cheese quiche). 2009 is not going to be a dieting year but I'll still try my best to cut down and do extra exercise in February.
I've sorted out my £30 worth of food from AppF00d and counted up that the same items would have cost me over £80 to buy if I'd gone to the normal supermarket. I am delighted with my order, despite a minor invoicing error.I reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.0 -
NYK did you get your order ok from AF?
I ordered mine on Friday and no sign of it or email yet, and when I rang Dan today he said it should arrive tomoz, so fingers crossed:o
"You can't stop the waves, but you can learn to surf"
(Kabat-Zinn 2004):D:D:D0 -
Hi all!
I went into boots (for the 75% sale) this morning and bought some gift sets for pressies etc and a random stranger gave me a boots gift card with £3.54 on it for no reason. She was in such a rush and I was a bit shell shocked (so was a bit suspisious) but a boots staff member checked the card and it was fine!! :eek: :j Wow... what a lovely person! :T I need think of something to do to "pay it forwards" and make another person smile!!
I bought my perfume too... It came with a free bag which appears to be selling on ebay for ~£15 - £25 :eek: so I need to get over my ebay phobia (and get my camera back from my parents :rolleyes: ) as I'll never use the bag.
Maybe I should give the money I (hopefully) make to a charity as a pay it forward type thing?What do you think?
Annual Grocery budget 2018 is £1500 pa £125 calendar month £28.84 pw for 3 adults0 -
Hi all,
Congrats skint chick for your new job. Well done! :j
My job hunt hasn't really progressed. I went to one place today for the off chance of being able to show my face to the HR but she was on holiday. Had a walk around and didn't get that feeling - wow, I want to work here. I did get a feeling that I would like to volunteer there at some point but not work. I have some other places I can contact but am a bit lost of what direction to take. My study plan won't work unless I can get a job that I can do around college hours.
Then when I was sorting my papers I realised to my horror that I hadn't renewed my car tax in the end of the year :eek: and when I tried to do it in post office they didn't accept all the stuff I had printed from the net when I took my insurance and refused to give me my tax disc. :mad: Will try another post office tomorrow and failing that need to call the insurance company.
So after today I feel that I really would like to have a stiff drink but fortunately there is nothing in the house. I might go and get something tomorrow as thanks to some old bingo wins combined with MB profits, that landed into my account yesterday, I feel rather rich at the moment. Even so that was able to transfer £75 into savings account, £60 towards February utilities and £15 towards TV licence.
My supper tonight has been a bit of a mystery as first it was supposed to be chicken legs in tomato sauce cooked in SC but forgot to take the chicken out from the freezer. Then took mince out as thought it would defrost quicker and didn't manage to get it in SC in time so need to go and do some kind of tomato, frozen veggie, mince sauce thingy on the hob. I will get my weekly food done on Sunday, I will get my weekly food done on Sunday, I will get my..."Everything will be alright in the end. If it's not alright, it's not the end."
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