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What is your debt-free motivation?

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Comments

  • I just want to be free of the noose around my neck and finally have the feeling that the money im earning is mine and i don't owe it anybody else
    Iv made myself a little promise today and thats to be debt free within the next 5 years and im going to try to make it sooner

    Rammy
    Light bulb moment - 18/03/08 - DFD Feb 2014 total debt of £31224.29 :eek:
    ltsb loan 1 £994.38 ltsb loan 2 £2426.13 co-op loan £2130.15 beneficial cc £11370 ltsb cc £4445 argos sc £ 1005.00 total £22370.51 £2 savers club - £14.00 (Banked £110) 20p savers club - £1.80 (Banked £60) long hauler 108 total paid off £8853.78
  • A holiday to drive the width of the USA. :rolleyes:
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    I want to not be afraid of losing my job all the time
    i want to have a house instead of our albeait lovely flat
    i want us to be able to afford children if we're deemed good enough from high to deserve them
    i want to have savings and be able to afford things if we really need them
    i want to be WAAAAAAAARM i'm so bloomin cold and am terrified to us electricity because of the costs.
  • skint_spice
    skint_spice Posts: 13,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mine is to move house too, have a flat I don't like much and would like to move to a house that I'd stay in for a while. Also I like the idea of my paypacket being ALL mine so will probably try to be mortgage free asap too. I can only imagine that feeling...
    Mortgage OP 2026 £640/2000
    Mortgage balance: £32,222

    Make £50 a month Jan £20, Feb £0, March £31, Apr
    Boiler fund £1981/3000

  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,

    It's great to see what others want to achieve.

    I want ...
    to be able to go on holiday and be able to pay for it up-front
    to have double glazing (it's so cold!!!!)
    to do up the kitchen and bathroom
    to sell up and move to somewhere bigger
    to be able to get married and start my marriage debt-free
    to not have to keep asking myself if I can afford it.
    to never be back in this mess again!


    URG x x
  • Just to feel secure and totally independent.

    I've never, ever been totally debt free since I was about 23.
    Debt Free Date [STRIKE]December[/STRIKE] June 2019

    GC January £0/£180
  • I want to get out of debt and have some savings for two reasons

    1. to leave my job and take a less stressful part time position.

    2. buy my own house.
    Nevertheless she persisted.
  • To get a good night's sleep! Seriously, worrying about money all the time really does tire me out. I can't be bothered with this amount of worrying and fretting over the basics in life like 'how will I feed myself next week?'

    Even after knocking more than £30K off my debt over the past few years, I still can't get a good nights sleep as being in debt has robbed me of the right to feel settled and secure in my own home.
    Almost debt-free, but certainly even with the Banks!
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Really enjoyed reading this thread and most peoples reasons mirror mine.

    My motivation is my daughter. She is almost 4 but I was my money situation to never effect her. She has no concept of money now and needs very little so I want to be debt free by the time she is old enough to understand if that makes sense.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I want to be debt and mortgage free so that I can work as little or as much as I want and that I can do whatever I want when I want without too much worry.
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