DMP Mutual Support Thread (Part 5)

leese2504

Okay I have just had a text message off HSBC asking me to ring them, Dont think so I asked you to write to me on PAPER not phone. Not going to listen to you until you listen to me MR HSBC

newlywed

Eupho wrote: »

You are starting a DMP .. and hoping that they will help you by freezing interest and charges to help enable you to pay back what you owe.

Er - no - I've been on a dmp over two years - I'm number 32 on this support thread - and now there's over 300 people - so it was that long ago

Most have frozen interest and charges - I have to notify them why I'm making a reduced payment so they don't start charging again

Eupho

newlywed wrote: »

I've been on my dmp two years (hence my number on this thread is 32 ) - I've been told I need to notify creditors as to why this month's payment will be reduced.

It's just if I ring I need to do it where no-one can hear (open plan office) and I still can't actually say the words my dad died without crying

Ohh yeaaaaaah.. I forgot that!!..

thats why I was wondering about giving a reason.. :wall:

duh!...
Yeah.. back to plan A.. tell them its something completely different. I forgot the blinkn suggestion now.. :rolleyes::rotfl:

Eupho

::: shuts up :::



:rotfl:

newlywed

Eupho wrote: »

Ohh yeaaaaaah.. I forgot that!!..

thats why I was wondering about giving a reason.. :wall:

duh!...
Yeah..

:rotfl::rotfl::rotfl::rotfl:
Thanks for making me laugh

Eupho

leese2504 wrote: »

Okay I have just had a text message off HSBC asking me to ring them, Dont think so I asked you to write to me on PAPER not phone. Not going to listen to you until you listen to me MR HSBC

Yep.. I had that..

It was the next call I DID pick up.

Told them about the DMP ... (it was FINE! on the phone)...
that's when they stopped calling me.

Eupho

newlywed wrote: »

:rotfl::rotfl::rotfl::rotfl:
Thanks for making me laugh

hahahah :o

Eupho

newlywed wrote: »

Er - no - I've been on a dmp over two years - I'm number 32 on this support thread - and now there's over 300 people - so it was that long ago

Most have frozen interest and charges - I have to notify them why I'm making a reduced payment so they don't start charging again

hahaha!! and see me.. number 309 (or whatever) :rolleyes::rolleyes::o:o:o

Eupho

newlywed wrote: »

Yeah you're right - they don't really give a stuff do they? I've just got to make sure they know that this is a one off reduced payment and that things should go back as they were afterwards - that way they shouldn't take any action coz I've told them.

Absolutely!.. and Ive read other people say that they have made reduced payments here and there.

Everything is not set in stone is it.. things in life DO crop up.. Make up any ole thing.
You wont be the first or the last to make a reduced payment. :beer:

(im back on track now.. :o:rotfl:)

leese2504

newlywed wrote: »

Yeah you're right - they don't really give a stuff do they? I've just got to make sure they know that this is a one off reduced payment and that things should go back as they were afterwards - that way they shouldn't take any action coz I've told them.

Newlywed if they had an ounce of human in them they will understand why you have reduced your payment this month, be brave I know its still fresh and you dont want to say the D word, but do it then you can concentrate on grieving. Good luck xx