Icesave Veterans Association

suesie999

Skieasy wrote: »

Yes, but rates changing quickly now and their site does say "rates subject to review", so no guarantee the 5.15% will last long.

May be better to go for a fixed rate, albeit at a lower figure, if you want peace of mind for the term.

This has gone down today to 4.15!! Just after i trnasferred money in !!

suesie999

ok, I need some help here.......as you veterans will know my money with Icesave was an ISA, and although the intention is to re-invest as much as I can in an ISA, i need to have it somwhere at the moment which is accessible, as I need some of it to live off whilst I sort out my new business.

I already have a NR account, and I also recently opened an Egg account . NR have just dropped to 4.15 and I can get 5.05. at Egg. I am nest to put it all in NR and have the government backing despite all " Eggs" in one basket (sorry coudnt resist!!), or shall I split it to get the better rate??? I am not sure how safe Egg is really??

st

suesie999 wrote: »

ok, I need some help here.......as you veterans will know my money with Icesave was an ISA, and although the intention is to re-invest as much as I can in an ISA, i need to have it somwhere at the moment which is accessible, as I need some of it to live off whilst I sort out my new business.

I already have a NR account, and I also recently opened an Egg account . NR have just dropped to 4.15 and I can get 5.05. at Egg. I am nest to put it all in NR and have the government backing despite all " Eggs" in one basket (sorry coudnt resist!!), or shall I split it to get the better rate??? I am not sure how safe Egg is really??[/quot

morning suesie I would have a look at http://www.capitalonesavings.co.uk/BonusSaverAccount.asp paying 4.70 -I have applied yesterday -they are UK based and when I had the credit card very good helpful cusotmer service and of course more important FSCS members and FSA .

suesie999

st wrote: »

suesie999 wrote: »

ok, I need some help here.......as you veterans will know my money with Icesave was an ISA, and although the intention is to re-invest as much as I can in an ISA, i need to have it somwhere at the moment which is accessible, as I need some of it to live off whilst I sort out my new business.

I already have a NR account, and I also recently opened an Egg account . NR have just dropped to 4.15 and I can get 5.05. at Egg. I am nest to put it all in NR and have the government backing despite all " Eggs" in one basket (sorry coudnt resist!!), or shall I split it to get the better rate??? I am not sure how safe Egg is really??[/quot

morning suesie I would have a look at http://www.capitalonesavings.co.uk/BonusSaverAccount.asp paying 4.70 -I have applied yesterday -they are UK based and when I had the credit card very good helpful cusotmer service and of course more important FSCS members and FSA .

Thanks, I already have a card with them so I will look into it............;)

oql61

Hello everyone.

Bummer about Northern Rock, but only to be expected.

Can anyone who applied for the Kent Reliance Fixed Rate Bond (as I recall, KenC, VeryUnique and Chameleon) and sent forms and cheque late last week tell me if they've had the cheque cashed? I'm now worried my application may not have got there (even though sent Guaranteed Next Day Delivery). The chap on the phone said cheques were banked at head office straight away, but I guess they may have a backlog. It's annoying since I have 20K sitting in my bank account earning nothing (when it could be earning next to nothing elsewhere! ).

Optimist

The Halifax fixed rate ISA is still available 5.00 % or 5.50% for over £30k. Open it and they promise to hold the rate for the next 60 days to give you chance to get your icesave money and tax certificate sorted. I cant see it staying at this rate very long especially if the BOE drop interest rates again tomorrow.

amistupid

Moaning all

suesie999

I know this isnt really the place for this but as you are all close friends now and I trust you, i have got 2 tickets for Il Divo in concert on sat 21st Feb at MEN arena, They are good seats. If any one is interested in buying, or knows someone who may be ,then let me know..;)

KenC_3

oql61 wrote: »

Hello everyone.

Bummer about Northern Rock, but only to be expected.

Can anyone who applied for the Kent Reliance Fixed Rate Bond (as I recall, KenC, VeryUnique and Chameleon) and sent forms and cheque late last week tell me if they've had the cheque cashed? I'm now worried my application may not have got there (even though sent Guaranteed Next Day Delivery). The chap on the phone said cheques were banked at head office straight away, but I guess they may have a backlog. It's annoying since I have 20K sitting in my bank account earning nothing (when it could be earning next to nothing elsewhere! ).

My KRBC cheque has not been cashed yet. Sent on thursday with guaranteed next day delivery. On the same day I sent my cheque to Bir Mid and that has been cashed today.

I get round teh lack of interest on my current account by have a deposit account at the same bank at sweeping the balance daily. When cheques are presented you see the account overdrawn but can do an online transfer immediatley so no interest is charged. You need to be on the ball and do this every day without fail though.

amistupid

What's the FTSE and Dow got in common with the Olympics?



Synchronised diving!