Halifax Regular Saver 7.00% (Fixed)

YorkshireBoy

anna42hmr wrote: »

cancel the payment due out on monday

Have you time to do that now? Many banks require at least a working day's notice, so you may find (depending on who you bank with) that the payment has already been 'ear-marked' on last night's processing run. Have you checked?

anna42hmr

YorkshireBoy wrote: »

Have you time to do that now? Many banks require at least a working day's notice, so you may find (depending on who you bank with) that the payment has already been 'ear-marked' on last night's processing run. Have you checked?

yep its let me do it, lloyds is quite good with that online, i have done it last minute once or twice before when i have had to change amounts i pay into my parents account for money ive owed them, if for some reason its still goes through, i will cancel the standing order for 18th december and just pay more in on 18th jan

JYK

As I discovered on 10/12 having applied when it stood at 7%. Still one of the better fixed rates about though.

Saver-Rob

Good news. Even though they initially seemed to be slow or even dispute the fact I had already confirmed my identity they eventually took the cheque from my girlfriend, who took it in for me, and paid it into my account. So thats secured the 6% rate anyhow.

Shiggaddi

I have one of the 7% accounts which I opened last January 24th.

Earlier in the year, they launched a new 10% account which I couldn't apply for as I was already an existing customer on the 7% deal.

I've heard of some customers getting a letter in the post saying that once their account matures, they will be entitled to the 10% once their account comes up for renewal, however I didn't receive such a letter.

Has anyone here got it in writing that they were entitled to a following year at 10% after maturity, as I was considering phoning them up, and using this as a stick to get the 10% next year.

opinions4u

Shiggaddi wrote: »

I have one of the 7% accounts which I opened last January 24th.

Earlier in the year, they launched a new 10% account which I couldn't apply for as I was already an existing customer on the 7% deal.

I've heard of some customers getting a letter in the post saying that once their account matures, they will be entitled to the 10% once their account comes up for renewal, however I didn't receive such a letter.

Has anyone here got it in writing that they were entitled to a following year at 10% after maturity, as I was considering phoning them up, and using this as a stick to get the 10% next year.

On what basis would you be entitled to receive the 10% rate?

You took the account out 5 months before that offer existed.

Shiggaddi

opinions4u wrote: »

On what basis would you be entitled to receive the 10% rate?

You took the account out 5 months before that offer existed.

I didn't mean getting the 10% rate for the money that is about to mature, I mean getting 10% for my next regular saver.

As you pointed out, I took out the offer at 7%, and I was happy with that, but halfway through the year, I couldn't open a 10% account because of being an existing customer.

There were messages from people on this forum who suggested closing down the 1st account, and opening a 2nd account to secure the 10%, which some people did. However after they did that, other people got a letter stating that after the 1st account matures, they would be entitled to 10% if they let the account roll over for the following years savings.

I never received such a letter, but if other people did receive this letter, then it would be worth mentioning.

opinions4u

Shiggaddi wrote: »

I didn't mean getting the 10% rate for the money that is about to mature, I mean getting 10% for my next regular saver.
You would only get this if that was the rate at the time. Current rate is 6%.

As you pointed out, I took out the offer at 7%, and I was happy with that, but halfway through the year, I couldn't open a 10% account because of being an existing customer.
Which was the point in time to close and reopen to benefit from the 10%.

There were messages from people on this forum who suggested closing down the 1st account, and opening a 2nd account to secure the 10%, which some people did.
That was then. No benefit now.

However after they did that, other people got a letter stating that after the 1st account matures, they would be entitled to 10% if they let the account roll over for the following years savings.
Only if they rolled over during the 10% prmo period.

I never received such a letter, but if other people did receive this letter, then it would be worth mentioning.
You didn't receive a letter because your account didn't mature at that time.

Hope that helps - sorry if I misunderstood.

Tony_R

My first £500 still hasn't shown in my Halfax regular saver.

I set up the direct debit on the 10th, and the rate changed from 7% to 6% on the 11th. It is now the 16th, so its been 4 full working days (11th, 12th, 15th and 16th). How log should it take?

YorkshireBoy

Tony_R wrote: »

I set up the direct debit

Do you mean standing order?

How log should it take?

From where is it coming?