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I fell off the wagon

1235732

Comments

  • :T

    Hello!

    Happy New Year!

    Scratch cards were good and the on line bingo to where you deposit £10 and they match it def worth ago as long as you are strict and don't spend your deposit or you winnings!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • justruth
    justruth Posts: 770 Forumite
    I hope you are keeping up the hard work DTDT, I have £700 ready for debt repayment in the new year!!!!

    Happy new Year!
    Debt £5600 all 0%
  • :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek:

    WOW well done!

    hmm better get the old thinking cap on.....
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    justruth wrote: »
    I have £700 ready for debt repayment in the new year!!!!

    Nice :money:
  • £200 to Abbey but thats as much as i can manage this week!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • justruth
    justruth Posts: 770 Forumite
    I have had a look and I think with just regular payments and cash back from MBNA I have roughly paid off £175 from my debt total! That plus the £700 ready to pay more off the MBNA and suddenly your lead is slipping!!!!!
    Debt £5600 all 0%
  • Wicked! (For you)

    BOOOO (For Me)

    Come on Bingo...credit my account so i can pay more off - Quick!!!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • justruth
    justruth Posts: 770 Forumite
    Well in the spirit of true competitiveness I have decided to try and manage 13 NSD's in January. I have spent every day so far and have to get some shopping in tomorrow + there are bills, but I think that if I determine to only spend on days when bills come out I could save a few bob.

    I got my Oyster monthly pass today, £69.20, ouch!!!! Still I move soon and the nights will be lighter, so I might be able to cycle more.
    Debt £5600 all 0%
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You're both doing brilliantly. Justruth - I bet you save loads having so many NSDs. It's amazing how it adds up when you're being careful. Keep it up both of you xx
  • justruth
    justruth Posts: 770 Forumite
    I didn't get the shopping in as I have enough to keep me going a couple more days, so today is officially NSD 1. (I'd like to point out that I actually got my oyster pass on Saturday, I just don't get in from work till the early hours!)
    Debt £5600 all 0%
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