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Debt Free in 2009 support thread

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  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    determinedtodothis wrote: »
    Morning all,

    Don't think i'm going to pay anymore off this week as i need to put it aside for the big bills next week, did ring the mortgage company friday and thats gone down so the arrears will be paid off by March and that will be another £232 to throw at the debt which as i keep telling myself will be an additional £2088 next year to throw at my target of £17k (possibly more as another 1% might come off by then end of the week!) :j

    Ooh only 3 months and you are serious debt busting! Great news!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    louby_lou wrote: »
    I'm hoping for next october for my debt free date (pls ignore the student loan lol) - hoping to pay off £9331.29 to be precise :)

    Good to see you louby_lou, Mizmir will add you to the list when she is back at the end of the week but in the meantime please debt bust away :beer:, we are all determined to have this money in our pockets and not that of the big financial institutions who can't seem to take care of a piggy bank :eek:
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • determinedtodothis
    determinedtodothis Posts: 593 Forumite
    The_Dragon wrote: »
    Ooh only 3 months and you are serious debt busting! Great news!

    Thanks Dragon - trying to keep up momentum!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • SiannieLaz
    SiannieLaz Posts: 275 Forumite
    afternoon all, £240.21 off my total
    well done all
    Debt as at Feb 14: £2272.40
    DFW Nerd no. 1024
    June Overhaul #26
  • Dex
    Dex Posts: 596 Forumite
    SiannieLaz wrote: »
    afternoon all, £240.21 off my total
    well done all

    awesome well done!!:D :D
    1 debt vs 100 days part 6-11total paid £8,135.86 Final Debt [STRIKE]6,948.61[/STRIKE] £3,174.94
  • determinedtodothis
    determinedtodothis Posts: 593 Forumite
    Gosh well done! i'm getting to the stage where i'm getting annoyed i can't pay any more off... and its not because i'm worried the creditors will come after me its because i want to keep up with you lot *LOL*
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    £35.22 paid off the Sky card today (£26 min payment + £9.22 from last weeks food budget).... hoping the rest wil BT in the next week or so as I got accepted for a 0% Halifax BT... a week after being rejected by them for a different one:confused: Perhaps its because the interest rate on this one is 21.9%:eek: Good job I'm only using it for the 0% :)

    Keeping track of my spends well this month, so at the end of each week I can pay off any spare money thats left from various budgets.... well thats the plan anyway!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • cady
    cady Posts: 668 Forumite
    Hi can i join??? i was reading before but have looked through and havnt posted lol i would like to clear :

    HSBC - £1300
    Natwest card - £ 800
    OD Joint account - £500
    My OD - £600
    Egg Card - £715.58
    Halifax - £6941.12

    Total = £10856.70 :eek:

    by 31/12/2009 - id be happy if everything was gone but the halfiax loan was still there but reduced but ill go for it all and see how i get on!!!
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    cady wrote: »
    Hi can i join??? i was reading before but have looked through and havnt posted lol i would like to clear :

    HSBC - £1300
    Natwest card - £ 800
    OD Joint account - £500
    My OD - £600
    Egg Card - £715.58
    Halifax - £6941.12

    Total = £10856.70 :eek:

    by 31/12/2009 - id be happy if everything was gone but the halfiax loan was still there but reduced but ill go for it all and see how i get on!!!

    Welcome aboard cady! Mizmir will add you and your (soon to be diminished!) total to the front page when she gets back at the end of the week (or over the weekend) in the meantime debt bust away with the best (*cough* and worst *cough*) of us :beer:
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    I hope you bright people can help me - I am near the max on my CC (limit is 2,500 and I am currently at £2,445), if they say the minimum payment is for instance £50 then I am guessing that is any interest so if I pay ANYTHING at all over this then this is off the capital and the bill goes down.

    Am I right on this?
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
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