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Debt Free in 2009 support thread

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  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    frasersmum123 wrote: »
    Morning everyone

    £13.01 from me today - really trying to get under £1200 by New years eve (My own Mini-challenge!), so I have 20 days to clear £87 - fingers crossed!

    Go for it Frasersmum!

    I'm not sure I will be able to clear all the CC debt this year (or even next! :eek:), but I am going to clear as much as I can!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Just tossed another whole pound at the CC! Every little helps :rotfl:
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi all,

    £43 off my credit card. Want to get it to under 7k by the end of Jan. That is my little mini-challenge!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    I would like to have my CC at £2,300 and something (even £2,399!!) by mid January - I think I can do it! The best is the more I fling at it the less interest they will put on and they more I can pay off each time!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • slig
    slig Posts: 400 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    The same day I clear my MBNA balance I get a phonecall from them offering all kinds of 0% deals :rolleyes:. They know they are losing a good customer :).

    To close my card, presumably I have to wait a month or two to pay any outstanding interest? Then should I phone or write?

    Well done to everyone making payments :T .
    Debt at LBM (17/10/08) £5727.61 Debt free date 31/08/09
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    slig wrote: »
    The same day I clear my MBNA balance I get a phonecall from them offering all kinds of 0% deals :rolleyes:. They know they are losing a good customer :).

    To close my card, presumably I have to wait a month or two to pay any outstanding interest? Then should I phone or write?

    Well done to everyone making payments :T .

    Well done! I closed 2 of mine last month and I wrote to them. I waited until I had paid the last bit of interest (£3 I think!).
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello All

    :j Well done there are some big payments coming off our total.:j

    I have just paid £131.67 (odd amount I know but I like to round the figure off each time!!) off of my MBNA CC. Cant wait till Monday as that is my payday so I will be able to make some more payments to other debts.
    Sat and worked it all out last night and can make above minimum payment to all of them:T
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Yay! Go Pip's Mum! every payment over the minimum is a serious bonus!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • frasersmum123
    frasersmum123 Posts: 862 Forumite
    Well Done Pip's Mum - I like a nice rounded down account too!
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • oreo7504
    oreo7504 Posts: 82 Forumite
    I would love to be deb free in 2009, but i don't think it will happen but I'm going to get as much cleared as I can. As soon as I've cleared my debts, I'm going to save as much as I can to go back to florida for 3 weeks so I can swim with dolphins as it's my dream holiday.
    Total debt £13318 :idea: paid £5660 Left to pay £7658 57%
    10K in 2010 challenge 6806/10,000 68%
    Clothes challenge 12/100 10%
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