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Halifax Regular Saver 7.00% (Fixed)

1567810

Comments

  • Tony_R
    Tony_R Posts: 280 Forumite
    PPI Party Pooper
    Apologies yes, I meant a standing order. From the Alliance and Leicester.
    MFW 2015 - #88 £3,345 / £3,500
    MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
    Opening Mortgage Balance (15th July 2010): £200,999
    Current Mortgage Balance(2nd July 2015): £150,999
    Total overpayments to date: £30,292.00
    Updated 19/05/2015
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Tony_R wrote: »
    Apologies yes, I meant a standing order. From the Alliance and Leicester.
    Are you sure it left A&L on Thurdsay and not Friday? Could you check online?

    If it left on Thursday it should have arrived today, Tuesday. If Friday, then it'll land tomorrow, Wednesday.
  • Tony_R
    Tony_R Posts: 280 Forumite
    PPI Party Pooper
    You are right. I just checked and it left on the 12th. I had presumed it had left on the 11th as I had set it up on the 10th. Thanks.
    MFW 2015 - #88 £3,345 / £3,500
    MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
    Opening Mortgage Balance (15th July 2010): £200,999
    Current Mortgage Balance(2nd July 2015): £150,999
    Total overpayments to date: £30,292.00
    Updated 19/05/2015
  • Quick question to all. Where in our online account does it say the interest rate on the account!? I know I have it @ 6% but its nice to see clearly written somewhere!
  • Tony_R
    Tony_R Posts: 280 Forumite
    PPI Party Pooper
    I just logged into my account and it doesn't mention the intesrest rate anywhere. I have noticed that the anniversary date has changed from the 11th (when I set the account up) to the 17th (when they got my money from A&L). Apparentlly the rate drops to 5% tonight, so I got in just in time.
    MFW 2015 - #88 £3,345 / £3,500
    MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
    Opening Mortgage Balance (15th July 2010): £200,999
    Current Mortgage Balance(2nd July 2015): £150,999
    Total overpayments to date: £30,292.00
    Updated 19/05/2015
  • fullstop
    fullstop Posts: 545 Forumite
    Reading back through this thread I noticed that the rate changed from 7% to 6 % on December 11 , it is now December 18 and it's down to 5%. It will be down to 3% by the end of the year if Halifax carry on in the same fashion.
    "When the Government borrows, the citizen has to save".

    Machiavellii
  • It wouldnt surprise me at all. Im doing my best to secure rates now to avoid problems early next year.
  • capehorn
    capehorn Posts: 992 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I accidently got my standing orders mixed up this month and have accidently sent a second payment into my regular saver this month - the rules state only one payment can be made each month.

    Does anyone know what is going to happen to the money from the second standing order? Will Halifax refuse it and will it simply be returned to the account it came from? They won't close the regular saver will they?
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    capehorn wrote: »
    I accidently got my standing orders mixed up this month and have accidently sent a second payment into my regular saver this month - the rules state only one payment can be made each month.

    Does anyone know what is going to happen to the money from the second standing order? Will Halifax refuse it and will it simply be returned to the account it came from? They won't close the regular saver will they?
    If your total monthly deposits are less than £500 they will allow it. If you exceed the £500 they will be in touch to return it!
  • opinions4u wrote: »
    If your total monthly deposits are less than £500 they will allow it. If you exceed the £500 they will be in touch to return it!

    Made my first payment on 11/12/08 ,just before the rate drop ,shown as anniversary date, plus SO went through today making £500 in total for the month.
    "When the Government borrows, the citizen has to save".

    Machiavellii
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