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New DFW - Now my diary!!!
Comments
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Oh dear, I'm so sorry to hear you've been made redundant!!!
You've taken the news well, in your normal happy way! I echo what's already been said, stay positive, stay on the ball & you'll be back in work before you know it.
xxxxxxxxxxxxxxDebt @ LBM 29/12/08 - £49044! Now £44684.Fat loss 29/85lbs // £100 into £10k £243.07/£10kHSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £8000 -
Thanks Retro
I kinda guess that by getting all down about it - won't do me any favours. There are jobs out there - I'm fortunate I live just outside London, so do have the opportunity to commute if something comes up...
To Do
Get on JSA website - erm... can't do quite yet *
[strike]Shopping list for tomorrow[/strike] done
Start getting paperwork together half done
Call last two companies about direct debit change to do today
Work out next months bills. to do today
* Can't do this until monday as that is when I am officially redundant. I am currently on notice leave (don't wanna be committing fraud!:eek:)
Today I got paid my last wages plus the lump sum they kindly gave me. It was the maximum my manager could get me and means I will be ok for a few months. I have immediately transferred from my current account to ISA.
Today I will be going budget food shopping - and doing the rest of the stuff above. I have applied for a job online again this morning - a temporary contract - but I think that could be a good way to go as it means I'll be working whilst seeking the right job. I am wary of taking the first permanent job that comes up as I could be taking it for the sake of taking it rather than it being the direction I want to go in.
Something I'm puzzled about - and may hop over to mortgage boards is whether or not to take a payment holiday for 2 months until my mortgage cover kicks in - just incase, then save my 'lump' sum for other bills?? any thoughts gratefully received
Right must get backside into gear - will be on later with update!
Have a good day everyone!!
xxxLBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
:hello: Hey Emms!!
So sorry to hear your rubbish news - I would send some massive hugs your way - but really - I'm not surprised to see you'r handling it in your usual positive way! :A
You'll be back in the rat race in no time at all I'm sure!
Can't offer anything constructive I'm afraid - but it sounds as though you're defo on top of everything!
Keep smiling my love!
xx0 -
Hello!! Nice to see you are your normal cheerful self!! You are right though, getting all down isn't going to help - but for most people it is natural reaction!!
Good luck with sorting all your paperwork etc - at least you have time to do it now (every cloud, silver lining and all!)
Have my fingers-crossed for you on the job front, but have a feeling you will be just fine!!
Nats xstart = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
OMG you lost your job!!
I'm so sorry and how careless of you:rolleyes:
Big hug from me and tomorrow we can pull up our chairs put the kettle on and have a chat;) However my team needs me so I must dash, take care honey :beer:LBM- finally kicked in 16/12/08 @ [strike]£41,862 [/strike] £0.00/ DFD- 24/12/13
0 -
Thanks Laura, Nats & OBNW
:rotfl: at 'lost the job' - yes I left it in that 'somewhere safe' place
Today is kick myself up the bum day... I didn't do as much of the To Do list yesterday as I should of; so plan of action for today (and I feel by writing it here - I have you guys to answer to!);
Ironing
Clean Bathroom
Call those bloomin last two companies about direct debit
Get all paperwork filed and up to date
Find another job website to sign up to
Tis piddling it down here - so no reason to go outside!!
Right I will be back here about lunchtime - going to treat this job hunting like a job and give myself a lunch break!
Have a good day everybody!!!
xxLBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
Now come on Emms - start crossing things off your list!!!! lol start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
Hope you conquer your list. Good luck with the mortgage holiday. We phoned at the weekend to ask for 2 to tide me over until I start work, and they now deem our house to be worth less than it was when we took out the mortgage & are now over the 97% lend agreement - apparently! Thanks Halifax, for telling us that!
That's all despite my online banking saying 'Holiday Entitlement - 4 months'!!! GRRR!Debt @ LBM 29/12/08 - £49044! Now £44684.Fat loss 29/85lbs // £100 into £10k £243.07/£10kHSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £8000 -
Thanks Nats - encouragement needed!!
Must admit to spending another hour after posting searching some job websites.
[STRIKE]Ironing [/STRIKE]
Clean Bathroom
Call those bloomin last two companies about direct debit
Get all paperwork filed and up to date
[STRIKE]
Find another job website to sign up to
[/STRIKE]
Am calling the companies after 2pm - think I have a quicker chance of getting through ...
Had an email back from agency about the contract job i went for and am going to sign up with them at 3pm - so just getting sorted for that.
Retro - thanks for advice - I can be prepared for that when I ask for it as I probably am in a similar position... still worth asking...
Will update later .... wish me luck :cool:
xxLBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
Good luck!!start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0
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