hard sell from the banks

Extant

Scousebird wrote: »

Our cashier is on £6.08 an hour-I got more working for an agency 2 years ago, and she's in her 30's trying to run a home so I think you're lucky to be where you are in the country because costs of living is still rising to level in the north/south divide and the north is slowly creeping up to the south. At the end of the day-ASDA in London or down south will charge around about the same for a loaf of bread as in the north so it's pants and unfair!!

About £6.80 an hour take home for a Barclays cashier. The most I ever made working in a branch setting was about £20.50 on basic salary. Not great. A lot of the people in those roles have the skill sets to make them a lot more money outside of banking.

JamieD_2

After kissing any profit share goodbye, and with many bank staff's annual pay rises and bonuses based on a combination of service, competence and SALES SALES SALES it's maybe a teensy bit unfair to resent them for trying to hit targets.

Geoffo_M

rb10 wrote: »

You can opt out of marketing if you want to.

Be sure to tell them specifically what types of marketing you do and do not want, e.g. over the counter, telephone, post.

I've done this at Lloyds. I was told my account has been marked 'no commercial' and I would never be informed again that I was due a review. Well, it worked for about a month, but now I'm just used to them saying every time I go in, "I see from your account you are due a review".

I feel sorry for the counter staff at Lloyds. I know someone who works there, and they are under a lot of pressure to meet selling targets.

Somerset

JamieD wrote: »

Anyone can say "No thanks" and the staff won't hold it against you. There's never a need to be rude or obnoxious to people who're just doing their job.

Agreed. I read this post earlier but thought there was a pro-bank and anti-bank theme developing and couldn't be asked.

I think the point being overlooked ( by the pro brigade ) is that a lot of people are sick of being sales-foddar. This is general and not specific to just banks.

Go to the supermarket and strangers will try to switch/sign you up for gas/electricity.
Go to a motorway services station and strangers will try to sign you up for credit cards.
Answer your phone and someone's trying to flog you an IVA or double-glazing.
Go to your bank and it's insurance, loans, mortgages, credit cards etc.

I've got no problem with any business promoting it's products - it's sell or die - it's business. Just sometimes it's the cumulative effect, it feels like you can't go anywhere or do anything without someone trying to flog you something.

Extant

I know! It's bloody awesome.

I love living in free society.

PBA

Just got to point out, but from our point of view, if a customer walks in to our branch and has worse accounts than we can offer, it's our duty to tell them. My job title ends in Advisor, and although that's often derided on MSE I can only advise customers to move their business to us if we offer a better deal than they're already getting.

Inactive

ldavies wrote: »

Inactive, are you causing a rukkus on this thread too??? my gosh! you have one big chip I reeckon!

Not a " chip " at all, I am just trying to put straight the garbage spouted by many bank employees on here.

Sorry to tell you that the majority of the public rightly blame your employers ( the banks ) for getting us all in to this mess.

Also many of us are !!!!ed off with being invited to false " Account Reviews " to be offered some sales pitch.

Inactive

BarclaysManager wrote: »

Pretty much ALL the UK high street banks are borderline faultless. Apart from HBOS, none have exhibited a careless lending policy, or deviated from the idea of responsible lending.
.

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

Best laugh I've had today...Thanks.

Can I have some of what you are on?

Still laughing at that.. :rotfl:

Geoffo_M

PBA wrote: »

Just got to point out, but from our point of view, if a customer walks in to our branch and has worse accounts than we can offer, it's our duty to tell them. My job title ends in Advisor, and although that's often derided on MSE I can only advise customers to move their business to us if we offer a better deal than they're already getting.

I am always being 'advised' at Lloyds, that there is a savings rate paying more than I have in my current Lloyds saver. Fact is I have believed Lloyds 3 times. I now have 3 savings accounts where I have taken their advice, and then within a month they drop the rate considerably - and then introduce a new one offering the same rate that I had before. I'm fed up with their games. The rates are poor anyway - I'd never leave a lot of money in one of their accounts.

Extant

Inactive wrote: »

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

Best laugh I've had today...Thanks.

Can I have some of what you are on?

Still laughing at that.. :rotfl:

How about you stop with the ad hominem and try to actually rebuke my comments, then?

Tell me how I'm so wrong about banks writing down securities value.