My diary - My ups and downs

mum2one

smarties84 wrote: »

Ahh thank you Rags, bless you - means alot that does. Yes my mum made me panic again yesterday by something she said, but i think she is just been a "mum" and wanting to make sure it is just wot the doc said and nothing else. So i told her to come with me in 6 weeks and see the doc herself!!! It is scary and i am still in panic mode as thats wot im like but looking up on the net, i think it is what the doc said. Thanks again Rags x

Had to highlight that bit, its a mum thing, while we were away we went with a mum + her 2 kids to feed sugar cubes to the horses, the one lad tripped, I said oh heck are u allright, he made me laugh and says my mum says that......... it must be a mum thing.

You take care, here if u need owt xx

smarties84

LOL @ u crying even with no sound, bless you. Thank you for caring, bless you. xx

smarties84

Feeling really low...as per usual. Haven't paid gas and electric for 2 months as simply ain't got the cash. I have had to use credit card to take cash out to pay some bills the last day or 2. I have £15 Tesco vouchers i am going to have to buy the weeks food - how i will do that i don't no. I am going to clean at dads tomorrow for £20 that will be petrol money to get to work and my step dad gave me £20 today, so he said to treat ourselves to a take away for tea which we did and i have £10 left which i will probably buy wipes and nappies with. We both work full time hours near enuf and we are skint, if we didn't or i didn't have so much debt i would be nearly £500 a month better off. I feel terrible guilt for having to work so much and leaving my DD, i should be with her more and if i wasn't in debt i would be able to stay with her more. I want another baby, how the hell i will ever have one i don't no, cannot cope now so how would i cope with mat leave pay and another baby to feed. I just am fed up with it all, i cannot pay ne more off a month as i cannot afford it. Grrr - sorry for again a depressing entry.

mum2one

smarties84 wrote: »

Feeling really low...as per usual. Haven't paid gas and electric for 2 months as simply ain't got the cash. I have had to use credit card to take cash out to pay some bills the last day or 2. I have £15 Tesco vouchers i am going to have to buy the weeks food - how i will do that i don't no. I am going to clean at dads tomorrow for £20 that will be petrol money to get to work and my step dad gave me £20 today, so he said to treat ourselves to a take away for tea which we did and i have £10 left which i will probably buy wipes and nappies with. We both work full time hours near enuf and we are skint, if we didn't or i didn't have so much debt i would be nearly £500 a month better off. I feel terrible guilt for having to work so much and leaving my DD, i should be with her more and if i wasn't in debt i would be able to stay with her more. I want another baby, how the hell i will ever have one i don't no, cannot cope now so how would i cope with mat leave pay and another baby to feed. I just am fed up with it all, i cannot pay ne more off a month as i cannot afford it. Grrr - sorry for again a depressing entry.

Before u go to Tesco can u do a meal plan, c what u have in freezer/ cupboards and think of it as a top up shop.

Have u checked that ur both getting everything ur entitled to (www.entitledto.com)

Would it be worth doing a new SOA, there may be ways of cutting back without realiseing it,
Your doing brilliantly, I know it may not feel like it, but ur get there. x

smarties84

thanks hun, checked online banking after that post and i am overdrawn ( overdraft interest went out) so i am even skinter. Managed to get wot i needed from tescos for £18 so £4 more than i had hoped but it shud/will get us thru the week. thanks hun for ur comments do you have a diary x
think i will do a new soa when get chance x

mum2one

Thats brilliant going with the tesco shopping, I havent ventured across, but the old style board, they have some brilliant recipies and meal suggestions.

Have u had chance to look at entitled to site, is there any news on your tax yet, even if u have to chase the tax office.
x

smarties84

Hello, i still haven't received my p60 - so annoying but as soon as i do i will chasing up the money i am owed. I will go over to the other board and have a look.
Had homemade lasagne for tea made by my mum bless her!!

smarties84

Hello, i cannot remember what i last wrote - good hey!
But since i last wrote we have decided to move house. My mum has a house that she rents out because her job has a house that comes with it. Her house she rents out and is has become empty ( its the house i grew up in). She has wanted us to move there for years but my partner always said no because the house is about 20 mins from his work and 30 mins from his parents but it is only 5 mins away from my mum. Well as you know we are really struggling with the bills here, even tho we both work - each month the bills just about get paid, altho i haven't paid gas and electric for 2 months :eek:

So my other half and his mate have ripped out mums old kitchen and bathroom and are in the process of fitting a gorgeous brand spanking new kitchen and bathroom. My fella has said yes to moving in.
It is about 3 times as big as the house i am currently in - 3 double bedrooms, 40ft dining room/living room, 40ft garden, kitchen, play room and utility room and 2 toilets.
Where we have now is small living room, kitchen/dining room, one bathroom and a double and 2 single rooms.
Mum only wants £250 a month rent we currently pay £465 - the bills will be about the same and the money we are not using on rent will be needed for extra petrol money BUT the house is so much better and we don't have to pay £40 for new contract every 6 months and we don't have to pay deposit etc.....BUT (nothings ever easy for me) when i took my one months notice into the letting agency i was told i signed a contract that ties me to the property until the end of Sep 09. I was like "what, no way " and i explained i cannot afford to live here nemore. We have been with this letting agency for 5 yrs - always paid on time, never been a problem and they are usually really nice but the woman was a right cow today. She said she would have to have a word with the boss to see if she wud agree to try let the house out, if so we'll have to pay £175 costs and will be able to move out, if not were stuck for 4 months. I told my mum i wasn't expecting her to keep the house un occupied for that long coz the morgage needs to be paid. However she said she wants us to move there and will have to pay the morgage each month - bless her, i feel so guilty tho. So i am waiting to hear from letting agency, whats the betting they won't try to let the house out sooner.

mum2one

Your mum sounds one in a million xx

mummy2mygirls

your mum does sound lovely!! it will be so much better for you if you can move in to hers!! and be nicer to have a bigger house etc... How can theysay you have to stay for that lonng and keep charging you te £40 to renew etc etc, they just like to get as much money as possible from you - they should just want a mth notice etc.....

it really is great news an if your happier that will help with the debt free journey!!!

xx