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Live on £4000 for a Year, 2009 Challenge, part 1

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  • grandma247
    grandma247 Posts: 2,412 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I also think my contentment comes from having this community to share that with.

    Well that's interesting. They did have strong community spirit in the past. I know that from talking to the oldies I have worked for.
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Morning all,

    I can confirm that morrisons are doing 2 things a day for free when you buy the mirror...my friend has just told me who works there
    Hope that helps
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • HH62
    HH62 Posts: 434 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Morning everyone...

    I MUST do a NSD today...I got a bit down yesterday, thinking about all the things I need for my home that I can't afford and I suppose I was feeling a bit sorry for myself. My usual solution (before this challenge :D ) would have been to get online and start ordering loads of stuff. But I didn't.


    Hope everyone is ok and a big hug to those who need one.
  • I think so. It was more a case of pride in your simple accomplishments, than in materialistic wealth and what 'gadgets' you owned.

    Talking of gadgets, I have my BM working in middle of my lounge carpet at the moment, with the kettle just to the side of it. Today will be a NSD, I am determined, since I haven't managed one YET this month. I know all my spending off late is the fact that I am wanting to make up for living in a work site at present. Admittedly it is all stuff I would have needed throughout the year, I just happened to have bought it all in the first week. Or though this months spends will look atrousious, atlest next months will be alot lower.
    Today I need to try and arrange DD's room so I can roll her carpet up.
    Also putting off doing the ironing, but know I have to do it. Its getting rather high again. So much for keeping on top of it after xmas:o:o:o
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I also think my contentment comes from having this community to share that with.
    grandma247 wrote: »
    Well that's interesting. They did have strong community spirit in the past. I know that from talking to the oldies I have worked for.

    I couldn't agree more with BB. Having someone to 'talk to' and discuss this 'way of living' with makes it soooooo much easier :T

    I don't have a Mr M close enough to merit buying the paper for the 'freebies', but I am heading up to Mr T this week and next for the Daily Mail

    I'm collecting the 'Classics Collection Series 2' DVDs that are coming with it. I find the free CDs/DVDs a good way to build up a selection of listening/watching material, but in the past DH would have read the papers (the one thing he gave up when we had to cut back), so nothing got wasted. As such I'm going to set myself a 'challenge' to spend a bit of time each day having a read of the paper -- could be enlightening as I don't follow the news by radio/TV/Internet/papers unless someone points something out to me, mainly 'cos I find most of it too depressing :eek:
    (Shall have to remember to charge these to my 'anything else' budget!)
    Cheryl
  • ali_p_4
    ali_p_4 Posts: 105 Forumite
    Wow! Thanks! Im planning to shop at Mr M tomorrow anyway. Must remember Daily Mail! Re Scottish power-the people I know wouldnt be on the online tarriff. One of them didnt want her payments to go up and changed from DD to quarterly now. Crazy! So she will have a huge winter bill to pay. Ive just left mine alone(EDF)as I know that over a period of time it will be adjusted correctly-different if changed circumstances but Id rather be in credit than owing them loads.
    I recently cancelled my direct debit with them to go back to quarterly billing because they wanted a ridiculous amount each month. They won't let me go back to quarterly billing though and insist i am on monthly cash plan which is more than direct debit. I am being threatened with recovery even though my bills are paid up to date. It is just because i am not paying their monthly installment - that i don't want anyway.
  • Frugaldom
    Frugaldom Posts: 7,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Haven't read any of the posts yet, so hope everyone is doing OK
    Will catch up after work/washing/shopping and emergency repairs to greenhouse, which miraculously survived the storms. :j
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • good connection grandma - about the oldies and their community spirit in days gone by. And thinking back, being a good housekeeper/manager would have been a source of pride for women too.

    HH6 - well done for not going for the spend - a great step forward (I hereby confess I was so excited by thoughts of ;'new accessories' I could buy for my revamped kitchen I couldn't get to sleep for ages last night. Fortunately today it's way too wet to go shopping and there has been time for frugal sense to kick in:D .

    Frugulfying/simplifying plans for today 12th Jan
    • post 2 ebay parcels
    • top up shop at asda from list of needs only
    • final coat of paint of kitchen cabinet door & seal with PVA
    • Do 2nd of 9 cabinet doors.
    • continue mosaic project.
    • slow cooker packed lentil lunches for the rest of the month
    • deliver 2 full bin bags to charity shop
    I try to take one day at a time, but sometimes several days attack me at once
  • bails
    bails Posts: 3,196 Forumite
    Taka, I agree with BB entirely on that one x

    HH62, well done on not spending :T

    I love the idea of 'frugal sense' BB - that is how we stop ourselves buying unnecessarily and only getting things we truly need/want :T
    CW, try Freecycle for the CDs if you don't really want the paper.

    Off to have a bath, n sleep due to severe pains all through back and front of me :rolleyes: Catch up later x
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • fizzel81
    fizzel81 Posts: 1,623 Forumite
    good morning

    Well ive hit the woopsie asle again in asda :rotfl: dropped the boys at schoo/preschool, had a chat with pre school about ds3 and there getting the senco involved, and then went back in filled in ds free school meals form and it wasnt embarassing etc like i thought it would be, its being faxed off this morning and ive paid £1.90 for lunch today in case it doesnt come back in time, also had to buy ds fleeces as his are too small (he has grown over xmas) so £15 on 2 of them

    asda, well i got the veggies i needed for soup and some fruit for myself (no mre junk for me the jeans dont lie nor do they shrink in the wash!)

    i got me dad 36 pouchs of cat food for a tiny £3.50 so thats him pleased

    heinz chopped toms were in packs of 4 for 80p a pack cause the packing was split, i got 3 packs as there was others having a rummage to, got some uncle bens boil in bag wholegrain rice for 40p, some resealable frezer bags for 15p, huge box of shreddies for 40p, some choc lollys for boys for 10p . only spent £9.26 and some of that ie leeks,mushrooms, apples and peppers were full priced

    only went in there for another bag of flour which i didnt get as i hit woopsies first so thats an excuse for a rummage later hehe.

    am now without the boys till 3.

    have listed 5 items on ebay, few moreto take pics off once ive done the general housework

    stock in slowcooker is cooling a little so i can then sort and remove chicken/bones and sort a soup.

    Breakfast cereal for boys, apple and orange for me
    Lunch 2 pieces of ww bread toasted with a small amount of butter
    Dinner homemade soup and bread

    daily excersize will be walking, sounds lazy but school is one of the furthest from my house out of all of them at 0.47 miles which i walk there and back to 3 times a day, i also have my ltt which i must start doing daily

    one thing im also going to do is take the toys that were not collected via freecycle to the charty shop
    DFW nerd club number 039 :p 'Proud To Be Dealing With My Debts' :money: i will be debt free aug 2010

    2008 live on 4k +cb £6,247.98/£6282.80 :T
    sealed pot 2670g
    2009 target £4k + cb £643.89:eek: /£6412.80
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