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I fell off the wagon

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Comments

  • justruth
    justruth Posts: 770 Forumite
    Hmmm, £321.75 where can I find that.

    I only have a small wage packet this week as I only worked one night last week, still I think I can stretch it out, if I can make it last me 2 weeks, then I get to pay a full weeks wage off the debt! I have my NI bill but they added it up wrong and I have 5 weeks to pay it anyway so I am holding off paying that for a little while, trying to clear bills that charge interest first.

    On the down side I have tooth ache, so I think I my have to go dentists.
    Debt £5600 all 0%
  • justruth
    justruth Posts: 770 Forumite
    *LOL* 13 NSD this month...its going to be like that huh?!! :D

    Well so far it has been another NSD, I have jitsu training tonight which I pay for by the term, but I have arranged to pay next week (is that cheating if you defer a payment from a NSD?) I threw all my cash at the CC to pay that off faster and didn't really leave myself much (making t a bit easier to win on the NSDs :D )

    We would normally go for a drink after but I have already made excuses so I should get away with that. I was considering giving it up as it gets quite expensive once you have brought your ghi, paid for your license, paid your membership fee to the club and they are very keen on the whole grading system (I just want to run around, have a laugh and maintain my self defense skills for work). However since I already paid all that out the actual session costs are really small especially if you train 3 times a week, which I may start doing.
    Debt £5600 all 0%
  • justruth
    justruth Posts: 770 Forumite
    I didn't go to Jitsu, my face feels like it's the size of a house (I checked and it isn't). Argh my mouth hurts so bad!!!! I did go to dentist and got antibiotics, but I have a certificate to cover prescriptions! Still a NSD!!!
    Debt £5600 all 0%
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya
    Hope your tooth is feeling better soon xx
  • Hey hey

    sounds awful hope the anti's do the trick tooth ache is the worst!I'm failing miserably and NSD's at the moment but this weekend i have a plan hopefully come monday night i will have 5 under my belt and be back on track!

    On the plus side i get paid tomorrow YEEHA! although to be fair i'm being a bit careful now as i'm changing jobs soon and going over to monthly and i still don't know how long i'll have to go without being paid so this could totally swing the race in your favour!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • justruth
    justruth Posts: 770 Forumite
    Still sore and swollen, I have taken tonight off work, as I am struggling to talk coherently and do not have the patience. I'm a mega wimp about tooth/gum ache!!!!!!

    It would have been a NSD except I had to buy soup, milk and the ibuprofen. Somehow managed to not plan for this on monday when I got my shopping. However since I had to buy soup i brought 3 packs of sachets on offer so that should do for a few lunches, also planning a NSD long weekend, and paid the interest on the Barclays overdraft so that's not getting bigger!

    If it makes you feel any better DTDT I don't see me having any more big lump sums to attack the debt with, but I am very determined and looking at ever more ways to bring in some cash!
    Debt £5600 all 0%
  • Hey hey

    Hows the tooth? i've put all my money aside this week for bills and worked out the spend this week and managed to pay £250 of the Abbey arrears - i'm now under £17k! only by £45 but it feels wonderful!

    I have the spreadsheet that one of the posters has done on the up your income board that is meant to get you £4.40 a day of free clicks on sites like Qudico so i'm going to sign up to those tomorrow - thats an easy exta £120 a month and write some more reviews on dooyoo, i will also take another look at matched betting, i quickly skimmed the instructions but i think i really need to spend some understanding it all.
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • justruth
    justruth Posts: 770 Forumite
    Hey DTDT congratulations on your Sub £17k achievment!

    Mouths feeling loads better today, still a little sore but it's gone right down thank goodness! Unfortunatley for me (well actually I could do with the rest) my company arrange cover for tonight as well so that is 2 weeks where I only get 1 nights worth of wages. Still not long till bank holiday season comes up!

    I officially just had NSD 3, I stopped taking my purse to uni, then when everyone went to Nandos for lunch I went to the chaplaincy where they let us make our own drinks, got talking to the Rev and it's cool if I want to take in my own lunch so long as it doesn't require heating. Cuppa soup is acceptable. I have also taken to stripping the loyalty stickers off the discarded / left McDonalds cups in the student lounge! I do like a cup of tea but at 70p a cup I would feel a little foolish to contnue to buy them!

    I will adjust my sig to take into account your newly expanding lead, then think of ways to quash it! Lol
    Debt £5600 all 0%
  • justruth
    justruth Posts: 770 Forumite
    DTDT I did a scratchcard (I have time on my hands!) I won 10p!!! I'm well pleased with that!
    Debt £5600 all 0%
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Every penny counts!!! (but you might need a few more!!!) xx
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