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Fire Fox's Debt-Free in 2009 Diary

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Comments

  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 29 October 2009 at 3:26PM
    I am electric-only Lula, which means SP are cheapest. To be fair I haven't quite paid off the debt from last winter as I get into credit just before they send a bill! Annoyingly SP is an 08 number and I have a mobile phone ... maybe there is something on 'Say no to 0870' which I always forget to use? :confused:

    Spending for today should have been a second litter tray (Noah apparently prefers my coat) and Rosle temperature probe (payday treat), but instead was £10 on a Stellar bread knife and £4 on a Rosle balloon whisk from TK Maxx. The ex-Mr. Fire Fox has posted two £5 off a £30 spend vouchers, and I only have three bottles of wine left so .... Morrisons or Tesco at the weekend? :D

    Tomorrow the £10 sample of raw cat food should be delivered, so I can't leave the house. No excuse not to
    - ring Coop to activate new debit card
    - ring A&L to replace lost debit card
    - ring Virgin/ BT to book landline installation
    - ring Scottish Power re: DD increase
    - place order with Maximuscle
    - place order for cat litter
    - book the wills appointment
    - tally up September and October on spreadsheet
    - do some laundry
    - do some cleaning. :eek:

    Random plan of the day is to write my will during November as it is apparently Will Aid month, and really I should have written a will five years ago when I bought the flat. :o Bargain at £75 quid to SightSavers.
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hmmmm, have noticed that more & more businesses are using 08 numbers :mad:. I used to pay £8 a month to have free landline calls anytime, then found out that most of the day time calls I was making were to 08 numbers which didnt count as 'landline' numbers :rolleyes: Now I just have free calls to landlines at the weekend & usually get to sunday evening & then realise that I have rung anyone, again.

    Oh by the way did you know that tomorrow is national kitty day :D & you should check this out : www.icanhascheezburger.com just for fun i love the remorseful pair ;)
  • kirstenc
    kirstenc Posts: 513 Forumite
    liking that link lula!!

    FF - I need to make a will too...morbid but important!! x
    Pay £15k by Xmas10 £1478.19/£15000
    [STRIKE]24/07/09[/STRIKE] present - loan - £8550 overdraft#1 - [STRIKE]£2516.87[/STRIKE] £0 credit card - [STRIKE]£1210 [/STRIKE] £0
    TOTAL - [STRIKE]£12276.87[/STRIKE] £9133.63:T
    A-Z of Prizes - R, Y
  • Is this a thing, buy a flat get a will ? I just thought my stuff would get forced upon my mum and my brother lol, maybe have to look into that myself as if something were to happen I dont want to stress them out even more !
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    claire0788 wrote: »
    Is this a thing, buy a flat get a will ? I just thought my stuff would get forced upon my mum and my brother lol, maybe have to look into that myself as if something were to happen I dont want to stress them out even more !

    If you have any assets it is a lot easier for your family to organise probate if there is a will: presumably you have life insurance so your mortgage would be paid off? From my POV I already own the flat outright and my parents are my next of kin - actually I'd prefer my brother or his future children to inherit as my parents are very comfortably off. :money:
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    A will is something I need to think about too - another thing for my list :o
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 30 October 2009 at 9:04AM
    Fire_Fox wrote: »
    Tomorrow the £10 sample of raw cat food should be delivered, so I can't leave the house. No excuse not to
    - ring Coop to activate new debit card No sticker on card saying activate??
    - [STRIKE]ring A&L to replace lost debit card [/STRIKE]
    - ring Virgin/ BT to book landline installation Rang both, nightmare
    - ring Scottish Power re: DD increase
    - [STRIKE]place order with Maximuscle[/STRIKE]
    - [STRIKE]place order for cat litter[/STRIKE]
    - book the wills appointment Discussed with family
    - tally up September and October on spreadsheet
    - do some laundry In the machine for overnight
    - do some cleaning.

    I was quite pleased with all I have achieved today until I came back to look at my list. Have to wait two working days for Virgin to send out a spotter :confused: as my postcode doesn't tally with their system, by which time the free installation offer will be over.

    Placed an order with Zooplus for £29: 40 litres of cat litter and just enough food to get free delivery (5% cashback, 10% off first order) but the advertised 10% only showed up as 5% off ... story of my life. :rolleyes: It's only £1.50 but it's my £1.50!

    Also placed an order with Maximuscle for £54 (10% cashback, £5 discount code) and e-mailed to request the missing £6 credit is refunded to my card. Their customer care is even better than Amazon so should be no problem.

    My aunt wants to come and meet Noah on Saturday so I need to clean tomorrow: probably means I will go to Morrisons for [STRIKE]wine[/STRIKE] groceries tomorrow when MSE is down for upgrades! :T
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Just spent another £25 in the Purrs shop on a Da Bird, fur attachment, straights for the Turbo Track and a honeysuckle squirrel. So £35 spent on toys this and last month! :eek:
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • And not even things for yourself ! This is one lucky cat youve got there !
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I'm thinking about something like thermal curtains too. The place we are in is a nightmare for heating- very open plan and very cold! Trying to think of ways of hanging fleeces or something over some of the doorways and windows without permanent rails etc as it is a rental property.
    2019 fashion on a ration 0/66 coupons
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