I fell off the wagon

determinedtodothis

*LOL* 13 NSD this month...its going to be like that huh?!!

I've not done a lot this weekend Money saving although i didn't spend a lot either..

Dinah93

Loving the race guys, bet you do it twice as fast as you would otherwise!

Dying to know how the lack of an ebox went down on Christmas morning?

determinedtodothis

yeah what happend?

Mudbath

Ooooh i'd forgotton about that - how did Christmas go? xx

justruth

Well I did tell her before the day that I wasn't getting it, so it wasn't a suprise really (although I think she was still secretly hoping). She produced the DS with lots of games, and all was fine on the day. A couple of days later I was at my mums and studying, got to my phone to find several messgaes, a missed call and the last text stating that now I had my DS I was ignoring her, at which I promptly got in the car, drove round gave it back and told her to trade it in for the x box and dumped her. A bit harsh but seriously, she knew I was studying, I had an exam today!

Think I may have saved myself from future trouble come valentines day!

Student Loan came in today, and I have £780 to go off the first credit card tomorrow! I called the rates departments on both cards and MBNA have offered me a BT rate of 3.9% till July. I am very tempted as I will have finished uni then so can pay the lot off it it still exists. Trouble is 2.5% to BT in the first place plus the rest of the balance already on the card attracts a rate of about 30% or something similarly silly. I am thinking I will probably have the lot paid off by then if I just leave it, however the MBNA is slightly easier to pay in cash (I get paid cash). Hmm, I will have to think.

Dinah93

Good for you justruth, you can do better. Very manipulative young lady your ex it seems! Thats a huge chunk to pay off, you're really catching up

Mudbath

Justruth - sounds like you've had fun. I think you've probably had a narrow escape. I hope the exam went ok xx

determinedtodothis

How do you think your exam went? will keep fingers crossed for you

As for the Ex - she may realise how silly she was being but if not well rid - it was a partner like that, that got me into the state i'm in

ooh you've closed the gap loads with that £780 well done! the race is back on!

justruth

Indeed I have paid in the £780 today I will now change my signature!!!

On the NSD's I was going to have today be a NSD but then got up late and had to grab some lunch at uni (doh) I know it's all of £3 but that could have caught me up all the more! Did sneak a free cup of tea out the bank when I went to pay the CC though lol!

As for the exam yesterday, URGH.... I knew I wouldn't do well as te sheer volume of information I had to learn was too much so I have to do better in June!

Mudbath

Wow! That's some serious catching up! Well done!