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Debt Free in 2009 support thread

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  • Dex
    Dex Posts: 596 Forumite
    Hey

    £10.35 paid off

    Dex :)
    1 debt vs 100 days part 6-11total paid £8,135.86 Final Debt [STRIKE]6,948.61[/STRIKE] £3,174.94
  • frasersmum123
    frasersmum123 Posts: 862 Forumite
    Morning everyone.

    £13 to Capital One today, so almost under £1300!
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    juicygirl wrote: »
    Another payment cleared today :D

    Aiming to get sub £18k by the end of December. Another payment still to clear so that leaves £107 to find in 3 weeks! Here's hoping!

    Can you let us know how much the payment was so I can knock it off our total?!

    Thanks - and well done!
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Hi everyone

    Sorry I wasn't around yesterday - busy work day away and really tired when I got in. Think we are all up to date now. Welcome to LMUni-Debt - good luck with your target - think it is always good to set the bar high! :)

    Don't forget to tell us if you make a payment so that our joint figure can go up!
  • slig
    slig Posts: 400 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    My CC balance is officially 0% today :) Also it's less than £1000 now, woohoo. I've got a direct debit set up for the minimum payments, so it means I don't have to worry about it at all for 14 months, by which time I'll have savings to pay off the balance in full.

    Next small step is getting the overdraft under £1000, which should be in the next few weeks. Next big step is getting rid of it altogether, which should be in a few months.
    Debt at LBM (17/10/08) £5727.61 Debt free date 31/08/09
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    I flung £50 at the CC today - unfortunately the interest of £50 went on :rotfl:, so I am still at the same amount *sigh*, next payment in a fortnight should be good though! That one will reduce it AND drop the amount of interest payable next month.

    Everyone else seems to be doing really well!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    slig wrote: »
    My CC balance is officially 0% today :) Also it's less than £1000 now, woohoo. I've got a direct debit set up for the minimum payments, so it means I don't have to worry about it at all for 14 months, by which time I'll have savings to pay off the balance in full.

    Next small step is getting the overdraft under £1000, which should be in the next few weeks. Next big step is getting rid of it altogether, which should be in a few months.

    I am probably being thick here but that made no sense to me whatever! If your CC is at zero how can it also be at just under £1k?:o
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • slig
    slig Posts: 400 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    The_Dragon wrote: »
    I am probably being thick here but that made no sense to me whatever! If your CC is at zero how can it also be at just under £1k?:o


    Sorry, I probably worded that wrong. The interest is 0%. ;)
    Debt at LBM (17/10/08) £5727.61 Debt free date 31/08/09
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    slig wrote: »
    Sorry, I probably worded that wrong. The interest is 0%. ;)

    Ah right! in that case WOO HOO!!!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • slig
    slig Posts: 400 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    The_Dragon wrote: »
    Ah right! in that case WOO HOO!!!

    Balance of 0 would be better... But now it's 0% it can go to the bottom of the pile, and I can easily pay it off in 14 months :T . In fact my debt free date is this summer, but I may as well keep the money in a savings account and EARN some interest for once.

    Well done to everyone for al the good work so far :A .
    Debt at LBM (17/10/08) £5727.61 Debt free date 31/08/09
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