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Live on £4000 for a Year, 2009 Challenge, part 1
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My arms were getting longer and weaker so I invested in a shopping trolleyDoing voluntary work overseas for as long as it takes .......
My DD might make the odd post for me0 -
Hi everyone
Another teacher here! and one that is off sick from work today.Feeling very guilty about it but what can you do! Better to stay in bed, get better and not spread it around. More work for the supply teachers. On the up side, I save at least 2 day's worth of petrol (around £20) as I am not going in tomorrow.
I live on my own and really need to go to Tesco for bread and milk and butter but really can't find the energy to drag myself into clothes and out to the shop (Tesco is actually my most local shop) Luckily I don't really have an appetite today.
Has anyone ever used www.stuff2send.com. I heard about it on the radio before christmas. You link up with other people and if you need a courier you ask someone who is going that way anyway to take it and they get a fee. I think it's quite new. Was wondering about implications of being a courier re: car insurance. Presumably I would also have to declare to Inland revenue.
Anyway, off to find some paracetamol and make myself a hot diluting juice drink.
TTFN
Eilo xLive on £4000 a year - £37.26/£3000
January Food Budget - £26.80/£80
£5 a day in January - £21.75/105
1st Debt I am planning to pay off - Cap 1 Mastercard £2400 - paid off so far ... I'll let you know when I get the bill in.0 -
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Oh my, can't believe how much I have spent already. All those cheap gifts got the better of me i think!!! Hopefully it'll pay off later in the year when things are all bought!
Am resisting a lot of impulse buys, although I was back at work and walked straight past the sweetie shop without going inAlso avoiding Mr Ts as the last few times there have been far too many whoopsies and they keep ending up in my freezer
It's amazing how it all adds up really, I suppose it was always those impulse buys that took up lots of the money. Can't believe how tight i'm getting! No more "mr nice guy" living here anymore lol.
Better go put my "whoopsie" beef in the oven before. Mmm just what is needed on a chilly day.
Bye for now
LMMS x:j Baby boy arrived 22nd August 2012 :j
:jSecond menace arrived safely 13th February 2014 :jDebt Free Wannabee 20150 -
Hi. with a bit of luck this post wont get lost in cyber space like the last one. :mad:
big hugs for everyone that needs one. still not feeling 100% more like 50%, i do hope what ever it is, is gone by tomorrow.
DS is back from college and is making me a brew, aww, (he must be after money :rotfl:) but has got no chance, as i only have £27.50 left until i get my student loan/grant next week.
found the fridge/frezzer i [strike]want[/strike] would like and its £247 inc delivery and it can be orded through qudic0, so cash back as well. :T
2ndTR- i know what you mean about trying to keep up, im dyslexic as well. it's difficult to read because of the background colour being white, i wonder if it could be changed to make the site more dyslexic friendlythink i will email Martin or who ever the person is that deals with that kind of stuff.
Shelley xBack on MSE again! to take control of my finances and not let it control me. :T May grocery challenge £41.96/1400 -
ended up going out to get eye drops, and then ended up in asda
got some more active fizz (19 bottles now) olive oil (2 huge bottles for £4) and a few other bits n bobs, i was sooooo cold out.
really feeling tired tonight, hopefully the boys will go to bed early, sadly no rest though, they wont be at school/preschool as there eyes are still bad
done all planned bar the ironing which i want to do tonight, tea was ok but i find i am craveing my homemade chipsDFW nerd club number 039'Proud To Be Dealing With My Debts' :money: i will be debt free aug 2010
2008 live on 4k +cb £6,247.98/£6282.80 :T
sealed pot 2670g
2009 target £4k + cb £643.89:eek: /£6412.800 -
Evening Frunchkins.
My car has passed it's MOT no problem :T
Many posts ago I mentioned that I had a swimming pool in the front of the car after heavy rain. Turns out it is a well known fault with this model.
I stamped my little MSE foot and demanded a refund but they wouldn't bite as it is 6 yrs old :rolleyes:
Was worth a try
Friendly local mechanic has attempted to seal the offending leaking bit
I think they are frightened of me
Fell upon the sales and was forced , kicking and screaming, to purchase a new duvet. It was reduced from £95 to £42.50 and I am fed up of being cold in bed with no DH to keep me cosy so I succumbed.
Had to borrow a crowbar to prise my purse open but it was no match for a Frugalite confronted with a bargain :rotfl:
I am now sneezing and coughing and think that I have contracted something nasty from being amongst humans instead of staying by the fire with the cats.
I bought the cheapest cough linctus I could find in anticipation of being indisposed.
Regrettably I have spent more than I intended today but have got some bargains.
Have tranferred money for my first quarter's budget into my new Household Savings Book and will try to have a few NSDs now.
Off to put my new duvet on the bed, have a soak in a hot bath and then settle down with cats, TV and chocolate as latest research has shown that chocolate reduces the chance of developing dementia and depression so it is purely medicinal0 -
Good evening everyone!
Well, I had a hectic weekend of work and then visiting a friend for the night, and then back to work. Its been quite quiet in town though, so work hasn't been very exciting. I just keep thinking of the moneyand hopefully it'll pick up soon.
I've updated my total, as I did some food shopping on saturday, and had a small bill to pay at work as well. So, obviously is has to go up! But I'm not concerned at the moment, its all going well as far as I'm concerned. My budget works out at just over £8 per day, and hopefully I'm going to be able to stick to it
I taught my first piano lesson this afternoon! :T it was to a lovely 8 year old and it went really well, even though I was so nervous beforehand! He found me funny (wonder why :rolleyes: :cool:) and I'm looking forward to next week, to see if he's been practising
sf x xBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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...Off to put my new duvet on the bed, have a soak in a hot bath and then settle down with cats, TV and chocolate as latest research has shown that chocolate reduces the chance of developing dementia and depression so it is purely medicinal
Janey, this is excellent news! I must try same (minus the new duvet as I bought mine before Christmas :rotfl: ) so I'm sure of being immune to both these scurges.
I've now typed up my freezer contents inventory and confessed my sins in the grocery challenge thread.I had been considering going shopping tomorrow, as DS was uttering the dreaded, 'nothing in the house for eating' phrase. Well, there'll be NO SHOPPING for me, I discovered enough in the freezer to make meals until at least the end of the month. :eek: I'm ashamed of myself! :rotfl: Have now decided that I MUST make some extra effort to learn how to meal plan properly. No matter how badly I do it at first, I [STRIKE]shall[/STRIKE] WILL persevere!
I reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.0 -
Aims for today Achieved…
- Keep a Positive Mental Attitude-esp when dealing with people at school. –Success but not many people in due to snow. Must keep this up for tomorrow, learn 2nd time rounder’s quote for the day. Yes** I’m a teacher of gorgeous 4 and 5 year olds.
- Ring up Boots to register advantage card. Yes and spoke to a lovely man who has put me on the email list too.
- Fitter not fatter-What with our snow-not sure about the walking...but will get on the exercise bike/do some sit ups. Exercise bike and sit ups all done.
- NCD-Another No Chocolate Day...the car has to go to the garage (hope its not going to be too expensive!!) Fingers crossed. Emerg low cal hot choc drink if needed.
- Write my thank you notes for school Christmas presents. Will do this after my dinner.
- De-clutter part of the spare bedroom.-2 boxes sorted
Fizzel81-Sorry to hear about your other boys’ eyes. I’ll definitely support you in your debt clearing..you go girl!! Look at what you’ve achieved with the water today.
Raychee-Adoption.. what an amazing aim!! The very best of luck.
Bails-How are you? **
Grandma247-Hope meeting went well with DS1 and DIL
Eilo1007, Marru and Nickynoo08-Get better soon. Big Hugs
WOMOT-Great batch cooking. You are so organized!!
Jtb2419-Great moneysaving
Shaz-mum-of-2-Hope your poor neck feels better soon
HHb2/dNB-Agreew with Dnb-beating impulse buys is so satisfying…
Lilac-lady and others-well done with your low spending so far. Our Tesco was a lot quieter today…Managed to get 8 tins of Branston beans and some other great deals Half price Mcdougalls pies/Sausages/Lower priced Linda McCartney sausages and some reduced bread/rolls to fill up new freezer.
2nd Time Rounder-Great thought of the day.. will learn it by heart for school tomorrow..
Any news from JennyBee and Pip’s Mum..??????????????
Sorry for long post..SFT
:cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
Stockpile Savings: £89.72 Voucher savings £80
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