NEW - pay off £20,000 (ish) by Christmas 2009

raggydoll_2

I'm in hopefully this thread wil help to motivate me. I will attempt to do 20K although like others i really don't know where that will come from at the moment. That should pay off my loan, cc, overdraft and car finance and any extra can go towards the mortgage. I will update my signiture with the total mounts later when i've double checked the current figures.

Puzzledbubbles

Oooooh, thanks Hypno, i have a number

Im going to count everything that i pay from the 1st of december for my regular payments and then any extra that i can will go into my savings account to get rid of a lump sum - first target is £500 overdraft

pania

dammit. just worked out that all my debt repayments this month will be made pre 1st december. dash it! was sooo looking forward to updating my total too!

lamarsi

count me in! i joined the last one and so far i've cleared £8565.59 since march if i clear another £10,000 by next sept i think i could just about afford to go do my mental health nursing training.. that should motivate me! put me down for £20k please!

Gemmzie

I didn't start until January this year so won't be starting till January again or I'll get confused

Think I'm going to go for £10k again, will be much harder this year but we'll see how it goes.

hypno06

list duly updated!

Pania, just think - when the rest of us are skint at the end of the month and are finding it difficult to make payments, you will be paying money off your debt left right and centre and will be posting wonderful motivating things on here to keep our spirits up

Avogirly

Hello!

I haven't been here for a while as things have been a little stressful at home. My gran has been really ill, and I have had to take over looking after my home, as Mum and Dad are off caring for her....which has meant I've had a farm full of animals to care for, as well as two jobs. Something had to give and unfortunately it was money saving.

However, I am feeling very motivated and excited today and was thrilled to see the thread about the £20k challenge for 2009. I'm not sure on my current total debt, but I think it's about £26k, will know for definite after DD's come out in December. Therefore I would like to clear that amount, and have £4k in savings. So I'm going for £30k.

There, I've said it...........hypno06, please add me to the list......kick me, shake me and make me complete this challenge, as I think, when I do, will be the best thing in the world for me!

Much love and good luck to all.

Avo xxxx

hypno06

Avo you are added - thought I'd better do it quickly before you change your mind!! Want to sieze on this positivity!!!

Sorry to read that you have been through the mill a bit recently - hopefully 2009 will be better for you all!

Avogirly

Thanks hypno....sometimes life just takes over a little bit. I've never been so stressed before. I've even been suffering migranes which I've never ever had - Yuck! They are not nice.

But, yeah, feeling pretty good now...and it's official.....i've got a shed load of money to earn next year..............but 2009 is gonna be a good one - I can feel it in my bones! xxx

mrs_tooti-frooti

Hiya Hypno

Can I join too please?

I'm in for £20k - don't know how I will do it and this is my first EVER challenge so wish me luck everyone!!!