MSE Pregnancy Club IV

Sami_Bee

Elle we intended on getting a Will after Chris but never got round to it and as we decided to get married and have another we decided to wait until bump comes then get one to save paying to get it changed later. I found this thread helpful
http://forums.moneysavingexpert.com/showthread.html?t=1065959
Also there is an offer that comes up every year in november that Martin mentions in the mailout where you can get a free will if you make a donation to charity (your donation can be as little as £10 and can be kept secret)

Krystaltips

We don't have wills yet but will be getting them after baby gets here I imagine. Another thing that is important is guardianship of the children if anything happens to you... I don't know if hubby would automatically get to keep Aimee before he adopts her if anything happened to me... And if something happened to both of us I would really prefer my aunt to have our children than either of our mothers... His Mum is satan in a skirt and my Mum has her heart in the right place but we didn't have the best upbringing... And she practically chain smokes... Used to only do it in the kitchen when the children were around but over christmas she decided that my daughters lungs were developed enough now she's nearly 5 to just smoke in the living room... I'm not so keen on that idea...

cazscoob

sounds like i need to look into this lol! i know my mum would freak if she thought she was getting kids and the fact she has never baby sat for any of them prooves this! however OH mum and dad take them all the time and i would feel happy knowing that they were there wanted and well looked after! must be the only person i know that gets on with MIL!

skintchick

JAM1376 wrote: »

Evening

Thanks all for the congrats. It's still not really real for us!!

I was just going to ask if I need to see the doc or just the nurse or if not, how do I contact a midwife? And at what point?

According to clearblue digital, only 2 weeks gone so no rush!

Also, how do you get a 6 week scan? Thats not a usual thing is it or can i request it?

Thanks

You'll have to go private and pay. We had one at 8 weeks and paid £120. they only scan you if you have bleeding and cramping - you could lie but who'd want to tempt fate?

elle_gee

Mine would definitely (as in it would be my choice to) go to my parents if something happened to me and OH. We're not married so my mum is still my next of kin. OH's parents are older and his dad is not well enough to cope with kids full-time.

skintchick

Ladies
Thought I'd share: me and hubby on Saturday at our mate's 80s party.



Look at my little bump! I'm normally flat as a pancake!

mookiandco

elle_gee wrote: »

Random question.. has everyone/anyone got a will? Did you have it anyway or is having children making you make one? When do you do it - before or after the birth?

I haven't got one mostly because I didn't think I had that much to leave. Thought it was just my car and the money in my bank account (or my overdraft, morelike!) but I've actually got a personal accident policy, cashback health cost cover with death benefit and life insurance from work and my pension payout too.

I suppose I'm just thinking about what happens if me or OH go - he owns the house! Any idea how much it costs?

Regarding the kids, the next usual person for kids to go to on your death is their father. You can specify who you want to have kids in the event of both parents death in your will, but that does not nescessarily mean that is where the kids will go. If someone else thinks they have more of a 'right' to the kids e.g a grandparent, it would be a matter for them to make an application to the court for a residence order. I would therefore suggest that the person or people to whom the kids will be going are prepared to make an application to the court fairly quickly for a residence order (and parental responsibility order) fairly quickly upon your death (gosh how morbid). This ensures that they are able to consent to medical treatment for the kids and to deal with professionals such as the kids schools. Only those with parental responsibility have rights to consent to medical treatment and be consulted on important decisions regarding welfare, health and education of kids. Some may want to think now if they are with partners and are unmarried with kids born before 1st December 2003. The father's will not have parental responsibility even if their names are on the birth certificate and in the event of your death, would have to make an application to the court for it. It can be solved simply by completing a parental responsibility agreement which both of you have to sign infront of a court official. If you were married at the time or married subsequently, parental responsibility for the father can be acquired that way too. Fathers on birth certificates and present at registration after 1st december 2003 will automatically acquire Parental responsibility.

I am going to shut up now, sorry xx

tarajayne

Children don't always automatically go to next of kin. My DD has not seen her dad since she was 2 but I know Social would contact him so named my OH her guardian if anything happened to me. When the guy came to do the will we both sat together when he asked what we wanted to do about the kids if anything happened to us both. I knew that he would want our DS to go to his family but also that they would not want my DD so before he could answer I said that we weren't married therefore the decision was mine! Probably one of the stickiest moments in our relationship but he accepted it and I named my eldest DD as I wanted them kept together.

searching_me

jam you shouldnt need to pay i didnt ... you'll be like me special reason to have an early scan generally only woman whos had an ectopic or problems before are allowed to get it for free or that early... my doc sorted mine out i just demanded it when i made an appointment to see my doc he made it for me with in that day to have it when i was about 6 weeks x

mookiandco

Another thought is that if you are naming someone as a guardian in a Will and you are on a low income/income support/JSA you would be entitled to free Legal advice and assistance and the Will could be drawn up by a solicitor for free.